Mortgage Lenders and Brokers in Trenton, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Trenton, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2735 S Broad St, Trenton, NJ 08610A+5.0 ★Texas Ratio: 3.68%, Oceanfirst BankOceanfirst Bank411 Route 33, Trenton, NJ 08619A+5.0 ★Texas Ratio: 5.26%, TD BankTD Bank50 E State St, Trenton, NJ 08608A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA360 Hamilton Ave, Trenton, NJ 08609A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1300 Hamilton Ave, Trenton, NJ 08629A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1155 Whitehorse Mercerville Rd, Trenton, NJ 08619A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.2025 S Broad St, Trenton, NJ 08610A+5.0 ★Texas Ratio: 4.24%, New Jersey Law and Public Safety CUNew Jersey Law and Public Safety CU225 E State St, Trenton, NJ 08608 1800A+5.0 ★Texas Ratio: 0.95%, Credit Union of New JerseyCredit Union of New Jersey12 E Lafayette St, Trenton, NJ 08608A5.0 ★Texas Ratio: 6.56%, and Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Trenton, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Trenton are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Trenton, New Jersey
Market share is the lender's share of all home loans closed in Trenton, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Trenton 2735 S Broad St, Trenton, NJ 08610 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 14 | 2.8% | 87.5% | $189,285 | View |
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1 office in Trenton 411 Route 33, Trenton, NJ 08619 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 9 | 1.8% | 84.6% | $206,111 | View |
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2 offices in Trenton 50 E State St, Trenton, NJ 08608 A+5.0 ★Texas Ratio: 3.71% |
Conventional, FHA, HELOC | 8 +5 HELOCs |
1.6% | 53.3% | $161,250 | View |
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4 offices in Trenton 360 Hamilton Ave, Trenton, NJ 08609 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 8 +2 HELOCs |
1.6% | 88.9% | $216,250 | View |
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1 office in Trenton 1300 Hamilton Ave, Trenton, NJ 08629 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.8% | 44.4% | $132,500 | View |
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2 offices in Trenton 1155 Whitehorse Mercerville Rd, Trenton, NJ 08619 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +21 HELOCs |
0.4% | 100% | $240,000 | View |
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★ 1.7 stars, 3 reviews 3 offices in Trenton 2025 S Broad St, Trenton, NJ 08610 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +16 HELOCs |
0.4% | 66.7% | $90,000 | View |
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225 E State St, Trenton, NJ 08608 1800 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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12 E Lafayette St, Trenton, NJ 08608 A5.0 ★Texas Ratio: 6.56% |
Conventional, FHA | 22 | 4.4% | 33.8% | $95,909 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 66.7% | $155,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 4 | 0.8% | 100% | $152,500 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 2 | 0.4% | 100% | $75,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.4% | 66.7% | $155,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, FHA | 2 | 0.4% | 100% | $195,000 | View |
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101 S Warren Street, Trenton, NJ 08608 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 16 | 3.2% | 79.2% | $168,125 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 7 | 1.4% | 100% | $159,285 | |
Absolute Home Mortgage
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Conventional, FHA | 6 | 1.2% | 54.5% | $206,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 5 | 1% | 100% | $293,000 | |
Advisors Mortgage Group, LLC
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Conventional | 3 | 0.6% | 75% | $215,000 | |
Arc Home LLC
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Conventional | 2 | 0.4% | 100% | $285,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.4% | 40% | $310,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 50% | $115,000 | |
Weichert Financial Services
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FHA | 1 | 0.2% | 50% | $295,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 58 | 11.6% | 75.6% | $177,068 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 37 +1 HELOCs |
7.4% | 83% | $244,459 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 25 +2 HELOCs |
5% | 89.2% | $180,600 | |
East Coast Capital Corp.
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Conventional, FHA | 17 | 3.4% | 94.4% | $243,823 | |
All Credit Considered Mortgage, Inc.
