MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Oradell, New Jersey

Oradell, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA417 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank249 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 4.11%, Columbia BankColumbia Bank279 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 4.30%, Valley National BankValley National Bank350 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 5.76%, Provident BankProvident Bank296 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 3.46%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Hsbc Bank USA, NAHsbc Bank USA, NA407 Main St, Chatham, NJ 07928A+5.0 ★Texas Ratio: 4.86%, and Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Oradell, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oradell are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Oradell, New Jersey

Market share is the lender's share of all home loans closed in Oradell, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Oradell
417 Kinderkamack Rd, Oradell, NJ 07649
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 7
+1 HELOCs
7.1% 87.5% $552,142 View
1 office in Oradell
249 Kinderkamack Rd, Oradell, NJ 07649
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 2
+4 HELOCs
2% 100% $955,000 View
1 office in Oradell
279 Kinderkamack Rd, Oradell, NJ 07649
A+5.0 ★Texas Ratio: 4.30%
Conventional, HELOC 2
+3 HELOCs
2% 100% $230,000 View
1 office in Oradell
350 Kinderkamack Rd, Oradell, NJ 07649
A+5.0 ★Texas Ratio: 5.76%
HELOC 0
+2 HELOCs
0% n/a View
1 office in Oradell
296 Kinderkamack Rd, Oradell, NJ 07649
A+5.0 ★Texas Ratio: 3.46%
HELOC 0
+1 HELOCs
0% n/a View
601 White Horse Pike, Absecon, NJ 08201
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 4
+5 HELOCs
4% 66.7% $582,500 View
1000 Highway 36, Atlantic Highlands, NJ 07716
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+12 HELOCs
1% 100% $905,000 View
1116 State Route 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+7 HELOCs
1% 100% $705,000 View
407 Main St, Chatham, NJ 07928
A+5.0 ★Texas Ratio: 4.86%
Conventional, HELOC 1
+2 HELOCs
1% 100% $605,000 View
1115 Highway 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 1% 100% $965,000 View
234 Closter Dock Rd, Closter, NJ 07624
A5.0 ★Texas Ratio: 11.01%
Conventional 1 1% 100% $235,000 View
★ 1.7 stars, 3 reviews
1163 State Route 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+5 HELOCs
0% n/a View
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849
A5.0 ★Texas Ratio: 9.20%
HELOC 0
+4 HELOCs
0% n/a View
★ 2 stars, 1 review
335 Farnsworth Ave, Bordentown, NJ 08505
A+5.0 ★Texas Ratio: 5.94%
HELOC 0
+1 HELOCs
0% n/a View
444 Hoes Ln, Piscataway, NJ 08854
A+5.0 ★Texas Ratio: 2.51%
HELOC 0
+1 HELOCs
0% n/a View
100 Hudson St, Hackensack, NJ 07601 6962
A5.0 ★Texas Ratio: 11.88%
HELOC 0
+1 HELOCs
0% n/a View
NJ Lenders Corp
Conventional 2 2% 100% $700,000
American Neighborhood Mortgage Acceptance Company
Conventional 1 1% 100% $825,000
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, Jumbo 8 8.1% 80% $452,500
United Wholesale Mortgage
Conventional, FHA 6 6.1% 100% $710,000
CrossCountry Mortgage, LLC
Conventional, FHA 5 5.1% 100% $759,000
loanDepot.com LLC
Conventional 4 4% 100% $492,500
Webster Bank, N.A.
Conventional 4 4% 100% $995,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 4 4% 100% $197,500 View
Paramount Residential Mortgage
Conventional, FHA 4 4% 100% $625,000
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 3
+1 HELOCs
3% 100% $825,000 View
A5.0 ★Texas Ratio: 11.06%
Conventional, Jumbo 3 3% 100% $805,000 View
Freedom Mortgage Corporation
Conventional, FHA 3 3% 100% $558,333
Pennymac Loan Services LLC
Conventional 3 3% 60% $301,666
Visions Federal Credit Union
Conventional 3 3% 75% $225,000
Provident Funding Associates
Conventional 2 2% 100% $715,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 2 2% 100% $700,000 View
Nationstar Mortgage
Conventional 2 2% 66.7% $95,000
Guaranteed Rate, Inc.
Conventional, HELOC 1
+1 HELOCs
1% 100% $665,000
Contour Mortgage Corporation
VA 1 1% 100% $735,000
Newrez LLC
Conventional 1 1% 100% $205,000
Sage Home Loans Corporation
Conventional 1 1% 100% $475,000
PHH Mortgage Corporation
Conventional 1 1% 100% $635,000
Amerisave Mortgage Company
Conventional 1 1% 50% $95,000
ResMac Inc
Conventional 1 1% 100% $735,000
A5.0 ★Texas Ratio: 8.47%
VA 1 1% 100% $825,000 View
Discover Bank
Conventional 1 1% 50% $175,000
New Wave Lending Group Inc
Conventional 1 1% 100% $755,000
Mortgage Research Center
VA 1 1% 100% $785,000
Logan Finance Corporation
Conventional 1 1% 100% $805,000
Mutual of Omaha Mortgage
VA 1 1% 100% $555,000
New American Funding, LLC.
Conventional 1 1% 100% $305,000
Fairway Independent Mort Corp
Conventional 1 1% 100% $425,000
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 1 1% 100% $805,000 View
A5.0 ★Texas Ratio: 8.14%
VA, Jumbo 1 1% 100% $1,345,000
First Technology Federal Credit Union
Conventional 1 1% 100% $1,185,000
Tomo Mortgage LLC
Conventional 1 1% 100% $805,000
JMAC Lending, Inc.
Conventional 1 1% 100% $275,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Tower Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Better Mortgage Corporation
HELOC 0
+1 HELOCs
0% 0%
Lower, LLC
HELOC 0
+1 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Oradell, New Jersey

Looking for mortgage lenders near me or mortgage brokers near me in Oradell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oradell in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Oradell, NJ

Use these to narrow the list above. Each category shows how many Oradell, NJ lenders fit and what that kind of lender is usually best for.

Who Lends in Oradell, NJ

Independent mortgage companies closed 55.6 percent of home loans in Oradell, New Jersey in 2025, banks 39.4 percent and credit unions 5.1 percent. NJ Lenders Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Columbia Bank led with 2 loans.

55.6%
Mortgage companies
39.4%
Banks
5.1%
Credit unions
4%
FHA loans
5%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.

More New Jersey Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Oradell, NJ

Who is the largest mortgage lender in Oradell, NJ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Oradell, New Jersey with 7 loans, about 7.1 percent of the market. The largest lender headquartered in New Jersey was Columbia Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Oradell, NJ mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Oradell, New Jersey in 2025, led by United Wholesale Mortgage with 1. 5 lenders closed VA loans, led by Contour Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Oradell, NJ lender list?

Yes. 22 banks and 7 credit unions closed home loans in Oradell, New Jersey in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Oradell, NJ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Oradell, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oradell, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oradell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.