Mortgage Lenders and Brokers in Taos, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Taos, New Mexico mortgage lenders include NBH BankNBH Bank710 Paseo Del Pueblo Sur, Taos, NM 87571A+5.0 ★Texas Ratio: 2.90%, US Bank, N.A.US Bank, N.A.1021 Paseo Del Pueblo Sur, Taos, NM 87571A+5.0 ★Texas Ratio: 2.85%, Nusenda Federal Credit UnionNusenda Federal Credit Union640 Paseo Del Pueblo Sur, Taos, NM 87571A+5.0 ★Texas Ratio: 5.40%, Guadalupe Credit UnionGuadalupe Credit Union1520 Paseo del Pueblo Norte, El Prado, NM 87529A5.0 ★Texas Ratio: 7.15%, Bokf NABokf NA3301 Coors Blvd Nw, Albuquerque, NM 87120A+5.0 ★Texas Ratio: 1.05%, Del Norte Credit UnionDel Norte Credit Union1216 N Paseo de Onate, Espanola, NM 87532A+5.0 ★Texas Ratio: 3.00%, PNC Bank N.A.PNC Bank N.A.600 9th St, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA4301 Wyoming Blvd Ne, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 4.14%, and Sunflower Bank, N.A.Sunflower Bank, N.A.7300 Jefferson St Ne, Albuquerque, NM 87109A5.0 ★Texas Ratio: 10.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Taos, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Taos are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Taos, New Mexico
Market share is the lender's share of all home loans closed in Taos, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Taos 710 Paseo Del Pueblo Sur, Taos, NM 87571 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA, Jumbo, HELOC | 8 +1 HELOCs |
3.5% | 80% | $478,750 | View |
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1 office in Taos 1021 Paseo Del Pueblo Sur, Taos, NM 87571 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $205,000 | View |
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640 Paseo Del Pueblo Sur, Taos, NM 87571 A+5.0 ★Texas Ratio: 5.40% |
Conventional, HELOC | 17 +5 HELOCs |
7.5% | 65.4% | $164,411 | View |
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1520 Paseo del Pueblo Norte, El Prado, NM 87529 A5.0 ★Texas Ratio: 7.15% |
Conventional | 6 | 2.7% | 100% | $306,666 | View |
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3301 Coors Blvd Nw, Albuquerque, NM 87120 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $400,000 | View |
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1216 N Paseo de Onate, Espanola, NM 87532 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 2 | 0.9% | 66.7% | $70,000 | View |
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★ 1.7 stars, 3 reviews 600 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $445,000 | View |
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9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 33.3% | $465,000 | View |
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4301 Wyoming Blvd Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $575,000 | View |
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7300 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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500 Marquette Ave Nw, Albuquerque, NM 87102 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 50% | $125,000 | View |
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300 1st St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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7445 Pan American Freeway Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
Rocket Mortgage
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Conventional, FHA, HELOC | 37 +1 HELOCs |
16.4% | 66.7% | $245,540 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 19 +4 HELOCs |
8.4% | 80% | $340,789 | |
21St Mortgage
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Conventional | 11 | 4.9% | 63.2% | $189,545 | |
Pennymac Loan Services LLC
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Conventional, USDA, Jumbo | 10 | 4.4% | 83.3% | $370,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 8 | 3.5% | 100% | $410,000 | |
Newrez LLC
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Conventional, VA | 7 | 3.1% | 77.8% | $345,000 | |
Mortgage Research Center
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Conventional, VA | 6 | 2.7% | 66.7% | $330,000 | |
Builders Choice Mortgage LLC
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Conventional | 5 | 2.2% | 100% | $469,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 5 | 2.2% | 100% | $487,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 1.8% | 66.7% | $307,500 | View |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1.3% | 60% | $251,666 | |
Kind Lending, LLC
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Conventional | 3 | 1.3% | 75% | $491,666 | |
Guild Mortgage Company
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Conventional | 3 | 1.3% | 100% | $381,666 | |
Cmg Mortgage Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.9% | 66.7% | $330,000 | View |
Nbkc Bank
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Conventional | 2 | 0.9% | 100% | $275,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.9% | 66.7% | $385,000 | View |
Directors Mortgage, Inc
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Conventional | 2 | 0.9% | 100% | $250,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.9% | 100% | $305,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 0.9% | 66.7% | $285,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.9% | 100% | $415,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.9% | 66.7% | $165,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.9% | 66.7% | $275,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,535,000 | |
First Community Mortgage, Inc.
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USDA | 1 | 0.4% | 100% | $305,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 33.3% | $415,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Aspire Home Loans
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,045,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 50% | $85,000 | |
5Th Sreet Capital Inc.
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,005,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
Bayshore Mortgage Funding
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $65,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.4% | 100% | $705,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 50% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Chevron Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
Together Credit Union
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $325,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $435,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 50% | $535,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 20% | $375,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $175,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.4% | 100% | $645,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Signature Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Taos Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Taos, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Taos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Taos in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Taos, NM
Use these to narrow the list above. Each category shows how many Taos, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Taos, NM
Independent mortgage companies closed 63.3 percent of home loans in Taos, New Mexico in 2025, banks 23 percent and credit unions 13.7 percent. Rocket Mortgage was the largest mortgage company, NBH Bank the largest bank and Nusenda Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, Nusenda Federal Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Taos, NM
By home loans closed in 2025, NBH Bank was the largest mortgage lender in Taos, New Mexico with 8 loans, about 3.5 percent of the market. The largest lender headquartered in New Mexico was Nusenda Federal Credit Union with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Taos, New Mexico in 2025, led by Rocket Mortgage with 2. 11 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 10 credit unions closed home loans in Taos, New Mexico in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Taos, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Taos, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Taos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
