Springdale, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, First Harvest Federal Credit UnionFirst Harvest Federal Credit Union227 Market St, Camden, NJ 08102A5.0 ★Texas Ratio: 8.18%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, and Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Springdale, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springdale are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Springdale, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, VA | 7 | 3.1% | 87.5% | $437,857 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 4 +18 HELOCs |
1.8% | 100% | $600,000 | View |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +15 HELOCs |
1.8% | 80% | $57,500 | View |
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
1.8% | 80% | $622,500 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +11 HELOCs |
1.3% | 100% | $348,333 | View |
|
1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 0.9% | 66.7% | $95,000 | View |
|
227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional | 2 | 0.9% | 66.7% | $90,000 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $335,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.4% | 100% | $875,000 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $165,000 | View |
|
★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $815,000 | View |
|
William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
|
2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
|
20 Marlton Pike E, Cherry Hill, NJ 08034 B3.7 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.4% | 100% | $85,000 | |
|
1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
|
506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
|
1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
|
522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
|
234 Closter Dock Rd, Closter, NJ 07624 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
|
378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
|
1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
EMM Loans LLC
|
Conventional, VA | 5 | 2.2% | 100% | $453,000 | |
Weichert Financial Services
|
Conventional, Jumbo | 4 | 1.8% | 100% | $405,000 | |
1St Colonial Community Bank
|
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $245,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 3 | 1.3% | 100% | $218,333 | |
American Federal Mortgage Corporation
|
Conventional | 2 | 0.9% | 100% | $410,000 | |
Arc Home LLC
|
Conventional, Jumbo | 1 | 0.4% | 100% | $825,000 | |
Acre Mortgage & Financial, Inc.
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Advisors Mortgage Group, LLC
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0.4% | 100% | $585,000 | |
MLB Residential Lending, LLC
|
Conventional | 1 | 0.4% | 100% | $565,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 23 | 10.2% | 77.4% | $403,260 | |
Nfm, Inc
|
Conventional, FHA, VA | 11 | 4.9% | 100% | $515,909 | |
Guaranteed Rate, Inc.
|
Conventional | 10 | 4.4% | 83.3% | $543,000 | |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 9 +15 HELOCs |
4% | 56.2% | $89,444 | |
United Wholesale Mortgage
|
Conventional | 6 | 2.7% | 75% | $428,333 | |
Affordable Mortgage Advisors
|
Conventional | 5 | 2.2% | 100% | $431,000 | |
MortgageCountry
|
Conventional | 5 | 2.2% | 100% | $415,000 | |
|
A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 4 +1 HELOCs |
1.8% | 80% | $182,500 | |
CrossCountry Mortgage, LLC
|
Conventional | 4 | 1.8% | 100% | $350,000 | |
Movement Mortgage, LLC
|
Conventional | 4 | 1.8% | 100% | $515,000 | |
Pennymac Loan Services LLC
|
Conventional | 4 | 1.8% | 66.7% | $347,500 | |
Provident Funding Associates
|
Conventional | 4 | 1.8% | 100% | $615,000 | |
New American Funding, LLC.
|
Conventional | 4 | 1.8% | 100% | $442,500 | |
loanDepot.com LLC
|
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 75% | $415,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 1.3% | 100% | $378,333 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 3 | 1.3% | 80% | $355,000 | |
Nationstar Mortgage
|
Conventional | 3 | 1.3% | 75% | $128,333 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $548,333 | |
Mutual of Omaha Mortgage
|
Conventional | 3 | 1.3% | 100% | $545,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 3 | 1.3% | 100% | $438,333 | View |
TruMark Financial Credit Union
|
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 66.7% | $270,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +3 HELOCs |
0.9% | 100% | $340,000 | |
Newrez LLC
|
Conventional | 2 | 0.9% | 40% | $370,000 | |
Firstrust Savings Bank
|
Conventional | 2 | 0.9% | 100% | $330,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 0.9% | 100% | $595,000 | |
Discover Bank
|
Conventional | 2 | 0.9% | 66.7% | $180,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.9% | 100% | $615,000 | |
Keystone Funding, Inc
|
Conventional, FHA | 2 | 0.9% | 100% | $525,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 0.9% | 66.7% | $415,000 | |
Tower Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $35,000 | |
Genisys Credit Union
|
Conventional | 1 | 0.4% | 100% | $595,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $795,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.4% | 50% | $505,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.4% | 66.7% | $505,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $235,000 | |
Resicentral LLC
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $35,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $635,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.4% | 100% | $525,000 | |
Fidelity Direct Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $585,000 | |
Network Capital Funding Corporation
|
FHA | 1 | 0.4% | 100% | $445,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $545,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $475,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Mortgage Research Center
|
VA | 1 | 0.4% | 50% | $255,000 | |
Pentagon Federal Credit Union
|
Conventional | 1 | 0.4% | 50% | $335,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Philadelphia Mortgage Advisors, Inc.
|
VA | 1 | 0.4% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $75,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 100% | $455,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.4% | 100% | $275,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.4% | 100% | $605,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $545,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Franklin Mint Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Citadel Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Springdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springdale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Springdale, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 64.4 percent of home loans in Springdale, New Jersey in 2025, banks 24 percent and credit unions 11.6 percent. EMM Loans LLC was the largest mortgage company, Oceanfirst Bank the largest bank and First Harvest Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Springdale, New Jersey with 7 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Springdale, New Jersey in 2025, led by Rocket Mortgage with 2. 9 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 16 credit unions closed home loans in Springdale, New Jersey in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Springdale, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springdale, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.