Mortgage Lenders and Brokers in South Amboy, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Amboy, New Jersey mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA116 N Broadway, South Amboy, NJ 08879A+5.0 ★Texas Ratio: 5.36%, Amboy BankAmboy Bank100 N Broadway, South Amboy, NJ 08879A+5.0 ★Texas Ratio: 2.03%, Provident BankProvident Bank600 Washington Ave, South Amboy, NJ 08879A+5.0 ★Texas Ratio: 3.46%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, and M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Amboy, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Amboy are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Amboy, New Jersey
Market share is the lender's share of all home loans closed in South Amboy, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Amboy 116 N Broadway, South Amboy, NJ 08879 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.4% | 100% | $350,000 | View |
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1 office in South Amboy 100 N Broadway, South Amboy, NJ 08879 A+5.0 ★Texas Ratio: 2.03% |
HELOC | 0 +7 HELOCs |
0% | 100% | View | |
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1 office in South Amboy 600 Washington Ave, South Amboy, NJ 08879 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +3 HELOCs |
2.1% | 100% | $305,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 1.4% | 100% | $520,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $405,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
FHA, HELOC | 1 +1 HELOCs |
0.7% | 50% | $565,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.7% | 100% | $375,000 | View |
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380 BERRY ST, WOODBRIDGE, NJ 07095 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.7% | 100% | $55,000 | |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.7% | 50% | $475,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional | 5 | 3.4% | 100% | $425,000 | |
Absolute Home Mortgage
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Conventional, FHA | 4 | 2.8% | 100% | $445,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 2.8% | 100% | $425,000 | |
American Financial Resources LLC
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FHA | 2 | 1.4% | 66.7% | $560,000 | |
Greenway Mortgage Funding Corp.
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Conventional, Jumbo | 2 | 1.4% | 100% | $960,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +2 HELOCs |
0.7% | 50% | $1,085,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.7% | 100% | $415,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Weichert Financial Services
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FHA | 1 | 0.7% | 100% | $355,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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FHA | 1 | 0.7% | 100% | $415,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 11% | 80% | $326,875 | |
United Wholesale Mortgage
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Conventional, FHA | 14 | 9.7% | 93.3% | $417,857 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 12 +1 HELOCs |
8.3% | 100% | $370,833 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 4.1% | 100% | $308,333 | |
Newrez LLC
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Conventional, FHA, Jumbo | 5 | 3.4% | 100% | $503,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 2.8% | 100% | $305,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 2.8% | 100% | $365,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 2.1% | 100% | $201,666 | |
Mortgage Research Center
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VA | 3 | 2.1% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
1.4% | 100% | $315,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 1.4% | 66.7% | $335,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 1.4% | 100% | $430,000 | |
East Coast Capital Corp.
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FHA | 2 | 1.4% | 100% | $500,000 | |
Paramount Residential Mortgage
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FHA | 2 | 1.4% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $495,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.7% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.7% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
Contour Mortgage Corporation
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VA | 1 | 0.7% | 100% | $355,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $445,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.7% | 100% | $515,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 50% | $425,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
Discover Bank
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Conventional | 1 | 0.7% | 50% | $35,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.7% | 100% | $305,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.7% | 100% | $525,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.7% | 100% | $385,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.7% | 100% | $415,000 | |
T2 Financial LLC
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FHA | 1 | 0.7% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.7% | 100% | $485,000 | View |
Tjc Mortgage Inc
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FHA | 1 | 0.7% | 100% | $365,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.7% | 100% | $455,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.7% | 100% | $485,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 33.3% | $355,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Village Capital & Investment
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FHA | 1 | 0.7% | 100% | $545,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Amboy Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Amboy, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in South Amboy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Amboy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Amboy, NJ
Use these to narrow the list above. Each category shows how many South Amboy, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in South Amboy, NJ
Independent mortgage companies closed 82.8 percent of home loans in South Amboy, New Jersey in 2025, banks 14.5 percent and credit unions 2.8 percent. Atlantis Mortgage Co Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Central Jersey Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Amboy Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Amboy, NJ
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in South Amboy, New Jersey with 2 loans, about 1.4 percent of the market. The largest lender headquartered in New Jersey was Amboy Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in South Amboy, New Jersey in 2025, led by United Wholesale Mortgage with 7. 6 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 4 credit unions closed home loans in South Amboy, New Jersey in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Amboy, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Amboy, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Amboy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
