Mortgage Lenders and Brokers in Lodi, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lodi, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA370 Essex St, Lodi, NJ 07644A+5.0 ★Texas Ratio: 3.68%, Spencer Savings Bank, SlaSpencer Savings Bank, Sla107 S Main St, Lodi, NJ 07644A+5.0 ★Texas Ratio: 3.96%, Valley National BankValley National Bank147 Main St, Lodi, NJ 07644A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank150 Main St, Lodi, NJ 07644A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank304 Essex St, Lodi, NJ 07644A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA4 Hunter St, Lodi, NJ 07644A+5.0 ★Texas Ratio: 4.14%, Greater Alliance Federal Credit UnionGreater Alliance Federal Credit Union100 Hudson St, Hackensack, NJ 07601 6962A5.0 ★Texas Ratio: 11.88%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, and Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lodi, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lodi are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lodi, New Jersey
Market share is the lender's share of all home loans closed in Lodi, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lodi 370 Essex St, Lodi, NJ 07644 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +1 HELOCs |
3.3% | 100% | $503,333 | View |
|
1 office in Lodi 107 S Main St, Lodi, NJ 07644 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 5 | 2.7% | 71.4% | $213,000 | View |
|
1 office in Lodi 147 Main St, Lodi, NJ 07644 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $268,333 | View |
|
1 office in Lodi 150 Main St, Lodi, NJ 07644 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +6 HELOCs |
1.1% | 50% | $130,000 | View |
|
1 office in Lodi 304 Essex St, Lodi, NJ 07644 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $560,000 | View |
|
1 office in Lodi 4 Hunter St, Lodi, NJ 07644 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 75% | $235,000 | View |
|
378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 1.1% | 100% | $240,000 | View |
|
1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
|
511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.5% | 50% | $145,000 | View |
|
234 Closter Dock Rd, Closter, NJ 07624 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Bond Street Mortgage, LLC
|
Conventional, FHA | 5 | 2.7% | 100% | $567,000 | |
Absolute Home Mortgage
|
Conventional, FHA | 3 | 1.6% | 75% | $411,666 | |
Advisors Mortgage Group, LLC
|
FHA | 2 | 1.1% | 100% | $495,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional, FHA | 2 | 1.1% | 100% | $665,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
Millenium Home Mortgage
|
VA | 1 | 0.5% | 100% | $765,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 1 | 0.5% | 50% | $465,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $685,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.5% | 100% | $625,000 | |
Rocket Mortgage
|
Conventional, FHA | 15 | 8.2% | 83.3% | $449,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 11 | 6% | 73.3% | $569,545 | |
CrossCountry Mortgage, LLC
|
Conventional, HELOC | 10 +1 HELOCs |
5.5% | 100% | $484,000 | |
Pennymac Loan Services LLC
|
Conventional | 7 | 3.8% | 70% | $353,571 | |
Cmg Mortgage Inc
|
Conventional, FHA, HELOC | 6 +1 HELOCs |
3.3% | 77.8% | $525,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 6 | 3.3% | 100% | $496,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
2.7% | 100% | $523,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 5 | 2.7% | 83.3% | $599,000 | |
loanDepot.com LLC
|
Conventional, FHA | 5 | 2.7% | 62.5% | $449,000 | |
Nationstar Mortgage
|
Conventional | 4 | 2.2% | 100% | $207,500 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 2.2% | 100% | $540,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 3 | 1.6% | 100% | $408,333 | |
Visions Federal Credit Union
|
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 50% | $420,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 28.6% | $85,000 | |
Panorama Mortgage Group, LLC
|
FHA | 2 | 1.1% | 100% | $690,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.1% | 100% | $425,000 | View |
Discover Bank
|
Conventional | 2 | 1.1% | 50% | $95,000 | |
Network Capital Funding Corporation
|
Conventional, FHA | 2 | 1.1% | 66.7% | $350,000 | |
Municipal Credit Union
|
Conventional | 2 | 1.1% | 50% | $110,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 2 | 1.1% | 100% | $715,000 | View |
Paramount Residential Mortgage
|
Conventional | 2 | 1.1% | 66.7% | $500,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 50% | $355,000 | View |
Primelending
|
Conventional | 1 | 0.5% | 100% | $555,000 | |
Newrez LLC
|
Conventional | 1 | 0.5% | 20% | $725,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $585,000 | |
Brighton Bank
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.5% | 50% | $915,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.5% | 100% | $675,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.5% | 50% | $525,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.5% | 33.3% | $65,000 | |
Emporium Tpo LLC
|
Conventional | 1 | 0.5% | 100% | $595,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 1 | 0.5% | 100% | $435,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $825,000 | |
Obsidian Financial Services
|
FHA | 1 | 0.5% | 100% | $505,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.5% | 100% | $535,000 | |
Developer's Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $805,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.5% | 100% | $745,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $405,000 | |
Greenbox Loans
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.5% | 100% | $555,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $315,000 | |
|
C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.5% | 100% | $765,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $785,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.5% | 100% | $495,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
Mortgage Research Center
|
VA | 1 | 0.5% | 50% | $735,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.5% | 25% | $105,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.5% | 100% | $525,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.5% | 100% | $345,000 | |
Lower, LLC
|
FHA | 1 | 0.5% | 100% | $585,000 | |
United Nations Federal CU
|
Conventional | 1 | 0.5% | 100% | $605,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 33.3% | $125,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.5% | 33.3% | $415,000 | |
Texana Bank
|
Conventional | 1 | 0.5% | 100% | $425,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.5% | 100% | $665,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $635,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Lodi Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lodi, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Lodi? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lodi in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lodi, NJ
Use these to narrow the list above. Each category shows how many Lodi, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Lodi, NJ
Independent mortgage companies closed 75.8 percent of home loans in Lodi, New Jersey in 2025, banks 18.7 percent and credit unions 5.5 percent. Bond Street Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Greater Alliance Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Spencer Savings Bank, Sla led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lodi, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lodi, New Jersey with 6 loans, about 3.3 percent of the market. The largest lender headquartered in New Jersey was Spencer Savings Bank, Sla with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Lodi, New Jersey in 2025, led by United Wholesale Mortgage with 5. 5 lenders closed VA loans, led by Millenium Home Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 12 credit unions closed home loans in Lodi, New Jersey in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lodi, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lodi, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lodi. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