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Conventional | 15 | 3% | 100% | $239,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 15 | 3% | 85% | $248,333 | |
loanDepot.com LLC
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Conventional, FHA | 13 | 2.6% | 61.9% | $146,538 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 10 | 2% | 92.3% | $255,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 9 +1 HELOCs |
1.8% | 81.8% | $179,444 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 8 +2 HELOCs |
1.6% | 72.7% | $211,250 | |
First Colony Mortgage Corporat
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Conventional, FHA | 7 | 1.4% | 87.5% | $196,428 | |
Nfm, Inc
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Conventional | 7 | 1.4% | 87.5% | $205,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 6 | 1.2% | 100% | $160,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.2% | 46.2% | $135,000 | |
Nationstar Mortgage
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Conventional | 6 | 1.2% | 100% | $90,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.2% | 100% | $136,666 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1% | 90.9% | $305,000 | |
Affordable Mortgage Advisors
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Conventional, FHA | 5 | 1% | 100% | $269,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 1% | 35.7% | $175,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 1% | 100% | $269,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +3 HELOCs |
0.8% | 66.7% | $192,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.8% | 62.5% | $217,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.8% | 100% | $202,500 | View |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 4 | 0.8% | 100% | $170,000 | |
Newrez LLC
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Conventional | 4 | 0.8% | 33.3% | $55,000 | |
Mortgage Research Center
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VA | 4 | 0.8% | 57.1% | $225,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.8% | 57.1% | $262,500 | |
Primelending
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Conventional | 3 | 0.6% | 100% | $155,000 | |
Discover Bank
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Conventional | 3 | 0.6% | 60% | $75,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.6% | 83.3% | $195,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $100,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 40% | $145,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $400,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 2 | 0.4% | 100% | $245,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 100% | $205,000 | View |
Goodleap, LLC
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Conventional | 2 | 0.4% | 66.7% | $125,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.4% | 40% | $95,000 | |
ResMac Inc
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Conventional | 2 | 0.4% | 100% | $195,000 | |
Developer's Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $190,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.4% | 100% | $215,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.4% | 100% | $200,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.4% | 100% | $210,000 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional | 2 | 0.4% | 100% | $200,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.4% | 66.7% | $370,000 | View |
Carrington Mortgage Services LLC
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FHA | 2 | 0.4% | 50% | $180,000 | |
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A5.0 ★Texas Ratio: 6.15% |
VA | 1 | 0.2% | 100% | $325,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 60% | $45,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Nbkc Bank
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FHA | 1 | 0.2% | 100% | $305,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $145,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $285,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 50% | $225,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.2% | 100% | $195,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $275,000 | View |
Quaint Oak Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
UNMB Home Loans Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
First National Bank and Trust
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Nations Lending Corporation
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VA | 1 | 0.2% | 100% | $275,000 | |
Agriculture Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Geneva Financial LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Flushing Bank
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Municipal Credit Union
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $255,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.2% | 100% | $405,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 50% | $205,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 33.3% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $225,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $85,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 16.7% | $205,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Altra Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Trenton Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Trenton, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Trenton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Trenton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Trenton, NJ
Use these to narrow the list above. Each category shows how many Trenton, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Trenton, NJ
Independent mortgage companies closed 75.2 percent of home loans in Trenton, New Jersey in 2025, banks 17.4 percent and credit unions 7.4 percent. Mld Mortgage, Inc.Dba the Money Store was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and New Jersey Law and Public Safety CU the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Trenton, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Trenton, New Jersey with 14 loans, about 2.8 percent of the market. The largest lender headquartered in New Jersey was Oceanfirst Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Trenton, New Jersey, Rocket Mortgage approved the highest share of completed applications in 2025 at 75.6 percent, against a 72.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
51 lenders closed FHA loans in Trenton, New Jersey in 2025, led by United Wholesale Mortgage with 19. 11 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Trenton, New Jersey in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Trenton, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Trenton, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Trenton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
