Mortgage Lenders and Brokers in Springfield, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Springfield, New Jersey mortgage lenders include Citizens Bank, NACitizens Bank, NA193 Morris Ave, Springfield, NJ 07081A+5.0 ★Texas Ratio: 5.44%, Valley National BankValley National Bank166 Morris Ave, Springfield, NJ 07081A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank540 Morris Ave, Springfield, NJ 07081A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA222 Route 22, Springfield, NJ 07081A+5.0 ★Texas Ratio: 5.36%, Kearny BankKearny Bank223 Mountain Ave, Springfield, NJ 07081A5.0 ★Texas Ratio: 7.41%, MLB Residential Lending, LLCMLB Residential Lending, LLCSpringfield, NJ, Bank of America NABank of America NA175 Morris Ave, Springfield, NJ 07081A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, and PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Springfield, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springfield are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Springfield, New Jersey
Market share is the lender's share of all home loans closed in Springfield, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Springfield 193 Morris Ave, Springfield, NJ 07081 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +14 HELOCs |
1.5% | 100% | $378,333 | View |
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1 office in Springfield 166 Morris Ave, Springfield, NJ 07081 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +2 HELOCs |
1.5% | 100% | $138,333 | View |
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1 office in Springfield 540 Morris Ave, Springfield, NJ 07081 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +7 HELOCs |
0.5% | 25% | $535,000 | View |
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1 office in Springfield 222 Route 22, Springfield, NJ 07081 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $115,000 | View |
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1 office in Springfield 223 Mountain Ave, Springfield, NJ 07081 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
MLB Residential Lending, LLC
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Conventional, VA | 2 | 1% | 100% | $465,000 | |
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175 Morris Ave, Springfield, NJ 07081 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +19 HELOCs |
2.5% | 83.3% | $633,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 2.5% | 83.3% | $777,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 1% | 100% | $730,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $435,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,315,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.5% | 100% | $85,000 | |
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407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
NJ Lenders Corp
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Conventional | 2 | 1% | 100% | $595,000 | |
Absolute Home Mortgage
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Conventional | 2 | 1% | 100% | $305,000 | |
Weichert Financial Services
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Conventional | 2 | 1% | 100% | $570,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $705,000 | |
Skyrock Mortgage
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.5% | 100% | $895,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $745,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $565,000 | |
Rocket Mortgage
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Conventional, FHA | 28 | 14% | 87.5% | $351,071 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 11 +3 HELOCs |
5.5% | 91.7% | $633,181 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 4% | 100% | $535,000 | |
United Wholesale Mortgage
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Conventional, VA | 6 | 3% | 66.7% | $536,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 6 | 3% | 100% | $593,333 | View |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 3% | 100% | $521,666 | |
loanDepot.com LLC
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Conventional | 6 | 3% | 100% | $595,000 | |
First Colony Mortgage Corporat
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Conventional | 6 | 3% | 100% | $426,666 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 5 | 2.5% | 100% | $581,000 | |
AmWest Funding Corp
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Conventional | 4 | 2% | 100% | $502,500 | |
Cmg Mortgage Inc
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Conventional, VA | 4 | 2% | 83.3% | $462,500 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 2% | 100% | $507,500 | |
Provident Funding Associates
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Conventional | 4 | 2% | 100% | $512,500 | |
Nationstar Mortgage
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Conventional | 4 | 2% | 100% | $262,500 | |
Municipal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $798,333 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.5% | 33.3% | $128,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.5% | 60% | $331,666 | View |
Newrez LLC
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Conventional, FHA | 3 | 1.5% | 75% | $411,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $565,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1% | 50% | $395,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1% | 75% | $560,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1% | 100% | $175,000 | |
Mortgage Research Center
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VA | 2 | 1% | 100% | $580,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1% | 100% | $150,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1% | 100% | $550,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1% | 100% | $810,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 1% | 100% | $485,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.5% | 100% | $715,000 | |
Jet Direct Funding Corp.
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $605,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.5% | 100% | $415,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.5% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.5% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $785,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
Member First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,255,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $695,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 50% | $485,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.5% | 100% | $795,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $355,000 | |
United Nations Federal CU
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 50% | $755,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 50% | $645,000 | View |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $435,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $645,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Webster Bank, N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Springfield Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Springfield, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Springfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Springfield, NJ
Use these to narrow the list above. Each category shows how many Springfield, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Springfield, NJ
Independent mortgage companies closed 75 percent of home loans in Springfield, New Jersey in 2025, banks 22 percent and credit unions 3 percent. MLB Residential Lending, LLC was the largest mortgage company, Citizens Bank, NA the largest bank and The Atlantic Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Springfield, NJ
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in Springfield, New Jersey with 3 loans, about 1.5 percent of the market. The largest lender headquartered in New Jersey was Valley National Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Springfield, New Jersey in 2025, led by Rocket Mortgage with 3. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 9 credit unions closed home loans in Springfield, New Jersey in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Springfield, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springfield, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
