Mortgage Lenders and Brokers in North Plainfield, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Plainfield, New Jersey mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA274 Somerset St, North Plainfield, NJ 07060A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA535 Somerset St, North Plainfield, NJ 07060A+5.0 ★Texas Ratio: 4.14%, Valley National BankValley National Bank1334 Route 22 East, North Plainfield, NJ 07060A+5.0 ★Texas Ratio: 5.76%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, and Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Plainfield, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Plainfield are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Plainfield, New Jersey
Market share is the lender's share of all home loans closed in North Plainfield, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in North Plainfield 274 Somerset St, North Plainfield, NJ 07060 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.8% | 100% | $267,500 | View |
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1 office in North Plainfield 535 Somerset St, North Plainfield, NJ 07060 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +10 HELOCs |
1.3% | 75% | $281,666 | View |
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2 offices in North Plainfield 1334 Route 22 East, North Plainfield, NJ 07060 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $355,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +2 HELOCs |
1.8% | 66.7% | $355,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +10 HELOCs |
1.3% | 100% | $281,666 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional, FHA | 3 | 1.3% | 75% | $421,666 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 3 | 1.3% | 100% | $475,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 40% | $320,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +8 HELOCs |
0.4% | 100% | $405,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $395,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.4% | 50% | $465,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.4% | 100% | $235,000 | |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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1460 Broad St, Bloomfield, NJ 07003 A+5.0 ★Texas Ratio: 5.87% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.4% | 100% | $75,000 | |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
First Alliance Home Mortgage, LLC
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FHA | 3 | 1.3% | 100% | $581,666 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $581,666 | |
Absolute Home Mortgage
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Conventional, FHA | 2 | 0.9% | 100% | $510,000 | |
MLB Residential Lending, LLC
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Conventional | 2 | 0.9% | 100% | $370,000 | |
Financial Resources Federal Cr
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Conventional | 2 | 0.9% | 66.7% | $90,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.9% | 100% | $450,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $505,000 | |
Bond Street Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Nation One Mortgage Corporatio
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FHA | 1 | 0.4% | 50% | $515,000 | |
American Federal Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $465,000 | |
Weichert Financial Services
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Residential Home Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $435,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 25 | 11.1% | 86.7% | $186,200 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 16 +1 HELOCs |
7.1% | 66.7% | $380,625 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 13 | 5.8% | 100% | $454,230 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
4.4% | 100% | $319,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 4% | 69.2% | $261,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 8 | 3.6% | 100% | $447,500 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
3.1% | 70% | $293,571 | |
Newrez LLC
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Conventional, FHA | 6 | 2.7% | 85.7% | $288,333 | |
Freedom Mortgage Corporation
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FHA | 5 | 2.2% | 71.4% | $407,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.8% | 100% | $357,500 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 1.8% | 100% | $510,000 | |
Mortgage Research Center
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VA | 4 | 1.8% | 100% | $447,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $248,333 | |
Nations Lending Corporation
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Conventional, FHA | 3 | 1.3% | 75% | $421,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.3% | 100% | $208,333 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 3 | 1.3% | 100% | $485,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.9% | 28.6% | $110,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $115,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 20% | $180,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 100% | $275,000 | View |
Mortgage Solutions of Colorado
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FHA | 2 | 0.9% | 100% | $365,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.9% | 100% | $440,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 2 | 0.9% | 100% | $585,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 20% | $225,000 | |
Panorama Mortgage Group, LLC
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VA | 1 | 0.4% | 100% | $665,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
VA | 1 | 0.4% | 100% | $555,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 33.3% | $115,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 33.3% | $405,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $415,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $235,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.4% | 33.3% | $255,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.4% | 100% | $605,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $335,000 | |
Visions Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Municipal Credit Union
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Conventional | 1 | 0.4% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
Digital Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.4% | 50% | $585,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.4% | 50% | $545,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $395,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Plainfield Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Plainfield, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in North Plainfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Plainfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Plainfield, NJ
Use these to narrow the list above. Each category shows how many North Plainfield, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in North Plainfield, NJ
Independent mortgage companies closed 79.1 percent of home loans in North Plainfield, New Jersey in 2025, banks 16.9 percent and credit unions 4 percent. First Alliance Home Mortgage, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Plainfield, NJ
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in North Plainfield, New Jersey with 4 loans, about 1.8 percent of the market. The largest lender headquartered in New Jersey was Valley National Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in North Plainfield, New Jersey in 2025, led by United Wholesale Mortgage with 10. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 10 credit unions closed home loans in North Plainfield, New Jersey in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Plainfield, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Plainfield, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Plainfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
