Mortgage Lenders and Brokers in Wanaque, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wanaque, New Jersey mortgage lenders include Provident BankProvident Bank103 Ringwood Ave, Wanaque, NJ 07465A+5.0 ★Texas Ratio: 3.46%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Greater Alliance Federal Credit UnionGreater Alliance Federal Credit Union100 Hudson St, Hackensack, NJ 07601 6962A5.0 ★Texas Ratio: 11.88%, New Jersey Law and Public Safety CUNew Jersey Law and Public Safety CU1040 River Rd, Ewing, NJ 08628 2102A+5.0 ★Texas Ratio: 0.95%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, and Cathay BankCathay Bank1775 Route 27, Edison, NJ 08817A+5.0 ★Texas Ratio: 4.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wanaque, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wanaque are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wanaque, New Jersey
Market share is the lender's share of all home loans closed in Wanaque, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wanaque 103 Ringwood Ave, Wanaque, NJ 07465 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.5% | 50% | $125,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 3.1% | 100% | $416,666 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 5 +1 HELOCs |
2.6% | 100% | $89,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +4 HELOCs |
1.5% | 100% | $201,666 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +7 HELOCs |
1% | 28.6% | $125,000 | View |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional | 2 | 1% | 100% | $155,000 | View |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 2 | 1% | 100% | $105,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +10 HELOCs |
0.5% | 100% | $305,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 100% | $335,000 | View |
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1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 100% | $605,000 | View |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.5% | 100% | $45,000 | |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional, FHA | 5 | 2.6% | 100% | $469,000 | |
Absolute Home Mortgage
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Conventional | 5 | 2.6% | 100% | $411,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 2% | 100% | $470,000 | |
MLB Residential Lending, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $395,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $725,000 | |
EMM Loans LLC
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $775,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 10.2% | 91.3% | $276,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
6.6% | 92.9% | $396,538 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 12 +1 HELOCs |
6.1% | 92.3% | $388,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 10 | 5.1% | 90.9% | $415,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 8 | 4.1% | 100% | $417,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 3.6% | 100% | $230,714 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 3.1% | 100% | $455,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 5 +3 HELOCs |
2.6% | 100% | $477,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 2.6% | 100% | $375,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2% | 100% | $362,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 2% | 100% | $427,500 | View |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 2% | 80% | $187,500 | |
Union Home Mortgage Corp.
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Conventional | 4 | 2% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional | 4 | 2% | 66.7% | $275,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +3 HELOCs |
1.5% | 42.9% | $65,000 | |
Visions Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $325,000 | |
Nqm Funding, LLC
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Conventional | 3 | 1.5% | 100% | $531,666 | |
Movement Mortgage, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $320,000 | |
Newrez LLC
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Conventional, FHA | 2 | 1% | 28.6% | $340,000 | |
Brighton Bank
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FHA, VA | 2 | 1% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $210,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 1% | 100% | $350,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 25% | $565,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Nbkc Bank
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VA | 1 | 0.5% | 100% | $545,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $605,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 16.7% | $155,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.5% | 100% | $525,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
UNMB Home Loans Inc
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Ark Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $495,000 | View |
Selfreliance Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $455,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 33.3% | $345,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.5% | 50% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Wanaque Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wanaque, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Wanaque? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wanaque in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wanaque, NJ
Use these to narrow the list above. Each category shows how many Wanaque, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Wanaque, NJ
Independent mortgage companies closed 71.4 percent of home loans in Wanaque, New Jersey in 2025, banks 23.5 percent and credit unions 5.1 percent. NJ Lenders Corp was the largest mortgage company, Provident Bank the largest bank and Greater Alliance Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wanaque, NJ
By home loans closed in 2025, Provident Bank was the largest mortgage lender in Wanaque, New Jersey with 1 loans, about 0.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Wanaque, New Jersey in 2025, led by American Neighborhood Mortgage Acceptance Company with 2. 8 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 11 credit unions closed home loans in Wanaque, New Jersey in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wanaque, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wanaque, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wanaque. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
