Mortgage Lenders and Brokers in Northfield, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northfield, New Jersey mortgage lenders include Jersey Shore FCUJersey Shore FCU1434 New Rd, Northfield, NJ 08225A+5.0 ★Texas Ratio: 1.54%, TD BankTD Bank1120 Tilton Rd, Northfield, NJ 08225A+5.0 ★Texas Ratio: 3.71%, Fulton Bank, National AssociationFulton Bank, National Association1101 Tilton Rd, Northfield, NJ 08225A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%, First National Bank of AbseconFirst National Bank of Absecon2201 New Rd, Northfield, NJ 08225, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1501 Tilton Rd, Northfield, NJ 08225A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, and Truist BankTruist Bank249 White Horse Pike, Atco, NJ 08004A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northfield, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northfield are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northfield, New Jersey
Market share is the lender's share of all home loans closed in Northfield, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1434 New Rd, Northfield, NJ 08225 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 14 | 8% | 82.4% | $102,857 | View |
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1 office in Northfield 1120 Tilton Rd, Northfield, NJ 08225 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +7 HELOCs |
0% | 50% | View | |
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1 office in Northfield 1101 Tilton Rd, Northfield, NJ 08225 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $405,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 2 | 1.1% | 100% | $65,000 | View |
First National Bank of Absecon
2201 New Rd, Northfield, NJ 08225 |
Conventional | 2 | 1.1% | 100% | $85,000 | |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $305,000 | View |
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1501 Tilton Rd, Northfield, NJ 08225 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $505,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $355,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $345,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $955,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 13 | 7.4% | 100% | $333,461 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 3 | 1.7% | 100% | $401,666 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.6% | 100% | $335,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Members First of NJ FCU
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Conventional | 1 | 0.6% | 100% | $105,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.6% | 100% | $265,000 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA | 20 | 11.4% | 100% | $349,500 | |
Rocket Mortgage
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Conventional, FHA | 18 | 10.3% | 81.8% | $178,888 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 8 +1 HELOCs |
4.6% | 100% | $355,000 | |
loanDepot.com LLC
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Conventional | 8 | 4.6% | 72.7% | $286,250 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 4% | 87.5% | $117,857 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 5 +1 HELOCs |
2.9% | 62.5% | $117,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 5 | 2.9% | 100% | $289,000 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 2.9% | 100% | $341,000 | |
Guaranteed Rate, Inc.
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Conventional | 5 | 2.9% | 100% | $391,000 | |
Nationstar Mortgage
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Conventional | 4 | 2.3% | 100% | $130,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 4 | 2.3% | 100% | $377,500 | |
Newrez LLC
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Conventional | 3 | 1.7% | 50% | $168,333 | |
Quaint Oak Mortgage, LLC
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Conventional | 3 | 1.7% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.7% | 100% | $295,000 | View |
Spring Eq, LLC
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Conventional | 3 | 1.7% | 42.9% | $138,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.1% | 100% | $215,000 | View |
Primelending
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Conventional | 2 | 1.1% | 100% | $360,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.1% | 50% | $190,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 1.1% | 100% | $360,000 | |
Discover Bank
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Conventional | 2 | 1.1% | 50% | $145,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.1% | 100% | $335,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
TruMark Financial Credit Union
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Conventional | 1 | 0.6% | 100% | $565,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $245,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $245,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $575,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $225,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.6% | 100% | $325,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firstrust Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Northfield Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northfield, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Northfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northfield, NJ
Use these to narrow the list above. Each category shows how many Northfield, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Northfield, NJ
Independent mortgage companies closed 73.7 percent of home loans in Northfield, New Jersey in 2025, banks 13.1 percent and credit unions 13.1 percent. Advisors Mortgage Group, LLC was the largest mortgage company, TD Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Jersey Shore FCU led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northfield, NJ
By home loans closed in 2025, Jersey Shore FCU was the largest mortgage lender in Northfield, New Jersey with 14 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Northfield, New Jersey in 2025, led by Affordable Mortgage Advisors with 5. 2 lenders closed VA loans, led by Affordable Mortgage Advisors. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 8 credit unions closed home loans in Northfield, New Jersey in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northfield, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northfield, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
