Mortgage Lenders and Brokers in Ventnor City, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ventnor City, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, First National Bank of AbseconFirst National Bank of Absecon106 New Jersey Ave, Absecon, NJ 08201, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, and EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ventnor City, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ventnor City are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ventnor City, New Jersey
Market share is the lender's share of all home loans closed in Ventnor City, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
3.8% | 87.5% | $547,857 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 5 | 2.7% | 83.3% | $95,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 2.7% | 83.3% | $639,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +10 HELOCs |
1.6% | 100% | $1,168,333 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
1.6% | 100% | $1,098,333 | View |
First National Bank of Absecon
106 New Jersey Ave, Absecon, NJ 08201 |
Conventional | 3 | 1.6% | 100% | $308,333 | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.1% | 100% | $835,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional, VA | 2 | 1.1% | 100% | $695,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.1% | 100% | $410,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 2 | 1.1% | 66.7% | $60,000 | View |
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720 Shiloh Pike, Bridgeton, NJ 08302 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 1.1% | 100% | $685,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +8 HELOCs |
0.5% | 100% | $1,705,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $65,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $485,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.5% | 100% | $765,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
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2039 Delsea Dr, Franklinville, NJ 08322 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional, Jumbo | 15 | 8.2% | 100% | $465,000 | |
EMM Loans LLC
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Conventional | 2 | 1.1% | 100% | $490,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 1.1% | 100% | $410,000 | |
Arc Home LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.5% | 100% | $435,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $445,000 | |
Nation One Mortgage Corporatio
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Weichert Financial Services
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Conventional | 1 | 0.5% | 100% | $255,000 | |
1St Colonial Community Bank
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Conventional | 1 | 0.5% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 12 +1 HELOCs |
6.5% | 85.7% | $658,333 | |
Rocket Mortgage
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Conventional, FHA | 8 | 4.3% | 72.7% | $343,750 | |
Affordable Mortgage Advisors
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Conventional | 7 | 3.8% | 100% | $539,285 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 7 | 3.8% | 87.5% | $639,285 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, Jumbo | 6 | 3.3% | 100% | $573,333 | |
loanDepot.com LLC
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Conventional | 5 | 2.7% | 100% | $421,000 | |
Quaint Oak Mortgage, LLC
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Conventional, Jumbo | 5 | 2.7% | 100% | $469,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 4 +5 HELOCs |
2.2% | 66.7% | $160,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.2% | 100% | $395,000 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 1.6% | 75% | $495,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.6% | 100% | $218,333 | |
Allied Mortgage Group, Inc
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Conventional, Jumbo | 3 | 1.6% | 100% | $841,666 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $365,000 | |
MortgageCountry
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Conventional | 2 | 1.1% | 100% | $370,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 1.1% | 100% | $385,000 | View |
Keystone Funding, Inc
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Conventional | 2 | 1.1% | 100% | $375,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.1% | 100% | $840,000 | View |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $270,000 | |
TruMark Financial Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $685,000 | |
Citadel Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $955,000 | |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 1 | 0.5% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,205,000 | View |
Contour Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 50% | $235,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $275,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $885,000 | |
Bayshore Mortgage Funding
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,575,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $755,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Nfm, Inc
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Conventional, Jumbo | 1 | 0.5% | 50% | $855,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.96% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,005,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
FineMark National Bank & Trust
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Conventional | 1 | 0.5% | 100% | $745,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.5% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.5% | 50% | $355,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,575,000 | View |
United Nations Federal CU
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,505,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $805,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $445,000 | |
Tower Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Firstrust Savings Bank
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Franklin Mint Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ventnor City Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ventnor City, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Ventnor City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ventnor City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ventnor City, NJ
Use these to narrow the list above. Each category shows how many Ventnor City, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Ventnor City, NJ
Independent mortgage companies closed 66.3 percent of home loans in Ventnor City, New Jersey in 2025, banks 23.9 percent and credit unions 9.8 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Oceanfirst Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ventnor City, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Ventnor City, New Jersey with 7 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Ventnor City, New Jersey in 2025, led by Acre Mortgage & Financial, Inc. with 1. 3 lenders closed VA loans, led by Pinnacle Mortgage Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 15 credit unions closed home loans in Ventnor City, New Jersey in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ventnor City, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ventnor City, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ventnor City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
