Mortgage Lenders and Brokers in Union City, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Union City, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3196 Kennedy Boulevard Kennedy Center, Union City, NJ 07087A+5.0 ★Texas Ratio: 3.68%, Valley National BankValley National Bank1020 Summit Ave, Union City, NJ 07087A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank4314 Bergenline Ave, Union City, NJ 07087A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.3510 Bergenline Ave, Union City, NJ 07087A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA3109 Bergenline Ave, Union City, NJ 07087A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA3814 Bergenline Ave, Union City, NJ 07087A+5.0 ★Texas Ratio: 5.36%, Provident BankProvident Bank3720 Bergenline Ave, Union City, NJ 07087A+5.0 ★Texas Ratio: 3.46%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, and Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union City, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union City are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Union City, New Jersey
Market share is the lender's share of all home loans closed in Union City, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Union City 3196 Kennedy Boulevard Kennedy Center, Union City, NJ 07087 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 30 | 11.2% | 88.9% | $423,666 | View |
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2 offices in Union City 1020 Summit Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 11 | 4.1% | 84.6% | $534,090 | View |
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3 offices in Union City 4314 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +5 HELOCs |
1.9% | 55.6% | $409,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Union City 3510 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +13 HELOCs |
0.7% | 100% | $420,000 | View |
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2 offices in Union City 3109 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.7% | 50% | $400,000 | View |
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3 offices in Union City 3814 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 40% | $210,000 | View |
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1 office in Union City 3720 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 8 | 3% | 100% | $491,250 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 4 | 1.5% | 80% | $392,500 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 3 | 1.1% | 100% | $421,666 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 1.1% | 100% | $448,333 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 2 | 0.7% | 100% | $305,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $245,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $275,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $715,000 | View |
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500 Boulevard Of Americas, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 4.00% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
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175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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1 Union Avenue, Cresskill, NJ 07626 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Bond Street Mortgage, LLC
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Conventional, FHA | 4 | 1.5% | 100% | $690,000 | |
Absolute Home Mortgage
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Conventional | 3 | 1.1% | 100% | $231,666 | |
NJ Lenders Corp
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Conventional | 2 | 0.7% | 100% | $345,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.7% | 100% | $530,000 | |
EMM Loans LLC
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FHA | 1 | 0.4% | 100% | $745,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $675,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $485,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.4% | 100% | $465,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 50% | $525,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
loanDepot.com LLC
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Conventional | 30 | 11.2% | 91.2% | $463,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 25 +2 HELOCs |
9.3% | 83.9% | $625,400 | |
Rocket Mortgage
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Conventional | 14 | 5.2% | 73.7% | $275,714 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 9 +2 HELOCs |
3.4% | 69.2% | $523,888 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 8 +2 HELOCs |
3% | 88.9% | $333,750 | |
Newrez LLC
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Conventional, FHA | 6 | 2.2% | 60% | $321,666 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.2% | 87.5% | $651,666 | |
New American Funding, LLC.
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Conventional | 4 | 1.5% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 1.1% | 100% | $575,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.1% | 100% | $498,333 | |
My Mortgage, Inc
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Conventional, FHA | 3 | 1.1% | 100% | $431,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 60% | $285,000 | |
Better Mortgage Corporation
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Conventional | 3 | 1.1% | 80% | $295,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.1% | 100% | $541,666 | |
Norwich Commercial Group Inc
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FHA | 2 | 0.7% | 100% | $885,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.7% | 66.7% | $240,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.7% | 100% | $1,340,000 | |
Intelliloan, Inc.
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FHA | 2 | 0.7% | 100% | $725,000 | |
Lower, LLC
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Conventional | 2 | 0.7% | 66.7% | $520,000 | |
United Nations Federal CU
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Conventional | 2 | 0.7% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.7% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Jet Direct Funding Corp.
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Conventional | 1 | 0.4% | 33.3% | $345,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $85,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Fed Ex Employees Credit Association
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $835,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $745,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 16.7% | $45,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.4% | 100% | $395,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Empire State Bank
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $515,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $625,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.4% | 100% | $715,000 | |
American Broadcast Employees FCU
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $475,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 66.7% | $315,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.4% | 50% | $745,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.4% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 16.7% | $135,000 | |
Webster Bank, N.A.
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Conventional | 1 | 0.4% | 100% | $1,025,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 50% | $275,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Island Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Union City Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Union City, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Union City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Union City, NJ
Use these to narrow the list above. Each category shows how many Union City, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Union City, NJ
Independent mortgage companies closed 63.4 percent of home loans in Union City, New Jersey in 2025, banks 34 percent and credit unions 2.6 percent. Bond Street Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Union City, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Union City, New Jersey with 30 loans, about 11.2 percent of the market. The largest lender headquartered in New Jersey was Valley National Bank with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Union City, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 3. 1 lenders closed VA loans, led by Movement Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 9 credit unions closed home loans in Union City, New Jersey in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union City, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union City, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
