Mortgage Lenders and Brokers in Brevard, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brevard, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust96 S Broad St, Brevard, NC 28712A5.0 ★Texas Ratio: 7.72%, United Community BankUnited Community Bank160 W Main St, Brevard, NC 28712A+5.0 ★Texas Ratio: 2.97%, Fifth Third Bank, National AssociationFifth Third Bank, National Association567 N Broad St, Brevard, NC 28712A+5.0 ★Texas Ratio: 3.22%, Wells Fargo Bank NAWells Fargo Bank NA114 Asheville Hwy, Brevard, NC 28712A+5.0 ★Texas Ratio: 5.36%, First BankFirst Bank2 Market St, Brevard, NC 28712A+5.0 ★Texas Ratio: 1.94%, State Employees' Credit UnionState Employees' Credit Union2235 ASHEVILLE HWY, BREVARD, NC 28712A-5.0 ★Texas Ratio: 14.13%, HomeTrust BankHomeTrust Bank192 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.53%, Ameris BankAmeris Bank6805 Carnegie Blvd, Charlotte, NC 28211A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brevard, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brevard are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brevard, North Carolina
Market share is the lender's share of all home loans closed in Brevard, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Brevard 96 S Broad St, Brevard, NC 28712 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 18 +24 HELOCs |
6% | 90% | $373,333 | View |
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2 offices in Brevard 160 W Main St, Brevard, NC 28712 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 14 +22 HELOCs |
4.6% | 93.3% | $440,000 | View |
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1 office in Brevard 567 N Broad St, Brevard, NC 28712 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +8 HELOCs |
2.3% | 100% | $189,285 | View |
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1 office in Brevard 114 Asheville Hwy, Brevard, NC 28712 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 2.3% | 63.6% | $300,714 | View |
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1 office in Brevard 2 Market St, Brevard, NC 28712 A+5.0 ★Texas Ratio: 1.94% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.7% | 100% | $715,000 | View |
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2235 ASHEVILLE HWY, BREVARD, NC 28712 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 12 +18 HELOCs |
4% | 80% | $328,333 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 6 +2 HELOCs |
2% | 100% | $396,666 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 6 | 2% | 100% | $341,666 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.7% | 100% | $749,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.7% | 100% | $399,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 5 | 1.7% | 83.3% | $693,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $305,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $355,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $120,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 0.7% | 66.7% | $555,000 | View |
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1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62% |
Conventional, Jumbo | 2 | 0.7% | 66.7% | $685,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.3% | 100% | $365,000 | |
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1453 Sand Hill Rd, Candler, NC 28715 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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2074 Asheville Hwy, Brevard, NC 28712 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.3% | 50% | $315,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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281 Asheville Hwy, Brevard, NC 28712 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,045,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
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4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goprime Mortgage, Inc.
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Conventional, FHA | 5 | 1.7% | 100% | $237,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 35 | 11.6% | 83.3% | $264,428 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 15 +1 HELOCs |
5% | 100% | $368,333 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 13 +1 HELOCs |
4.3% | 83.3% | $253,461 | |
Howard Hanna Financial Services, Inc
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Conventional, VA | 9 | 3% | 100% | $273,888 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, USDA | 9 | 3% | 100% | $358,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 7 | 2.3% | 100% | $332,142 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 5 +3 HELOCs |
1.7% | 83.3% | $359,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.7% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
1.3% | 66.7% | $390,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.3% | 83.3% | $350,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.3% | 66.7% | $135,000 | |
Mortgage Research Center
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VA | 4 | 1.3% | 80% | $367,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 1.3% | 40% | $120,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1% | 100% | $405,000 | |
Cmg Mortgage Inc
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Conventional, VA | 3 | 1% | 100% | $421,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1% | 100% | $185,000 | View |
Newrez LLC
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Conventional | 2 | 0.7% | 40% | $135,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.7% | 20% | $285,000 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 0.7% | 100% | $140,000 | |
T2 Financial LLC
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FHA | 2 | 0.7% | 66.7% | $385,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.7% | 100% | $420,000 | View |
Milend, Inc
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Conventional | 2 | 0.7% | 100% | $290,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.7% | 100% | $180,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.7% | 100% | $670,000 | View |
Reliance First Capital, LLC
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FHA | 2 | 0.7% | 100% | $260,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
Primelending
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 25% | $305,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $365,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Capital City Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
Navigant Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $955,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
NJ Lenders Corp
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Click n' Close, Inc.
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VA | 1 | 0.3% | 100% | $485,000 | |
Schumacher Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Acu
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Greenbox Loans
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.3% | 100% | $305,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $75,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.3% | 100% | $435,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Consumers Credit Union
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $405,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $245,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $485,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Brevard Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brevard, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Brevard? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brevard in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brevard, NC
Use these to narrow the list above. Each category shows how many Brevard, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Brevard, NC
Independent mortgage companies closed 54.3 percent of home loans in Brevard, North Carolina in 2025, banks 34.1 percent and credit unions 11.6 percent. Goprime Mortgage, Inc. was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brevard, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Brevard, North Carolina with 18 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Brevard, North Carolina in 2025, led by Rocket Mortgage with 3. 10 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 18 credit unions closed home loans in Brevard, North Carolina in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brevard, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brevard, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brevard. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
