Mortgage Lenders and Brokers in Boone, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Boone, North Carolina mortgage lenders include Skyline National BankSkyline National Bank1641 Blowing Rock Road, Boone, NC 28607A+5.0 ★Texas Ratio: 3.31%, Truist BankTruist Bank971 Blowing Rock Rd, Boone, NC 28607A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA1800 Blowing Rock Rd, Boone, NC 28607A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA958 Blowing Rock Rd, Boone, NC 28607A+5.0 ★Texas Ratio: 5.36%, First National Bank of PAFirst National Bank of PA2111 Blowing Rock Rd, Boone, NC 28607A+5.0 ★Texas Ratio: 1.62%, Bank of TennesseeBank of Tennessee189 Boone Heights Drive, Boone, NC 28607A+5.0 ★Texas Ratio: 4.09%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust540 Highway 105 Ext, Boone, NC 28607A5.0 ★Texas Ratio: 7.72%, PNC Bank N.A.PNC Bank N.A.1168 Blowing Rock Rd, Boone, NC 28607A+5.0 ★Texas Ratio: 4.24%, First Horizon BankFirst Horizon Bank325 Leola St, Boone, NC 28607A+5.0 ★Texas Ratio: 5.76%, and First Community BankFirst Community Bank1013 Highway 105, Boone, NC 28607A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Boone, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boone are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Boone, North Carolina
Market share is the lender's share of all home loans closed in Boone, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Boone 1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional, Jumbo | 17 | 6.9% | 100% | $376,764 | View |
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★ 1 stars, 1 review 1 office in Boone 971 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 8 +7 HELOCs |
3.3% | 100% | $466,250 | View |
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1 office in Boone 1800 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
2% | 100% | $519,000 | View |
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2 offices in Boone 958 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 2% | 71.4% | $537,000 | View |
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1 office in Boone 2111 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
1.6% | 80% | $342,500 | View |
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1 office in Boone 189 Boone Heights Drive, Boone, NC 28607 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 4 | 1.6% | 100% | $205,000 | View |
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1 office in Boone 540 Highway 105 Ext, Boone, NC 28607 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +6 HELOCs |
0.8% | 66.7% | $540,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Boone 1168 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
0.8% | 100% | $300,000 | View |
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★ 5 stars, 1 review 1 office in Boone 325 Leola St, Boone, NC 28607 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Boone 1013 Highway 105, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1470 BLOWING ROCK RD, BOONE, NC 28607 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 35 +30 HELOCs |
14.2% | 89.7% | $350,142 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
1.6% | 50% | $360,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.2% | 60% | $668,333 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 1.2% | 100% | $551,666 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional, VA | 2 | 0.8% | 100% | $635,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo | 2 | 0.8% | 100% | $865,000 | |
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3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,605,000 | View |
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292 W Main Ave, Gastonia, NC 28052 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,245,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional | 4 | 1.6% | 100% | $360,000 | |
Corporate Investors Mortgage G
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Conventional, Jumbo | 1 | 0.4% | 100% | $895,000 | |
Rocket Mortgage
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Conventional, Jumbo | 25 | 10.2% | 83.3% | $293,800 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 18 | 7.3% | 100% | $380,555 | |
Movement Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 15 +1 HELOCs |
6.1% | 94.4% | $487,000 | |
Atlantic Bay Mortgage Group
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Conventional | 5 | 2% | 100% | $537,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.6% | 100% | $492,500 | |
Newrez LLC
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Conventional, FHA | 3 | 1.2% | 75% | $221,666 | |
Guild Mortgage Company
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Conventional | 3 | 1.2% | 100% | $411,666 | |
Intercoastal Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $385,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 1.2% | 100% | $608,333 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $345,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.8% | 100% | $435,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.8% | 66.7% | $635,000 | View |
Resource Financial Services, Inc.
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Conventional, VA | 2 | 0.8% | 100% | $325,000 | |
Provident Funding Associates
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Conventional | 2 | 0.8% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, Jumbo | 2 | 0.8% | 100% | $695,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 0.8% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $430,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 33.3% | $380,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $515,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $525,000 | |
Lower, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $445,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $605,000 | |
United Wholesale Mortgage
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Conventional | 1 | 0.4% | 50% | $315,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $645,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $415,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $895,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 33.3% | $505,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $585,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Capital Center LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Franklin Loan Corporation
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VA | 1 | 0.4% | 100% | $345,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo | 1 | 0.4% | 100% | $905,000 | View |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Agfirst Farm Credit Bank
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,965,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 25% | $325,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $495,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,455,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Summit Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $535,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $775,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $365,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Boone Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Boone, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Boone? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boone in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Boone, NC
Use these to narrow the list above. Each category shows how many Boone, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Boone, NC
Independent mortgage companies closed 50.4 percent of home loans in Boone, North Carolina in 2025, banks 33.3 percent and credit unions 16.3 percent. American Security Mortgage Cor was the largest mortgage company, Skyline National Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Boone, NC
By home loans closed in 2025, Skyline National Bank was the largest mortgage lender in Boone, North Carolina with 17 loans, about 6.9 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Boone, North Carolina in 2025, led by Fairway Independent Mort Corp with 2. 9 lenders closed VA loans, led by Uwharrie Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 8 credit unions closed home loans in Boone, North Carolina in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Boone, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boone, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boone. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
