Mortgage Lenders and Brokers in Princeton Junction, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Princeton Junction, New Jersey mortgage lenders include Bank of America NABank of America NA64 Princeton Hightstown Rd, Princeton Junction, NJ 08550A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, and Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Princeton Junction, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Princeton Junction are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Princeton Junction, New Jersey
Market share is the lender's share of all home loans closed in Princeton Junction, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Princeton Junction 64 Princeton Hightstown Rd, Princeton Junction, NJ 08550 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +8 HELOCs |
1.2% | 66.7% | $330,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 14 +8 HELOCs |
4% | 93.3% | $375,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 13 | 3.8% | 100% | $377,307 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 2% | 87.5% | $699,285 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 5 +1 HELOCs |
1.4% | 100% | $521,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.4% | 100% | $553,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.9% | 60% | $668,333 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 3 | 0.9% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $185,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $145,000 | View |
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474 Sylvan Ave, Englewood Cliffs, NJ 07632 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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1636 Parker Ave, Fort Lee, NJ 07024 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
FHA | 1 | 0.3% | 50% | $535,000 | View |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Advisors Mortgage Group, LLC
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Conventional | 8 | 2.3% | 88.9% | $128,750 | |
Kwik Mortgage Corporation
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Conventional | 7 | 2% | 100% | $563,571 | |
Absolute Home Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $570,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $660,000 | |
Bond Street Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,065,000 | |
Skyrock Mortgage
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Conventional | 1 | 0.3% | 100% | $205,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $475,000 | |
K. Hovnanian American Mortgage
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Conventional, Jumbo | 60 | 17.3% | 96.8% | $657,500 | |
Pulte Mortgage LLC
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Conventional, VA, Jumbo | 57 | 16.5% | 96.6% | $548,508 | |
Toll Brothers Mortgage Company
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Conventional | 55 | 15.9% | 82.4% | $551,363 | |
Rocket Mortgage
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Conventional | 20 | 5.8% | 80.8% | $472,500 | |
United Nations Federal CU
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Conventional | 8 | 2.3% | 100% | $692,500 | |
United Wholesale Mortgage
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Conventional, HELOC | 4 +1 HELOCs |
1.2% | 80% | $645,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 4 | 1.2% | 100% | $630,000 | View |
The Loan Store, Inc
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Conventional | 4 | 1.2% | 100% | $502,500 | |
Better Mortgage Corporation
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Conventional, HELOC | 3 +2 HELOCs |
0.9% | 75% | $465,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 3 | 0.9% | 100% | $825,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 0.9% | 100% | $318,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 75% | $725,000 | View |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 2 | 0.6% | 100% | $515,000 | View |
Pennymac Loan Services LLC
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Conventional | 2 | 0.6% | 100% | $455,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 100% | $640,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.6% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.6% | 100% | $700,000 | View |
American Broadcast Employees FCU
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Conventional, Jumbo | 2 | 0.6% | 100% | $460,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $400,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $605,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $145,000 | |
Shinhan Bank America
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Jet Direct Funding Corp.
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Conventional | 1 | 0.3% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 25% | $605,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $105,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $795,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $715,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 50% | $365,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Princeton Junction Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Princeton Junction, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Princeton Junction? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Princeton Junction in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Princeton Junction, NJ
Use these to narrow the list above. Each category shows how many Princeton Junction, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Princeton Junction, NJ
Independent mortgage companies closed 74.3 percent of home loans in Princeton Junction, New Jersey in 2025, banks 21.4 percent and credit unions 4.3 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Bank of America NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Princeton Junction, NJ
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Princeton Junction, New Jersey with 4 loans, about 1.2 percent of the market. The largest lender headquartered in New Jersey was Oceanfirst Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Princeton Junction, New Jersey, K. Hovnanian American Mortgage approved the highest share of completed applications in 2025 at 96.8 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Princeton Junction, New Jersey in 2025, led by Citibank, NA with 1. 2 lenders closed VA loans, led by Pulte Mortgage LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Princeton Junction, New Jersey in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Princeton Junction, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Princeton Junction, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Princeton Junction. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
