Mortgage Lenders and Brokers in Belmont, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belmont, North Carolina mortgage lenders include Truist BankTruist Bank601 Hawley Ave, Belmont, NC 28012A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA635 Park St, Belmont, NC 28012A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA645 Park St, Belmont, NC 28012A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association192 E Woodrow Ave, Belmont, NC 28012A+5.0 ★Texas Ratio: 2.27%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA675 Park St, Belmont, NC 28012A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank6440 W Wilkinson Blvd, Belmont, NC 28012A+5.0 ★Texas Ratio: 5.76%, The Fidelity BankThe Fidelity Bank100 North Main Street, Belmont, NC 28012A+5.0 ★Texas Ratio: 3.02%, Belmont Savings BankBelmont Savings BankBelmont, NCA+5.0 ★Texas Ratio: 2.60%, and State Employees' Credit UnionState Employees' Credit Union7225 W WILKINSON BLVD, BELMONT, NC 28012A-5.0 ★Texas Ratio: 14.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belmont, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belmont are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belmont, North Carolina
Market share is the lender's share of all home loans closed in Belmont, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Belmont 601 Hawley Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 12 +17 HELOCs |
1.6% | 100% | $485,833 | View |
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1 office in Belmont 635 Park St, Belmont, NC 28012 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 10 | 1.3% | 83.3% | $261,000 | View |
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1 office in Belmont 645 Park St, Belmont, NC 28012 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 9 +20 HELOCs |
1.2% | 81.8% | $376,111 | View |
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★ 5 stars, 1 review 1 office in Belmont 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, Jumbo, HELOC | 7 +15 HELOCs |
0.9% | 100% | $615,000 | View |
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1 office in Belmont 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 6 +6 HELOCs |
0.8% | 85.7% | $741,666 | View |
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1 office in Belmont 675 Park St, Belmont, NC 28012 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $550,000 | View |
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★ 5 stars, 1 review 1 office in Belmont 6440 W Wilkinson Blvd, Belmont, NC 28012 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $1,075,000 | View |
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1 office in Belmont 100 North Main Street, Belmont, NC 28012 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.60% |
Conventional, Jumbo | 7 | 0.9% | 100% | $607,857 | View |
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7225 W WILKINSON BLVD, BELMONT, NC 28012 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 28 +38 HELOCs |
3.8% | 87.5% | $354,642 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 16 +2 HELOCs |
2.2% | 66.7% | $846,875 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 7 +4 HELOCs |
0.9% | 80% | $280,714 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, Jumbo, HELOC | 6 +7 HELOCs |
0.8% | 35.3% | $566,666 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
0.8% | 100% | $1,716,666 | View |
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6425 W Wilkinson Blvd, Belmont, NC 28012 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 80% | $160,000 | View |
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1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.4% | 100% | $781,666 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
0.3% | 66.7% | $345,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $1,480,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,015,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 2 | 0.3% | 100% | $295,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 2 | 0.3% | 100% | $330,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $505,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $345,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $375,000 | |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,065,000 | View |
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3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
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6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1200 Ridgefield Blvd, Asheville, NC 28806 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA, Jumbo | 21 | 2.8% | 100% | $444,523 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.3% | 100% | $155,000 | |
Premier Lending Inc.
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Conventional | 2 | 0.3% | 100% | $310,000 | |
Pulte Mortgage LLC
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Conventional, VA, Jumbo | 84 | 11.3% | 98.8% | $411,428 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 75 | 10.1% | 85.6% | $309,400 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 42 +4 HELOCs |
5.7% | 91.3% | $432,380 | |
Tri Pointe Connect, LLC
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Conventional, VA, Jumbo | 40 | 5.4% | 100% | $485,250 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 30 | 4% | 100% | $377,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 21 | 2.8% | 95.7% | $322,619 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, Jumbo | 15 | 2% | 100% | $516,333 | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 14 | 1.9% | 100% | $423,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 13 | 1.7% | 86.7% | $435,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 12 | 1.6% | 100% | $496,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 1.2% | 90% | $345,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 9 | 1.2% | 100% | $419,444 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 8 +5 HELOCs |
1.1% | 72.7% | $272,500 | |
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A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 7 | 0.9% | 77.8% | $995,000 | View |
Howard Hanna Financial Services, Inc
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Conventional | 7 | 0.9% | 100% | $372,142 | |
Nationstar Mortgage
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Conventional, FHA, Jumbo | 6 | 0.8% | 85.7% | $420,000 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 5 | 0.7% | 71.4% | $391,000 | |
Sage Home Loans Corporation
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Conventional | 5 | 0.7% | 100% | $589,000 | |
Amerisave Mortgage Company
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Conventional, VA | 5 | 0.7% | 41.7% | $255,000 | |
Union Home Mortgage Corp.
