Oradell, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA417 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank249 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 4.11%, Columbia BankColumbia Bank279 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 4.30%, Valley National BankValley National Bank350 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 5.76%, Provident BankProvident Bank296 Kinderkamack Rd, Oradell, NJ 07649A+5.0 ★Texas Ratio: 3.46%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Hsbc Bank USA, NAHsbc Bank USA, NA407 Main St, Chatham, NJ 07928A+5.0 ★Texas Ratio: 4.86%, and Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oradell, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oradell are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Oradell, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Oradell 417 Kinderkamack Rd, Oradell, NJ 07649 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
7.1% | 87.5% | $552,142 | View |
|
1 office in Oradell 249 Kinderkamack Rd, Oradell, NJ 07649 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +4 HELOCs |
2% | 100% | $955,000 | View |
|
1 office in Oradell 279 Kinderkamack Rd, Oradell, NJ 07649 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 2 +3 HELOCs |
2% | 100% | $230,000 | View |
|
1 office in Oradell 350 Kinderkamack Rd, Oradell, NJ 07649 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1 office in Oradell 296 Kinderkamack Rd, Oradell, NJ 07649 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +5 HELOCs |
4% | 66.7% | $582,500 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +12 HELOCs |
1% | 100% | $905,000 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +7 HELOCs |
1% | 100% | $705,000 | View |
|
407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $605,000 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $965,000 | View |
|
234 Closter Dock Rd, Closter, NJ 07624 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 1% | 100% | $235,000 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
|
Conventional | 2 | 2% | 100% | $700,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 1% | 100% | $825,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, Jumbo | 8 | 8.1% | 80% | $452,500 | |
United Wholesale Mortgage
|
Conventional, FHA | 6 | 6.1% | 100% | $710,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 5 | 5.1% | 100% | $759,000 | |
loanDepot.com LLC
|
Conventional | 4 | 4% | 100% | $492,500 | |
Webster Bank, N.A.
|
Conventional | 4 | 4% | 100% | $995,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 4% | 100% | $197,500 | View |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 4% | 100% | $625,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
3% | 100% | $825,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 3 | 3% | 100% | $805,000 | View |
Freedom Mortgage Corporation
|
Conventional, FHA | 3 | 3% | 100% | $558,333 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 3% | 60% | $301,666 | |
Visions Federal Credit Union
|
Conventional | 3 | 3% | 75% | $225,000 | |
Provident Funding Associates
|
Conventional | 2 | 2% | 100% | $715,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 2% | 100% | $700,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 2% | 66.7% | $95,000 | |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $665,000 | |
Contour Mortgage Corporation
|
VA | 1 | 1% | 100% | $735,000 | |
Newrez LLC
|
Conventional | 1 | 1% | 100% | $205,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 1% | 100% | $475,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $635,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1% | 50% | $95,000 | |
ResMac Inc
|
Conventional | 1 | 1% | 100% | $735,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 1% | 100% | $825,000 | View |
Discover Bank
|
Conventional | 1 | 1% | 50% | $175,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 1% | 100% | $755,000 | |
Mortgage Research Center
|
VA | 1 | 1% | 100% | $785,000 | |
Logan Finance Corporation
|
Conventional | 1 | 1% | 100% | $805,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 1% | 100% | $555,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1% | 100% | $305,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1% | 100% | $425,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1% | 100% | $805,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
VA, Jumbo | 1 | 1% | 100% | $1,345,000 | |
First Technology Federal Credit Union
|
Conventional | 1 | 1% | 100% | $1,185,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 1% | 100% | $805,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 1% | 100% | $275,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lower, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Oradell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oradell in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Oradell, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 55.6 percent of home loans in Oradell, New Jersey in 2025, banks 39.4 percent and credit unions 5.1 percent. NJ Lenders Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Columbia Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Oradell, New Jersey with 7 loans, about 7.1 percent of the market. The largest lender headquartered in New Jersey was Columbia Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Oradell, New Jersey in 2025, led by United Wholesale Mortgage with 1. 5 lenders closed VA loans, led by Contour Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Oradell, New Jersey in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oradell, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oradell, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oradell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.