Pennsville, New Jersey mortgage lenders include Pennsville National BankPennsville National Bank170 S Broadway, Pennsville, NJ 08070A5.0 ★Texas Ratio: 6.53%, Fulton Bank, National AssociationFulton Bank, National Association125 S Broadway, Pennsville, NJ 08070A+5.0 ★Texas Ratio: 4.85%, Deepwater Industries Federal Credit UnionDeepwater Industries Federal Credit Union565 North Broadway, Deepwater, NJ 08023A+5.0 ★Texas Ratio: 4.58%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA171 Broadway # 173, Bayonne, NJ 07002D3.3 ★Texas Ratio: 35.11%, First Citizens Community BankFirst Citizens Community Bank1300 Route 73, Mount Laurel, NJ 08054A5.0 ★Texas Ratio: 11.39%, Franklin BankFranklin Bank260 N Broadway, Pennsville, NJ 08070A+5.0 ★Texas Ratio: 1.02%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pennsville, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pennsville are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Pennsville, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
170 S Broadway, Pennsville, NJ 08070 A5.0 ★Texas Ratio: 6.53% |
Conventional | 43 | 12.5% | 86.3% | $139,418 | View |
|
1 office in Pennsville 125 S Broadway, Pennsville, NJ 08070 A+5.0 ★Texas Ratio: 4.85% |
FHA, HELOC | 1 +5 HELOCs |
0.3% | 50% | $215,000 | View |
|
565 North Broadway, Deepwater, NJ 08023 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 21 | 6.1% | 100% | $69,761 | View |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, VA | 4 | 1.2% | 100% | $317,500 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $295,000 | View |
|
171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
FHA | 2 | 0.6% | 100% | $240,000 | View |
|
1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
Conventional, FHA | 2 | 0.6% | 100% | $235,000 | View |
|
260 N Broadway, Pennsville, NJ 08070 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 0.6% | 22.2% | $180,000 | View |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $45,000 | View |
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 25% | $225,000 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $195,000 | View |
First National Bank of Absecon
106 New Jersey Ave, Absecon, NJ 08201 |
Conventional | 1 | 0.3% | 100% | $325,000 | |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
|
★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Nation One Mortgage Corporatio
|
Conventional, FHA, VA | 20 | 5.8% | 90.9% | $230,500 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 11 | 3.2% | 100% | $235,909 | |
Absolute Home Mortgage
|
Conventional, FHA | 7 | 2% | 100% | $227,857 | |
Weichert Financial Services
|
VA | 3 | 0.9% | 100% | $295,000 | |
Acre Mortgage & Financial, Inc.
|
FHA | 2 | 0.6% | 100% | $270,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 2 | 0.6% | 100% | $145,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.3% | 100% | $225,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 27 | 7.8% | 85.7% | $197,222 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 17 | 4.9% | 81% | $256,764 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
4.4% | 100% | $254,333 | |
New American Funding, LLC.
|
Conventional, FHA, USDA, HELOC | 14 +2 HELOCs |
4.1% | 100% | $192,142 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 13 | 3.8% | 100% | $180,384 | |
Affordable Mortgage Advisors
|
Conventional, FHA, VA | 13 | 3.8% | 100% | $272,692 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 2% | 77.8% | $142,142 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 7 | 2% | 100% | $199,285 | |
Movement Mortgage, LLC
|
Conventional, FHA | 6 | 1.7% | 100% | $200,000 | |
Nfm, Inc
|
Conventional, FHA | 6 | 1.7% | 100% | $231,666 | |
Mortgage Research Center
|
VA | 6 | 1.7% | 54.5% | $278,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1.5% | 71.4% | $141,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 1.5% | 87.5% | $263,000 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 1.5% | 55.6% | $169,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 5 | 1.5% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 4 | 1.2% | 100% | $247,500 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 1.2% | 100% | $90,000 | View |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 75% | $78,333 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.9% | 100% | $241,666 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 3 | 0.9% | 100% | $195,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA | 3 | 0.9% | 100% | $235,000 | View |
Carrington Mortgage Services LLC
|
FHA | 3 | 0.9% | 100% | $245,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.6% | 100% | $145,000 | |
Allied Mortgage Group, Inc
|
Conventional, VA | 2 | 0.6% | 100% | $200,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.6% | 75% | $60,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.6% | 50% | $25,000 | |
American Financial Network, Inc.
|
FHA, VA | 2 | 0.6% | 100% | $250,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.6% | 100% | $125,000 | |
Pike Creek Mortgage Services, Inc.
|
FHA | 2 | 0.6% | 100% | $285,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.6% | 100% | $125,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $120,000 | |
TruMark Financial Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $95,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $55,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $565,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $215,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.3% | 33.3% | $115,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
First Eagle Federal Credit Un
|
Conventional | 1 | 0.3% | 100% | $115,000 | |
State Financial Network LLC
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.3% | 100% | $335,000 | |
Better Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $345,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.3% | 100% | $335,000 | |
Philadelphia Mortgage Advisors, Inc.
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
First Central Savings Bank
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
|
A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 66.7% | $305,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
|
A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sun East Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Total Mortgage Services, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Pennsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pennsville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Pennsville, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68 percent of home loans in Pennsville, New Jersey in 2025, banks 22.7 percent and credit unions 9.3 percent. Nation One Mortgage Corporatio was the largest mortgage company, Pennsville National Bank the largest bank and Deepwater Industries Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Pennsville National Bank led with 43 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Pennsville National Bank was the largest mortgage lender in Pennsville, New Jersey with 43 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Pennsville, New Jersey in 2025, led by Nation One Mortgage Corporatio with 9. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 8 credit unions closed home loans in Pennsville, New Jersey in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pennsville, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pennsville, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pennsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.