Mortgage Lenders and Brokers in Princeton, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Princeton, New Jersey mortgage lenders include TD BankTD Bank883 State Road 206, Princeton, NJ 08540A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1217 Route 206, Princeton, NJ 08540A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA90 Nassau St, Princeton, NJ 08542A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA302 Carnegie Ctr, Princeton, NJ 08540A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.301 N Harrison St, Princeton, NJ 08540A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA182 Nassau St, Princeton, NJ 08542A+5.0 ★Texas Ratio: 5.44%, Princeton Federal Credit UnionPrinceton Federal Credit Union774 Alexander Rd, Princeton, NJ 08540 6305A+5.0 ★Texas Ratio: 5.94%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, and Truist BankTruist Bank249 White Horse Pike, Atco, NJ 08004A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Princeton, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Princeton are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Princeton, New Jersey
Market share is the lender's share of all home loans closed in Princeton, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Princeton 883 State Road 206, Princeton, NJ 08540 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 17 +16 HELOCs |
7.6% | 85% | $1,440,294 | View |
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2 offices in Princeton 1217 Route 206, Princeton, NJ 08540 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 14 | 6.2% | 93.8% | $1,130,714 | View |
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2 offices in Princeton 90 Nassau St, Princeton, NJ 08542 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 13 +8 HELOCs |
5.8% | 81.2% | $1,178,076 | View |
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3 offices in Princeton 302 Carnegie Ctr, Princeton, NJ 08540 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 8 | 3.6% | 100% | $1,282,500 | View |
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★ 1.7 stars, 3 reviews 3 offices in Princeton 301 N Harrison St, Princeton, NJ 08540 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 6 +15 HELOCs |
2.7% | 85.7% | $851,666 | View |
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1 office in Princeton 182 Nassau St, Princeton, NJ 08542 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +18 HELOCs |
0.9% | 66.7% | $1,140,000 | View |
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★ 2 stars, 1 review 774 Alexander Rd, Princeton, NJ 08540 6305 A+5.0 ★Texas Ratio: 5.94% |
Conventional, HELOC | 2 +10 HELOCs |
0.9% | 100% | $265,000 | View |
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2 offices in Princeton 1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 6 | 2.7% | 85.7% | $1,446,666 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
1.8% | 100% | $1,697,500 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.3% | 100% | $1,468,333 | View |
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407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 2 | 0.9% | 100% | $915,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, Jumbo | 2 | 0.9% | 100% | $865,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.4% | 100% | $2,105,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,795,000 | View |
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30 Hudson St, Jersey City, NJ 07302 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,155,000 | View |
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474 Sylvan Ave, Englewood Cliffs, NJ 07632 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,065,000 | View |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,345,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,005,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,635,000 | View |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.4% | 100% | $745,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional | 7 | 3.1% | 100% | $543,571 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.9% | 50% | $675,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.4% | 100% | $505,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.4% | 100% | $185,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $515,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 15 | 6.7% | 88.9% | $922,333 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 14 | 6.2% | 100% | $860,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 13 +1 HELOCs |
5.8% | 92.9% | $970,384 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 7 | 3.1% | 100% | $1,112,142 | |
loanDepot.com LLC
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Conventional, VA | 5 | 2.2% | 100% | $517,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA, Jumbo | 5 | 2.2% | 100% | $793,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 1.8% | 100% | $992,500 | |
General Mortgage Capital Corporation
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Conventional | 4 | 1.8% | 100% | $385,000 | |
Union Home Mortgage Corp.
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Conventional | 4 | 1.8% | 80% | $632,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 1.8% | 80% | $1,175,000 | View |
Better Mortgage Corporation
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Conventional, Jumbo | 3 | 1.3% | 100% | $678,333 | |
United Nations Federal CU
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Conventional, Jumbo | 3 | 1.3% | 100% | $911,666 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.9% | 100% | $1,260,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 2 | 0.9% | 100% | $1,045,000 | |
United Wholesale Mortgage
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Conventional | 2 | 0.9% | 50% | $685,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.9% | 100% | $735,000 | View |
New Wave Lending Group Inc
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Conventional, Jumbo | 2 | 0.9% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.9% | 100% | $555,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.4% | 100% | $1,125,000 | View |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,295,000 | |
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A5.0 ★Texas Ratio: 13.68% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,085,000 | View |
Primelending
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Conventional | 1 | 0.4% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Newrez LLC
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Conventional | 1 | 0.4% | 50% | $695,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 50% | $425,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,535,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $205,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $915,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $785,000 | |
Embrace Home Loans, Inc.
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Conventional, Jumbo | 1 | 0.4% | 100% | $955,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Municipal Credit Union
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,245,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.4% | 100% | $855,000 | View |
GuardHill Financial LLC
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Conventional | 1 | 0.4% | 100% | $785,000 | |
Mortgage Research Center
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VA, Jumbo | 1 | 0.4% | 100% | $1,195,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,145,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.4% | 50% | $1,145,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,825,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 100% | $155,000 | |
Webster Bank, N.A.
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Conventional, Jumbo | 1 | 0.4% | 50% | $845,000 | |
Carrington Mortgage Services LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,885,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Merck Sharp and Dohme FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Princeton Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Princeton, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Princeton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Princeton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Princeton, NJ
Use these to narrow the list above. Each category shows how many Princeton, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Princeton, NJ
Independent mortgage companies closed 41.5 percent of home loans in Princeton, New Jersey in 2025, banks 52.7 percent and credit unions 5.8 percent. Advisors Mortgage Group, LLC was the largest mortgage company, TD Bank the largest bank and Princeton Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Princeton, NJ
By home loans closed in 2025, TD Bank was the largest mortgage lender in Princeton, New Jersey with 17 loans, about 7.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 15 credit unions closed home loans in Princeton, New Jersey in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Princeton, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Princeton, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Princeton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
