Panther Valley, New Jersey mortgage lenders include Picatinny Federal Credit UnionPicatinny Federal Credit Union340 E Main St, Denville, NJ 07834 2527A+5.0 ★Texas Ratio: 3.83%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%, Ascendia BankAscendia Bank175 Rock Rd, Glen Rock, NJ 07452A+5.0 ★Texas Ratio: 1.20%, Truist BankTruist Bank249 White Horse Pike, Atco, NJ 08004A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, and PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Panther Valley, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Panther Valley are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Panther Valley, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 3 +4 HELOCs |
2.2% | 75% | $171,666 | View |
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.5% | 100% | $400,000 | View |
|
1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 1.5% | 100% | $70,000 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.5% | 100% | $385,000 | View |
|
511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $215,000 | View |
|
220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $575,000 | View |
|
175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
|
★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
|
Conventional, FHA | 5 | 3.7% | 100% | $297,000 | |
Millenium Home Mortgage
|
Conventional | 4 | 2.9% | 100% | $387,500 | |
Weichert Financial Services
|
Conventional | 2 | 1.5% | 100% | $430,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, VA | 2 | 1.5% | 100% | $385,000 | |
Bond Street Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $545,000 | |
NJ Lenders Corp
|
Conventional | 1 | 0.7% | 100% | $195,000 | |
MLB Residential Lending, LLC
|
FHA | 1 | 0.7% | 100% | $435,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 20 +2 HELOCs |
14.7% | 100% | $358,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 15 | 11% | 100% | $323,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 8.8% | 92.3% | $263,333 | |
United Wholesale Mortgage
|
Conventional, FHA | 5 | 3.7% | 100% | $329,000 | |
loanDepot.com LLC
|
Conventional | 4 | 2.9% | 80% | $172,500 | |
Newrez LLC
|
Conventional | 3 | 2.2% | 60% | $135,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 2.2% | 100% | $311,666 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.5% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.5% | 100% | $160,000 | View |
Movement Mortgage, LLC
|
Conventional | 2 | 1.5% | 100% | $495,000 | |
Discover Bank
|
Conventional | 2 | 1.5% | 66.7% | $85,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.5% | 100% | $100,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 1.5% | 100% | $305,000 | |
Spring Eq, LLC
|
Conventional | 2 | 1.5% | 25% | $180,000 | |
Visions Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $25,000 | |
Cmg Mortgage Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
Shinhan Bank America
|
Conventional | 1 | 0.7% | 100% | $395,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.7% | 100% | $545,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.7% | 50% | $335,000 | |
Affordable Mortgage Advisors
|
FHA | 1 | 0.7% | 100% | $535,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.7% | 100% | $195,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.7% | 100% | $475,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $385,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.7% | 100% | $265,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.7% | 100% | $45,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.7% | 100% | $675,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
Summit Mortgage Bankers, Inc.
|
Conventional | 1 | 0.7% | 100% | $485,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.7% | 100% | $385,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.7% | 100% | $205,000 | |
Harborone Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $285,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.7% | 100% | $465,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
VA | 1 | 0.7% | 100% | $605,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $665,000 | View |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.7% | 100% | $405,000 | View |
Better Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $105,000 | |
Selfreliance Federal Credit Union
|
Conventional | 1 | 0.7% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $435,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.7% | 100% | $205,000 | |
New American Funding, LLC.
|
VA | 1 | 0.7% | 100% | $355,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.7% | 100% | $495,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.7% | 100% | $275,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.7% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Panther Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Panther Valley in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Panther Valley, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.9 percent of home loans in Panther Valley, New Jersey in 2025, banks 17.6 percent and credit unions 4.4 percent. Absolute Home Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Picatinny Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Picatinny Federal Credit Union led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Picatinny Federal Credit Union was the largest mortgage lender in Panther Valley, New Jersey with 3 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Panther Valley, New Jersey in 2025, led by Guaranteed Rate, Inc. with 2. 5 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 4 credit unions closed home loans in Panther Valley, New Jersey in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Panther Valley, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Panther Valley, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Panther Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.