Mortgage Lenders and Brokers in Wildwood Crest, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wildwood Crest, New Jersey mortgage lenders include Crest Savings BankCrest Savings Bank5500 New Jersey Ave, Wildwood Crest, NJ 08260A+5.0 ★Texas Ratio: 0.12%, Sturdy Savings BankSturdy Savings Bank2628 Dune Dr, Avalon, NJ 08202A+5.0 ★Texas Ratio: 0.97%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, and Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wildwood Crest, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wildwood Crest are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wildwood Crest, New Jersey
Market share is the lender's share of all home loans closed in Wildwood Crest, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wildwood Crest 5500 New Jersey Ave, Wildwood Crest, NJ 08260 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 10 | 7.2% | 100% | $306,000 | View |
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2628 Dune Dr, Avalon, NJ 08202 A+5.0 ★Texas Ratio: 0.97% |
Conventional, Jumbo | 9 | 6.5% | 90% | $482,777 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo | 5 | 3.6% | 100% | $839,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +13 HELOCs |
1.4% | 100% | $750,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.4% | 66.7% | $920,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 2 | 1.4% | 100% | $460,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 1.4% | 100% | $670,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $205,000 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.7% | 50% | $205,000 | View |
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1615 Route 9 N, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $585,000 | View |
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1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional | 3 | 2.2% | 100% | $351,666 | |
Arc Home LLC
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Conventional | 2 | 1.4% | 100% | $450,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 2 | 1.4% | 100% | $530,000 | |
Nation One Mortgage Corporatio
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Conventional | 2 | 1.4% | 100% | $260,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 1.4% | 100% | $480,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.7% | 100% | $735,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Weichert Financial Services
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Philadelphia Federal Credit Un
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Conventional, HELOC | 15 +1 HELOCs |
10.9% | 93.8% | $361,000 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 11 | 8% | 84.6% | $398,636 | |
Prosperity Home Mortgage, LLC
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Conventional | 6 | 4.3% | 100% | $521,666 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 2.2% | 75% | $541,666 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 2.2% | 100% | $1,198,333 | View |
loanDepot.com LLC
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Conventional, Jumbo | 3 | 2.2% | 75% | $405,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 3 | 2.2% | 100% | $1,078,333 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 3 | 2.2% | 50% | $201,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.4% | 100% | $370,000 | View |
Newrez LLC
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Conventional, Jumbo | 2 | 1.4% | 100% | $635,000 | |
Filo Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $495,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 1.4% | 100% | $775,000 | |
TruMark Financial Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $535,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 1 | 0.7% | 100% | $765,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.7% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $425,000 | View |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional | 1 | 0.7% | 100% | $465,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.7% | 100% | $375,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $615,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $685,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Carnegie Mortgage Partners, LLC
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Conventional | 1 | 0.7% | 100% | $595,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 50% | $605,000 | |
Quaint Oak Mortgage, LLC
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Conventional | 1 | 0.7% | 50% | $565,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 1 | 0.7% | 100% | $915,000 | View |
First Heritage Financial LLC
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Conventional | 1 | 0.7% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 3.96% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,255,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $705,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Philadelphia Mortgage Advisors, Inc.
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Conventional | 1 | 0.7% | 100% | $535,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.7% | 100% | $595,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $725,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.7% | 100% | $445,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,195,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 33.3% | $45,000 | |
Franklin Mint Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Wildwood Crest Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wildwood Crest, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Wildwood Crest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wildwood Crest in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wildwood Crest, NJ
Use these to narrow the list above. Each category shows how many Wildwood Crest, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Wildwood Crest, NJ
Independent mortgage companies closed 45.7 percent of home loans in Wildwood Crest, New Jersey in 2025, banks 36.2 percent and credit unions 18.1 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Crest Savings Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Crest Savings Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wildwood Crest, NJ
By home loans closed in 2025, Crest Savings Bank was the largest mortgage lender in Wildwood Crest, New Jersey with 10 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Wildwood Crest, New Jersey in 2025, led by Rocket Mortgage with 1. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 13 credit unions closed home loans in Wildwood Crest, New Jersey in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wildwood Crest, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wildwood Crest, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wildwood Crest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
