Mortgage Lenders and Brokers in Kinnelon, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kinnelon, New Jersey mortgage lenders include PNC Bank N.A.PNC Bank N.A.1483 Route 23, Kinnelon, NJ 07405A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank300 Kakeout Rd, Kinnelon, NJ 07405A+5.0 ★Texas Ratio: 4.30%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Hsbc Bank USA, NAHsbc Bank USA, NA407 Main St, Chatham, NJ 07928A+5.0 ★Texas Ratio: 4.86%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, and Garden Savings Federal Credit UnionGarden Savings Federal Credit Union990 Cedar Bridge Ave, Brick, NJ 08723A5.0 ★Texas Ratio: 10.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kinnelon, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kinnelon are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kinnelon, New Jersey
Market share is the lender's share of all home loans closed in Kinnelon, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Kinnelon 1483 Route 23, Kinnelon, NJ 07405 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +16 HELOCs |
0% | 0% | View | |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
2.5% | 66.7% | $645,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +9 HELOCs |
1.9% | 100% | $308,333 | View |
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300 Kakeout Rd, Kinnelon, NJ 07405 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 3 +2 HELOCs |
1.9% | 100% | $605,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA | 3 | 1.9% | 100% | $648,333 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +6 HELOCs |
1.2% | 50% | $305,000 | View |
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407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 2 | 1.2% | 100% | $725,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $55,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $405,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.6% | 100% | $365,000 | |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.6% | 100% | $535,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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100 Metro Blvd, Nutley, NJ 07110 A5.0 ★Texas Ratio: 6.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional, VA | 4 | 2.5% | 100% | $700,000 | |
Advisors Mortgage Group, LLC
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FHA, Jumbo | 2 | 1.2% | 100% | $1,020,000 | |
Absolute Home Mortgage
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Conventional | 2 | 1.2% | 100% | $555,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $885,000 | |
Weichert Financial Services
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Conventional | 1 | 0.6% | 100% | $475,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 14 | 8.8% | 87.5% | $410,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 10 +2 HELOCs |
6.2% | 100% | $650,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 8 +2 HELOCs |
5% | 88.9% | $485,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 7 +1 HELOCs |
4.4% | 100% | $612,142 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 7 | 4.4% | 100% | $730,714 | View |
loanDepot.com LLC
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Conventional, FHA | 7 | 4.4% | 87.5% | $589,285 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 3.8% | 75% | $598,333 | |
Cmg Mortgage Inc
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Conventional | 3 | 1.9% | 100% | $585,000 | |
Total Mortgage Services, LLC
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Conventional | 3 | 1.9% | 100% | $855,000 | |
Provident Funding Associates
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Conventional | 3 | 1.9% | 100% | $598,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.9% | 100% | $331,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.9% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.9% | 100% | $238,333 | View |
Visions Federal Credit Union
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Conventional, HELOC | 2 +7 HELOCs |
1.2% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.2% | 100% | $600,000 | View |
Cornerstone First Mortgage, LLC
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Conventional, FHA, Jumbo | 2 | 1.2% | 100% | $970,000 | |
Jet Direct Funding Corp.
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Conventional | 2 | 1.2% | 66.7% | $470,000 | |
Newrez LLC
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Conventional, FHA | 2 | 1.2% | 100% | $685,000 | |
Amerisave Mortgage Company
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Conventional, FHA, Jumbo | 2 | 1.2% | 100% | $690,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 1.2% | 100% | $625,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1.2% | 100% | $505,000 | |
Polish & Slavic Federal Credit
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Conventional | 2 | 1.2% | 100% | $155,000 | |
TruMark Financial Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $55,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.6% | 100% | $675,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional | 1 | 0.6% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.6% | 100% | $755,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.6% | 100% | $795,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 50% | $435,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $425,000 | |
MortgageCountry
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Conventional | 1 | 0.6% | 100% | $625,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.6% | 100% | $455,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $1,185,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $965,000 | |
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A+5.0 ★Texas Ratio: 1.50% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,245,000 | View |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $1,055,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $675,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $765,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $905,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.6% | 50% | $485,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,745,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $805,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Municipal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kinnelon Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kinnelon, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Kinnelon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kinnelon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kinnelon, NJ
Use these to narrow the list above. Each category shows how many Kinnelon, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Kinnelon, NJ
Independent mortgage companies closed 70 percent of home loans in Kinnelon, New Jersey in 2025, banks 23.8 percent and credit unions 6.2 percent. NJ Lenders Corp was the largest mortgage company, PNC Bank N.A. the largest bank and Garden Savings Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Columbia Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kinnelon, NJ
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Kinnelon, New Jersey with 0 loans, about 0 percent of the market. The largest lender headquartered in New Jersey was Columbia Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Kinnelon, New Jersey in 2025, led by loanDepot.com LLC with 3. 7 lenders closed VA loans, led by NJ Lenders Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 14 credit unions closed home loans in Kinnelon, New Jersey in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kinnelon, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kinnelon, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kinnelon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
