Mortgage Lenders and Brokers in Benson, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Benson, North Carolina mortgage lenders include Truist BankTruist Bank307 E Main St, Benson, NC 27504A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust100 W Main St, Benson, NC 27504A5.0 ★Texas Ratio: 7.72%, First Federal BankFirst Federal Bank105 N Johnson St, Benson, NC 27504A4.8 ★Texas Ratio: 5.15%, United Community BankUnited Community Bank200 E Church St, Benson, NC 27504A+5.0 ★Texas Ratio: 2.97%, State Employees' Credit UnionState Employees' Credit Union925 DOGEYE RD, BENSON, NC 27504A-5.0 ★Texas Ratio: 14.13%, Ks Bank, Inc.Ks Bank, Inc.6374 Deans St, Bailey, NC 27807A+5.0 ★Texas Ratio: 1.78%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%, and Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Benson, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Benson are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Benson, North Carolina
Market share is the lender's share of all home loans closed in Benson, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Benson 307 E Main St, Benson, NC 27504 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 9 +3 HELOCs |
2.5% | 81.8% | $335,000 | View |
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1 office in Benson 100 W Main St, Benson, NC 27504 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 8 +4 HELOCs |
2.2% | 88.9% | $181,250 | View |
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1 office in Benson 105 N Johnson St, Benson, NC 27504 A4.8 ★Texas Ratio: 5.15% |
Conventional | 5 | 1.4% | 100% | $565,000 | View |
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1 office in Benson 200 E Church St, Benson, NC 27504 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +9 HELOCs |
0.6% | 66.7% | $180,000 | View |
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925 DOGEYE RD, BENSON, NC 27504 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 27 +31 HELOCs |
7.5% | 80% | $248,703 | View |
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6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 12 | 3.3% | 100% | $272,500 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.2% | 75% | $380,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 2.2% | 100% | $316,250 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +7 HELOCs |
0.6% | 66.7% | $320,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $345,000 | |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $245,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $435,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.3% | 100% | $685,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
American Security Mortgage Cor
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FHA, USDA | 6 | 1.7% | 100% | $306,666 | |
AgCarolina Farm Credit, ACA
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Conventional | 4 | 1.1% | 100% | $275,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.6% | 100% | $160,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Corporate Investors Mortgage G
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 30 | 8.4% | 95.1% | $329,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo | 21 | 5.8% | 95.5% | $343,095 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 5% | 86.4% | $305,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 4.7% | 85.7% | $255,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 12 +1 HELOCs |
3.3% | 100% | $290,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +1 HELOCs |
3.1% | 100% | $265,000 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 3.1% | 92.3% | $342,272 | |
Mortgage Research Center
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VA | 9 | 2.5% | 64.3% | $319,444 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 9 | 2.5% | 100% | $235,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 6 | 1.7% | 100% | $158,333 | |
TowneBank
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Conventional, FHA, VA | 6 | 1.7% | 85.7% | $366,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.1% | 66.7% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 4 | 1.1% | 100% | $425,000 | View |
Cmg Mortgage Inc
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Conventional, VA, USDA | 4 | 1.1% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional, FHA | 4 | 1.1% | 100% | $442,500 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 1.1% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 4 | 1.1% | 100% | $285,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.21% |
Conventional, FHA | 3 | 0.8% | 100% | $278,333 | View |
Equity Resources Inc
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Conventional, FHA | 2 | 0.6% | 100% | $355,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.6% | 66.7% | $225,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA, USDA | 2 | 0.6% | 100% | $330,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA | 2 | 0.6% | 100% | $400,000 | View |
Newrez LLC
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VA | 2 | 0.6% | 50% | $295,000 | |
ALCOVA Mortgage, LLC
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Conventional, USDA | 2 | 0.6% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, VA | 2 | 0.6% | 100% | $280,000 | View |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $340,000 | |
Ahl Funding
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Conventional, FHA | 2 | 0.6% | 100% | $360,000 | |
Developer's Mortgage Company
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Conventional, VA | 2 | 0.6% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.6% | 100% | $305,000 | |
T2 Financial LLC
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Conventional | 2 | 0.6% | 66.7% | $265,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.6% | 100% | $255,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.6% | 100% | $80,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $310,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.6% | 100% | $160,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 33.3% | $185,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.6% | 100% | $390,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.3% | 100% | $295,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.3% | 50% | $225,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Howard Hanna Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $245,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 50% | $205,000 | |
City Lending Inc.
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FHA | 1 | 0.3% | 33.3% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.3% | 100% | $435,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $445,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.3% | 100% | $405,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $55,000 | |
Republic State Mortgage Company
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Real Genius LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
First Heritage Mortgage, LLC
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USDA | 1 | 0.3% | 100% | $325,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $345,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Nationstar Mortgage
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VA | 1 | 0.3% | 100% | $275,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.3% | 50% | $455,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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VA | 1 | 0.3% | 100% | $265,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $295,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 50% | $165,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
USDA | 1 | 0.3% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 33.3% | $55,000 | View |
Loan Simple, Inc.
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USDA | 1 | 0.3% | 100% | $315,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $75,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Benson Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Benson, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Benson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Benson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Benson, NC
Use these to narrow the list above. Each category shows how many Benson, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Benson, NC
Independent mortgage companies closed 66.6 percent of home loans in Benson, North Carolina in 2025, banks 21.2 percent and credit unions 12.3 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Benson, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Benson, North Carolina with 9 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Benson, North Carolina in 2025, led by Movement Mortgage, LLC with 13. 24 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Benson, North Carolina in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Benson, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Benson, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Benson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