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Conventional | 5 | 0.7% | 100% | $521,000 | |
Mortgage Research Center
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VA | 5 | 0.7% | 85.7% | $389,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 4 | 0.5% | 100% | $375,000 | |
Discover Bank
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Conventional | 4 | 0.5% | 40% | $117,500 | |
Fairway Independent Mort Corp
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Conventional | 4 | 0.5% | 100% | $432,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.5% | 44.4% | $162,500 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 3 +8 HELOCs |
0.4% | 75% | $441,666 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +2 HELOCs |
0.4% | 75% | $468,333 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.4% | 50% | $98,333 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 75% | $361,666 | |
Originpoint, LLC
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Conventional | 3 | 0.4% | 100% | $551,666 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 3 | 0.4% | 100% | $691,666 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 0.4% | 100% | $365,000 | |
Primelending
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Conventional | 3 | 0.4% | 100% | $398,333 | |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 0.4% | 100% | $271,666 | |
Canopy Mortgage, LLC
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Conventional | 3 | 0.4% | 100% | $358,333 | |
Envoy Mortgage, Ltd
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Conventional | 3 | 0.4% | 100% | $295,000 | |
Nbkc Bank
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Conventional, VA | 3 | 0.4% | 100% | $408,333 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $475,000 | |
PHH Mortgage Corporation
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Conventional | 3 | 0.4% | 100% | $708,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 3 | 0.4% | 100% | $435,000 | |
Provident Funding Associates
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Conventional | 3 | 0.4% | 100% | $448,333 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.4% | 75% | $395,000 | |
Lower, LLC
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Conventional | 3 | 0.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.4% | 100% | $158,333 | View |
Tomo Mortgage LLC
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Conventional | 3 | 0.4% | 100% | $651,666 | |
Cmg Mortgage Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $540,000 | |
TowneBank
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 40% | $610,000 | |
New American Funding, LLC.
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 40% | $275,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.3% | 100% | $440,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 2 | 0.3% | 100% | $335,000 | View |
SIRVA Mortgage, Inc.
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Conventional | 2 | 0.3% | 100% | $375,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 0.3% | 66.7% | $365,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 2 | 0.3% | 100% | $525,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.3% | 100% | $500,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.3% | 100% | $200,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.3% | 100% | $440,000 | View |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $200,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.3% | 100% | $390,000 | View |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $595,000 | View |
American Airlines Federal Cred
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $265,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $775,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,365,000 | View |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.1% | 100% | $605,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $665,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 20% | $275,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.1% | 100% | $555,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.1% | 33.3% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $775,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $325,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 50% | $225,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $705,000 | |
Acu
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Conventional | 1 | 0.1% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
Kwik Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $375,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.1% | 100% | $485,000 | |
First Heritage Mortgage, LLC
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VA | 1 | 0.1% | 100% | $305,000 | |
Corning Credit Union
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Conventional | 1 | 0.1% | 100% | $335,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $485,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $655,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.1% | 100% | $585,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Aberdeen Proving Ground FCU
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Conventional | 1 | 0.1% | 100% | $45,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $205,000 | |
Rapid Mortgage Company
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FHA | 1 | 0.1% | 100% | $425,000 | |
Milend, Inc
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FHA | 1 | 0.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Park Lane Finance SolutionsLLC
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Conventional | 1 | 0.1% | 100% | $45,000 | |
Better Mortgage Corporation
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VA | 1 | 0.1% | 25% | $645,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 1 | 0.1% | 100% | $185,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $465,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 8.3% | $65,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $775,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Sharonview Federal CU
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Bank Ozk
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Belmont Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belmont, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Belmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belmont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belmont, NC
Use these to narrow the list above. Each category shows how many Belmont, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Belmont, NC
Independent mortgage companies closed 73.1 percent of home loans in Belmont, North Carolina in 2025, banks 19.7 percent and credit unions 7.3 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belmont, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Belmont, North Carolina with 12 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Belmont, North Carolina, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 98.8 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Belmont, North Carolina in 2025, led by Rocket Mortgage with 9. 21 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 53 banks and 22 credit unions closed home loans in Belmont, North Carolina in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belmont, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belmont, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
