Sunland Park, New Mexico mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, First National Bank TexasFirst National Bank Texas233 S New York Ave, Alamogordo, NM 88310A4.7 ★Texas Ratio: 3.20%, Nusenda Federal Credit UnionNusenda Federal Credit Union7517 Montgomery Blvd NE, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 5.40%, Sunflower Bank, N.A.Sunflower Bank, N.A.7300 Jefferson St Ne, Albuquerque, NM 87109A5.0 ★Texas Ratio: 10.77%, Citizens Bank of Las CrucesCitizens Bank of Las Cruces7500 Jefferson St Ne, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 3.19%, Kirtland Federal Credit UnionKirtland Federal Credit Union6440 Gibson Blvd SE, Albuquerque, NM 87108A+5.0 ★Texas Ratio: 3.99%, Wells Fargo Bank NAWells Fargo Bank NA1109 New York Ave, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.600 9th St, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA4301 Wyoming Blvd Ne, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 4.14%, and Rocky Mountain Mortgage Company. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sunland Park, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sunland Park are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sunland Park, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 12 | 3.1% | 100% | $247,500 | View |
|
233 S New York Ave, Alamogordo, NM 88310 A4.7 ★Texas Ratio: 3.20% |
FHA, USDA | 8 | 2.1% | 100% | $313,750 | View |
|
7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 3 | 0.8% | 80% | $158,333 | View |
|
7300 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 2 | 0.5% | 100% | $310,000 | View |
|
7500 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 3.19% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
|
6440 Gibson Blvd SE, Albuquerque, NM 87108 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
|
1109 New York Ave, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 33.3% | $135,000 | View |
|
★ 1.7 stars, 3 reviews 600 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
4301 Wyoming Blvd Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Rocky Mountain Mortgage Company
|
Conventional, FHA, VA | 43 | 11.2% | 91.5% | $352,906 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 38 | 9.9% | 100% | $322,894 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
6.8% | 77.1% | $321,153 | |
Rocket Mortgage
|
Conventional, FHA, VA | 21 | 5.5% | 64.7% | $264,047 | |
Directions Equity, LLC
|
Conventional, FHA, VA | 21 | 5.5% | 100% | $332,142 | |
Waterstone Mortgage Corporation
|
Conventional, FHA, VA | 21 | 5.5% | 91.3% | $125,952 | |
Gecu
|
Conventional | 13 | 3.4% | 72.2% | $122,692 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo | 12 | 3.1% | 92.3% | $358,333 | View |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 11 | 2.9% | 100% | $265,909 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 9 | 2.3% | 100% | $292,777 | |
Loanpeople, LLC
|
Conventional, FHA, VA | 9 | 2.3% | 100% | $266,111 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.1% | 100% | $362,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.6% | 70% | $161,666 | |
Firstlight Federal Credit Unio
|
Conventional, VA | 6 | 1.6% | 60% | $330,000 | |
Geneva Financial LLC
|
Conventional, FHA | 6 | 1.6% | 100% | $288,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 5 | 1.3% | 100% | $141,000 | |
Nationstar Mortgage
|
Conventional | 5 | 1.3% | 71.4% | $55,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 1% | 72.7% | $362,500 | |
Raiz Federal Credit Union
|
Conventional | 4 | 1% | 80% | $157,500 | |
Mortgage Research Center
|
VA | 4 | 1% | 66.7% | $377,500 | |
Cadence Lending Group, Inc.
|
Conventional, FHA | 4 | 1% | 100% | $342,500 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 4 | 1% | 100% | $297,500 | View |
New American Funding, LLC.
|
Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 75% | $318,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $258,333 | |
Newrez LLC
|
FHA, VA | 3 | 0.8% | 75% | $321,666 | |
Securitynational Mortgage Company
|
Conventional, FHA, VA | 3 | 0.8% | 100% | $201,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.8% | 100% | $268,333 | View |
Planet Home Lending, LLC
|
FHA, VA | 3 | 0.8% | 100% | $355,000 | |
Veritas Funding, LLC
|
FHA | 3 | 0.8% | 100% | $245,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 3 | 0.8% | 60% | $158,333 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $275,000 | |
NOVA Financial & Investment Corporation
|
Conventional | 2 | 0.5% | 100% | $265,000 | |
Equity Prime Mortgage LLC
|
Conventional, VA | 2 | 0.5% | 100% | $795,000 | |
Kind Lending, LLC
|
Conventional, USDA | 2 | 0.5% | 100% | $290,000 | |
Guild Mortgage Company
|
FHA | 2 | 0.5% | 100% | $280,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $125,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, VA | 2 | 0.5% | 100% | $240,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 2 | 0.5% | 100% | $240,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 0.5% | 100% | $280,000 | |
American Portfolio Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $345,000 | |
Cornerstone First Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $455,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.3% | 100% | $295,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.3% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.3% | 100% | $165,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.3% | 100% | $325,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $325,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $335,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.3% | 100% | $305,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Eustis Mortgage Corp
|
FHA | 1 | 0.3% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
Valon Mortgage
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.3% | 50% | $435,000 | |
Michigan Mutual, Inc
|
VA | 1 | 0.3% | 100% | $325,000 | |
Willow Bend Mortgage Company, LLC
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
City 1st Mortgage Services, LC
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 33.3% | $65,000 | |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional | 1 | 0.3% | 100% | $35,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Baxter Credit Union
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.3% | 100% | $395,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.3% | 50% | $245,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
Lower, LLC
|
VA | 1 | 0.3% | 100% | $325,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $305,000 | View |
21St Mortgage
|
Conventional | 1 | 0.3% | 16.7% | $125,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.3% | 20% | $45,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.3% | 100% | $325,000 | |
Village Capital & Investment
|
FHA | 1 | 0.3% | 100% | $365,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sunland Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sunland Park in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sunland Park, NM lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.3 percent of home loans in Sunland Park, New Mexico in 2025, banks 15.4 percent and credit unions 8.3 percent. Rocky Mountain Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Nusenda Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, Nusenda Federal Credit Union led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sunland Park, New Mexico with 12 loans, about 3.1 percent of the market. The largest lender headquartered in New Mexico was Nusenda Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Sunland Park, New Mexico in 2025, led by Rocky Mountain Mortgage Company with 30. 30 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 8 credit unions closed home loans in Sunland Park, New Mexico in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sunland Park, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sunland Park, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sunland Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.