Mortgage Lenders and Brokers in Matawan, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Matawan, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank267 Main St, Matawan, NJ 07747A+5.0 ★Texas Ratio: 5.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA318 Lloyd Rd, Matawan, NJ 07747A+5.0 ★Texas Ratio: 3.68%, Kearny BankKearny Bank510 State Highway 34, Matawan, NJ 07747A5.0 ★Texas Ratio: 7.41%, Citizens Bank, NACitizens Bank, NA343 Matawan Rd, Matawan, NJ 07747A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, and Central Jersey Federal Credit UnionCentral Jersey Federal Credit Union380 BERRY ST, WOODBRIDGE, NJ 07095A+5.0 ★Texas Ratio: 4.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Matawan, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Matawan are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Matawan, New Jersey
Market share is the lender's share of all home loans closed in Matawan, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Matawan 267 Main St, Matawan, NJ 07747 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 66.7% | $405,000 | View |
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1 office in Matawan 318 Lloyd Rd, Matawan, NJ 07747 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.7% | 100% | $285,000 | View |
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1 office in Matawan 510 State Highway 34, Matawan, NJ 07747 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 1.7% | 100% | $295,000 | View |
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1 office in Matawan 343 Matawan Rd, Matawan, NJ 07747 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +10 HELOCs |
0.8% | 100% | $415,000 | View |
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1 office in Matawan 1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +10 HELOCs |
0.8% | 100% | $705,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.7% | 100% | $335,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.8% | 100% | $685,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $505,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
FHA | 1 | 0.8% | 100% | $365,000 | View |
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380 BERRY ST, WOODBRIDGE, NJ 07095 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
Rutgers Federal Credit Union
98 College Ave, New Brunswick, NJ 08901 1149 |
Conventional | 1 | 0.8% | 100% | $15,000 | |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
FHA | 1 | 0.8% | 100% | $585,000 | View |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.8% | 100% | $665,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.8% | 100% | $645,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1045 Highway 34, Matawan, NJ 07747 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 7 | 5.8% | 100% | $457,857 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $185,000 | |
Absolute Home Mortgage
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Conventional | 2 | 1.7% | 100% | $490,000 | |
Acre Mortgage & Financial, Inc.
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VA | 1 | 0.8% | 100% | $565,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.8% | 100% | $405,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.8% | 100% | $455,000 | |
Rocket Mortgage
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Conventional, FHA | 14 | 11.7% | 75% | $251,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
8.3% | 83.3% | $503,000 | |
Pennymac Loan Services LLC
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Conventional | 7 | 5.8% | 100% | $312,142 | |
Newrez LLC
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Conventional, FHA | 5 | 4.2% | 83.3% | $309,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 5 | 4.2% | 83.3% | $583,000 | |
Nationstar Mortgage
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Conventional | 5 | 4.2% | 100% | $317,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 3.3% | 80% | $462,500 | |
loanDepot.com LLC
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Conventional | 4 | 3.3% | 80% | $367,500 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 3 | 2.5% | 100% | $475,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 3 | 2.5% | 100% | $445,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 1.7% | 100% | $710,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $1,045,000 | View |
Jet Direct Funding Corp.
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Conventional | 1 | 0.8% | 100% | $765,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $535,000 | |
Nbkc Bank
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Conventional | 1 | 0.8% | 100% | $565,000 | |
Kind Lending, LLC
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VA, Jumbo | 1 | 0.8% | 100% | $1,535,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $715,000 | |
Resicentral LLC
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Conventional | 1 | 0.8% | 100% | $595,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.8% | 100% | $535,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $475,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $525,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $395,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $545,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 50% | $275,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.8% | 100% | $405,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.8% | 100% | $465,000 | |
AmeriChoice Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $15,000 | |
Utilities Employees Credit Union
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Conventional | 1 | 0.8% | 100% | $245,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.8% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Municipal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Matawan Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Matawan, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Matawan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Matawan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Matawan, NJ
Use these to narrow the list above. Each category shows how many Matawan, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Matawan, NJ
Independent mortgage companies closed 76.7 percent of home loans in Matawan, New Jersey in 2025, banks 18.3 percent and credit unions 5 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Oceanfirst Bank the largest bank and Central Jersey Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Matawan, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Matawan, New Jersey with 2 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Matawan, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 3. 4 lenders closed VA loans, led by Acre Mortgage & Financial, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 9 credit unions closed home loans in Matawan, New Jersey in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Matawan, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Matawan, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Matawan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
