Mortgage Lenders and Brokers in Vauxhall, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vauxhall, New Jersey mortgage lenders include Bank of America NABank of America NA2225 Springfield Ave, Vauxhall, NJ 07088A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, The Atlantic Federal Credit UnionThe Atlantic Federal Credit Union2 Edison Pl, Springfield, NJ 07081B+4.7 ★Texas Ratio: 18.92%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, and Peapack Private Bank & TrustPeapack Private Bank & Trust500 Hills Drive Suite 300, Bedminster, NJ 07921. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vauxhall, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vauxhall are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vauxhall, New Jersey
Market share is the lender's share of all home loans closed in Vauxhall, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Vauxhall 2225 Springfield Ave, Vauxhall, NJ 07088 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 100% | $290,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.5% | 100% | $607,500 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 1.9% | 100% | $445,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +13 HELOCs |
1.2% | 100% | $860,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $315,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.2% | 100% | $860,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $405,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $835,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.6% | 100% | $455,000 | |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.6% | 50% | $595,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 220 Livingston St, Northvale, NJ 07647 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bond Street Mortgage, LLC
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Conventional | 5 | 3.1% | 100% | $499,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 1.9% | 100% | $415,000 | |
NJ Lenders Corp
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Conventional, FHA | 2 | 1.2% | 100% | $680,000 | |
Weichert Financial Services
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Conventional | 2 | 1.2% | 100% | $500,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $795,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.6% | 100% | $455,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 13 +1 HELOCs |
8.1% | 92.9% | $431,153 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 13 | 8.1% | 100% | $655,769 | |
Rocket Mortgage
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Conventional | 12 | 7.5% | 76.5% | $366,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
3.7% | 85.7% | $625,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, HELOC | 5 +1 HELOCs |
3.1% | 100% | $587,000 | |
Embrace Home Loans, Inc.
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Conventional | 5 | 3.1% | 100% | $763,000 | |
Newrez LLC
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Conventional | 4 | 2.5% | 66.7% | $237,500 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 2.5% | 100% | $457,500 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 2.5% | 100% | $635,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.9% | 60% | $241,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.9% | 60% | $151,666 | |
Bayshore Mortgage Funding
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Conventional | 3 | 1.9% | 100% | $221,666 | |
Municipal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $485,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.2% | 100% | $155,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.2% | 50% | $65,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.2% | 75% | $300,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $595,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.2% | 100% | $305,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $535,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.2% | 100% | $525,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $455,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.2% | 100% | $420,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.2% | 66.7% | $85,000 | |
Webster Bank, N.A.
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Conventional | 2 | 1.2% | 100% | $1,130,000 | |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.6% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 33.3% | $345,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $775,000 | View |
Contour Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $605,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $405,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.6% | 100% | $795,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.6% | 100% | $495,000 | |
East Coast Capital Corp.
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VA | 1 | 0.6% | 100% | $765,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 50% | $345,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $365,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 100% | $455,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $595,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $205,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 100% | $365,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.6% | 100% | $425,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $765,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 100% | $795,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.6% | 100% | $95,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $745,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vauxhall Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vauxhall, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Vauxhall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vauxhall in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vauxhall, NJ
Use these to narrow the list above. Each category shows how many Vauxhall, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Vauxhall, NJ
Independent mortgage companies closed 77.6 percent of home loans in Vauxhall, New Jersey in 2025, banks 18 percent and credit unions 4.3 percent. Bond Street Mortgage, LLC was the largest mortgage company, Bank of America NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vauxhall, NJ
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Vauxhall, New Jersey with 2 loans, about 1.2 percent of the market. The largest lender headquartered in New Jersey was Oceanfirst Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Vauxhall, New Jersey in 2025, led by United Wholesale Mortgage with 4. 4 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 6 credit unions closed home loans in Vauxhall, New Jersey in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vauxhall, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vauxhall, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vauxhall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
