Mortgage Lenders and Brokers in Red Bank, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Red Bank, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank442 Highway 35, Red Bank, NJ 07701A+5.0 ★Texas Ratio: 5.26%, TD BankTD Bank89 W Front St, Red Bank, NJ 07701A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA430 State Route 35, Red Bank, NJ 07701A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA20 White St, Red Bank, NJ 07701A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA170 Broad St Ste 1000, Red Bank, NJ 07701A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.28 Chapel Hill Rd, Red Bank, NJ 07701A+5.0 ★Texas Ratio: 4.24%, Amboy BankAmboy Bank36 Monmouth St, Red Bank, NJ 07701A+5.0 ★Texas Ratio: 2.03%, Atlantis Mortgage Co IncAtlantis Mortgage Co Inc2 Edison Pl, Springfield, NJ 07081B+4.7 ★Texas Ratio: 18.92%, United Teletech Financial Federal Credit UnionUnited Teletech Financial Federal Credit Union600 HIGHWAY 36, HAZLET, NJ 07730 1797A5.0 ★Texas Ratio: 7.09%, and Wells Fargo Bank NAWells Fargo Bank NA303 Broad St, Red Bank, NJ 07701A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Red Bank, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Red Bank are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Red Bank, New Jersey
Market share is the lender's share of all home loans closed in Red Bank, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Red Bank 442 Highway 35, Red Bank, NJ 07701 A+5.0 ★Texas Ratio: 5.26% |
Conventional, FHA, HELOC | 9 +4 HELOCs |
7.1% | 100% | $622,777 | View |
|
1 office in Red Bank 89 W Front St, Red Bank, NJ 07701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +5 HELOCs |
3.1% | 66.7% | $280,000 | View |
|
1 office in Red Bank 430 State Route 35, Red Bank, NJ 07701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
3.1% | 100% | $685,000 | View |
|
1 office in Red Bank 20 White St, Red Bank, NJ 07701 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +12 HELOCs |
2.4% | 100% | $591,666 | View |
|
1 office in Red Bank 170 Broad St Ste 1000, Red Bank, NJ 07701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +11 HELOCs |
2.4% | 100% | $565,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Red Bank 28 Chapel Hill Rd, Red Bank, NJ 07701 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1 office in Red Bank 36 Monmouth St, Red Bank, NJ 07701 A+5.0 ★Texas Ratio: 2.03% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 3 | 2.4% | 100% | $388,333 | View |
|
600 HIGHWAY 36, HAZLET, NJ 07730 1797 A5.0 ★Texas Ratio: 7.09% |
Conventional | 2 | 1.6% | 100% | $70,000 | View |
|
303 Broad St, Red Bank, NJ 07701 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.6% | 100% | $260,000 | View |
|
675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 1.6% | 66.7% | $380,000 | View |
|
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $105,000 | View |
|
522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $55,000 | View |
|
1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
|
2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
|
1460 Broad St, Bloomfield, NJ 07003 A+5.0 ★Texas Ratio: 5.87% |
Conventional | 1 | 0.8% | 100% | $25,000 | View |
|
511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.8% | 100% | $415,000 | View |
|
378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Advisors Mortgage Group, LLC
|
Conventional, FHA | 10 | 7.9% | 100% | $404,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.8% | 100% | $455,000 | |
American Financial Resources LLC
|
VA | 1 | 0.8% | 100% | $675,000 | |
Bond Street Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.8% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 14 +1 HELOCs |
11% | 100% | $533,571 | |
United Wholesale Mortgage
|
Conventional | 6 | 4.7% | 75% | $371,666 | |
Rocket Mortgage
|
Conventional, VA | 6 | 4.7% | 60% | $296,666 | |
Paramount Residential Mortgage
|
Conventional | 5 | 3.9% | 100% | $541,000 | |
Guaranteed Rate, Inc.
|
Conventional | 4 | 3.1% | 100% | $305,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 3.1% | 100% | $360,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 3 +1 HELOCs |
2.4% | 75% | $311,666 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2.4% | 75% | $691,666 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 3 | 2.4% | 100% | $361,666 | |
Discover Bank
|
Conventional | 2 | 1.6% | 66.7% | $110,000 | |
East Coast Capital Corp.
|
Conventional | 2 | 1.6% | 100% | $380,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $795,000 | View |
Cliffco, Inc.
|
Conventional, Jumbo | 1 | 0.8% | 100% | $1,285,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
Affordable Mortgage Advisors
|
FHA | 1 | 0.8% | 100% | $545,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.8% | 100% | $405,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.8% | 100% | $105,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.8% | 100% | $575,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.8% | 100% | $605,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.8% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.8% | 100% | $565,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.8% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.8% | 100% | $665,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.8% | 100% | $165,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $905,000 | View |
|
B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.8% | 100% | $545,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.8% | 100% | $625,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.8% | 100% | $545,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.8% | 100% | $1,005,000 | |
Quorum Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Red Bank Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Red Bank, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Red Bank? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Red Bank in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Red Bank, NJ
Use these to narrow the list above. Each category shows how many Red Bank, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Red Bank, NJ
Independent mortgage companies closed 63.8 percent of home loans in Red Bank, New Jersey in 2025, banks 32.3 percent and credit unions 3.9 percent. Atlantis Mortgage Co Inc was the largest mortgage company, Oceanfirst Bank the largest bank and United Teletech Financial Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Red Bank, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Red Bank, New Jersey with 9 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Red Bank, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 2. 2 lenders closed VA loans, led by American Financial Resources LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 10 credit unions closed home loans in Red Bank, New Jersey in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Red Bank, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Red Bank, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Red Bank. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
