Mortgage Lenders and Brokers in New Brunswick, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Brunswick, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank133 Neilson St, New Brunswick, NJ 08901A+5.0 ★Texas Ratio: 5.26%, Magyar BankMagyar Bank400 Somerset St, New Brunswick, NJ 08901A+5.0 ★Texas Ratio: 0.29%, Bank of America NABank of America NA609 Livingston Ave, New Brunswick, NJ 08901A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank70 Bayard St, New Brunswick, NJ 08901A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA120 Albany St, New Brunswick, NJ 08901A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA349 George St, New Brunswick, NJ 08901A+5.0 ★Texas Ratio: 3.68%, Amboy BankAmboy Bank350 George St, New Brunswick, NJ 08901A+5.0 ★Texas Ratio: 2.03%, Mid Penn BankMid Penn Bank439 Livingston Ave, New Brunswick, NJ 08901A+5.0 ★Texas Ratio: 4.25%, PNC Bank N.A.PNC Bank N.A.112 Somerset St, New Brunswick, NJ 08901A+5.0 ★Texas Ratio: 4.24%, and Spencer Savings Bank, SlaSpencer Savings Bank, Sla1 Towne Ctr, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 3.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Brunswick, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Brunswick are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Brunswick, New Jersey
Market share is the lender's share of all home loans closed in New Brunswick, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in New Brunswick 133 Neilson St, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 7 | 3.3% | 80% | $457,857 | View |
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400 Somerset St, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 6 | 2.8% | 85.7% | $163,333 | View |
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2 offices in New Brunswick 609 Livingston Ave, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +2 HELOCs |
1.9% | 80% | $302,500 | View |
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1 office in New Brunswick 70 Bayard St, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +3 HELOCs |
1.4% | 100% | $248,333 | View |
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1 office in New Brunswick 120 Albany St, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.4% | 50% | $318,333 | View |
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1 office in New Brunswick 349 George St, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 50% | $415,000 | View |
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1 office in New Brunswick 350 George St, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 0.9% | 100% | $435,000 | View |
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1 office in New Brunswick 439 Livingston Ave, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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★ 1.7 stars, 3 reviews 1 office in New Brunswick 112 Somerset St, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 5 | 2.3% | 100% | $393,000 | View |
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20 Jersey Ave, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 2 | 0.9% | 100% | $295,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.9% | 100% | $320,000 | View |
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561 Route 1, Edison, NJ 08817 A5.0 ★Texas Ratio: 7.57% |
Conventional | 2 | 0.9% | 100% | $310,000 | View |
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★ 2 stars, 1 review 1 Spring St, New Brunswick, NJ 08901 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
FHA | 1 | 0.5% | 100% | $545,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
FHA | 1 | 0.5% | 100% | $415,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.5% | 100% | $565,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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346 George St, New Brunswick, NJ 08901 2011 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 1.4% | 100% | $438,333 | |
American Financial Resources LLC
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Conventional | 2 | 0.9% | 100% | $360,000 | |
Bond Street Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $365,000 | |
NJ Lenders Corp
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Conventional | 2 | 0.9% | 100% | $540,000 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 2 | 0.9% | 50% | $390,000 | |
MLB Residential Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $440,000 | |
Kwik Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $420,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.9% | 100% | $280,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.5% | 33.3% | $705,000 | |
Pulte Mortgage LLC
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Conventional | 32 | 15% | 82.1% | $519,375 | |
Rocket Mortgage
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Conventional, FHA | 18 | 8.4% | 75% | $235,555 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 7.5% | 84.2% | $402,500 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
2.8% | 75% | $188,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 2.3% | 100% | $307,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1.9% | 100% | $247,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.9% | 80% | $337,500 | |
Nfm, Inc
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Conventional, FHA | 4 | 1.9% | 100% | $327,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.4% | 50% | $55,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.4% | 100% | $338,333 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 1.4% | 100% | $568,333 | |
General Mortgage Capital Corporation
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Conventional | 3 | 1.4% | 100% | $601,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.4% | 100% | $441,666 | |
Paramount Residential Mortgage
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Conventional | 3 | 1.4% | 100% | $458,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $265,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 75% | $340,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 2 | 0.9% | 100% | $215,000 | View |
Allied Mortgage Group, Inc
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Conventional | 2 | 0.9% | 100% | $395,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.9% | 60% | $345,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 40% | $70,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.9% | 66.7% | $265,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.9% | 100% | $150,000 | View |
Shinhan Bank America
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Conventional | 1 | 0.5% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
Abacus Federal Savings Bank
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Jet Direct Funding Corp.
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VA | 1 | 0.5% | 100% | $505,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.5% | 100% | $535,000 | |
Contour Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $505,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $255,000 | |
Kind Lending, LLC
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FHA | 1 | 0.5% | 100% | $405,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $985,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
Success Mortgage Partners, Inc
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FHA | 1 | 0.5% | 100% | $265,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 25% | $185,000 | |
ClearPath Lending
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VA | 1 | 0.5% | 100% | $495,000 | |
Warshaw Capital, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 50% | $225,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.5% | 50% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.5% | 25% | $405,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $435,000 | |
Uif Corporation
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $165,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.5% | 50% | $265,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.5% | 50% | $555,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $285,000 | |
United Nations Federal CU
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Conventional | 1 | 0.5% | 100% | $505,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.5% | 100% | $435,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | 66.7% | ||
Municipal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
New Brunswick Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Brunswick, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in New Brunswick? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Brunswick in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Brunswick, NJ
Use these to narrow the list above. Each category shows how many New Brunswick, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in New Brunswick, NJ
Independent mortgage companies closed 72.4 percent of home loans in New Brunswick, New Jersey in 2025, banks 25.2 percent and credit unions 2.3 percent. Absolute Home Mortgage was the largest mortgage company, Oceanfirst Bank the largest bank and Princeton Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Brunswick, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in New Brunswick, New Jersey with 7 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in New Brunswick, New Jersey in 2025, led by United Wholesale Mortgage with 4. 6 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 7 credit unions closed home loans in New Brunswick, New Jersey in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Brunswick, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Brunswick, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Brunswick. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
