Mortgage Lenders and Brokers in Mystic Island, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mystic Island, New Jersey mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Manasquan BankManasquan Bank85 Bridge Ave, Bay Head, NJ 08742A+5.0 ★Texas Ratio: 5.71%, and Flagstar Bank NAFlagstar Bank NA171 Broadway # 173, Bayonne, NJ 07002D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mystic Island, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mystic Island are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mystic Island, New Jersey
Market share is the lender's share of all home loans closed in Mystic Island, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 10 | 2.6% | 66.7% | $193,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +8 HELOCs |
1.3% | 100% | $549,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +19 HELOCs |
1% | 100% | $302,500 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1% | 100% | $402,500 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +12 HELOCs |
0.8% | 75% | $545,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +12 HELOCs |
0.8% | 42.9% | $81,666 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 80% | $245,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $411,666 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 60% | $51,666 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.5% | 66.7% | $215,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $645,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $35,000 | View |
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468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
VA | 1 | 0.3% | 100% | $465,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.3% | 33.3% | $75,000 | |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.3% | 50% | $45,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.3% | 20% | $85,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 20 | 5.2% | 100% | $338,000 | |
Advisors Mortgage Group, LLC
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Conventional, FHA, VA | 12 | 3.1% | 100% | $335,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 8 | 2.1% | 100% | $255,000 | |
EMM Loans LLC
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Conventional, FHA | 4 | 1% | 100% | $195,000 | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 0.8% | 75% | $345,000 | |
Millenium Home Mortgage
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Conventional | 2 | 0.5% | 100% | $365,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $705,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $385,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.3% | 100% | $345,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $115,000 | |
1St Colonial Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 40 | 10.3% | 79.2% | $211,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 28 | 7.2% | 90.3% | $306,785 | |
Affordable Mortgage Advisors
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Conventional, FHA | 21 | 5.4% | 100% | $312,619 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 17 +3 HELOCs |
4.4% | 90% | $370,294 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
4.4% | 81.8% | $327,941 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 13 | 3.4% | 100% | $298,076 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 12 +2 HELOCs |
3.1% | 86.7% | $155,000 | |
Mortgage Research Center
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VA | 11 | 2.8% | 84.6% | $343,181 | |
Newrez LLC
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Conventional, FHA, VA | 10 | 2.6% | 76.9% | $299,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 8 | 2.1% | 100% | $353,750 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 1.6% | 66.7% | $416,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.3% | 77.8% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 1.3% | 100% | $317,000 | |
Paramount Residential Mortgage
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Conventional, VA, USDA | 5 | 1.3% | 100% | $253,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1% | 83.3% | $405,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 4 | 1% | 100% | $307,500 | |
Nfm, Inc
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Conventional | 4 | 1% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 1% | 66.7% | $247,500 | |
New American Funding, LLC.
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Conventional, VA, HELOC | 3 +2 HELOCs |
0.8% | 60% | $271,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.8% | 42.9% | $51,666 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.8% | 100% | $351,666 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 3 | 0.8% | 100% | $305,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 50% | $80,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.5% | 50% | $340,000 | |
Nbkc Bank
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Conventional | 2 | 0.5% | 100% | $490,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 2 | 0.5% | 100% | $230,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.5% | 100% | $330,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.5% | 66.7% | $375,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.5% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $125,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 1 | 0.3% | 100% | $215,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $345,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $425,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $385,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.3% | 100% | $525,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
PFN Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 16.7% | $35,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $495,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Teachers Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $395,000 | View |
Municipal Credit Union
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.3% | 100% | $605,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $425,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $295,000 | |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $415,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 66.7% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mystic Island Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mystic Island, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Mystic Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mystic Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mystic Island, NJ
Use these to narrow the list above. Each category shows how many Mystic Island, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Mystic Island, NJ
Independent mortgage companies closed 80.4 percent of home loans in Mystic Island, New Jersey in 2025, banks 16.5 percent and credit unions 3.1 percent. Atlantis Mortgage Co Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mystic Island, NJ
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Mystic Island, New Jersey with 10 loans, about 2.6 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Mystic Island, New Jersey in 2025, led by Pennymac Loan Services LLC with 11. 19 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 15 credit unions closed home loans in Mystic Island, New Jersey in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mystic Island, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mystic Island, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mystic Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
