Mortgage Lenders and Brokers in Highland Lakes, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Highland Lakes, New Jersey mortgage lenders include Picatinny Federal Credit UnionPicatinny Federal Credit Union340 E Main St, Denville, NJ 07834 2527A+5.0 ★Texas Ratio: 3.83%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, and PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland Lakes, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland Lakes are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Highland Lakes, New Jersey
Market share is the lender's share of all home loans closed in Highland Lakes, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $201,666 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 50% | $85,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 66.7% | $465,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $170,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $175,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 66.7% | $230,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 100% | $115,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $235,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
FHA, HELOC | 1 +3 HELOCs |
0.5% | 100% | $375,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $225,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $585,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
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Conventional, FHA | 5 | 2.6% | 100% | $431,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 5 | 2.6% | 100% | $287,000 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $375,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $315,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.5% | 100% | $385,000 | |
NJ Lenders Corp
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FHA | 1 | 0.5% | 100% | $275,000 | |
Weichert Financial Services
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FHA | 1 | 0.5% | 50% | $345,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 25 | 13.2% | 96.4% | $192,200 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
10% | 100% | $325,526 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
8.9% | 94.7% | $369,117 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 11 +1 HELOCs |
5.8% | 100% | $347,727 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 7 | 3.7% | 88.9% | $296,428 | |
loanDepot.com LLC
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Conventional | 6 | 3.2% | 85.7% | $220,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 2.6% | 100% | $351,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 2.6% | 100% | $369,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 2.1% | 100% | $395,000 | View |
Pennymac Loan Services LLC
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FHA | 4 | 2.1% | 100% | $357,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 2.1% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.6% | 100% | $245,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.6% | 100% | $275,000 | |
Visions Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $65,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.1% | 100% | $380,000 | |
Kind Lending, LLC
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Conventional, USDA | 2 | 1.1% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1.1% | 100% | $190,000 | View |
New Day Financial, LLC.
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VA | 2 | 1.1% | 100% | $310,000 | |
Mortgage Research Center
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VA | 2 | 1.1% | 50% | $415,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.1% | 100% | $400,000 | |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $595,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 20% | $55,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 14.3% | $55,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $405,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.5% | 100% | $265,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $485,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.5% | 100% | $245,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $365,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.5% | 100% | $245,000 | |
Webster Bank, N.A.
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.5% | 100% | $285,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $665,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Highland Lakes Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Highland Lakes, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Highland Lakes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland Lakes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Highland Lakes, NJ
Use these to narrow the list above. Each category shows how many Highland Lakes, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Highland Lakes, NJ
Independent mortgage companies closed 82.1 percent of home loans in Highland Lakes, New Jersey in 2025, banks 13.7 percent and credit unions 4.2 percent. Princeton Mortgage Corporation was the largest mortgage company, Provident Bank the largest bank and Picatinny Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Picatinny Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Highland Lakes, NJ
By home loans closed in 2025, Picatinny Federal Credit Union was the largest mortgage lender in Highland Lakes, New Jersey with 3 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Highland Lakes, New Jersey in 2025, led by United Wholesale Mortgage with 7. 9 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 7 credit unions closed home loans in Highland Lakes, New Jersey in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland Lakes, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland Lakes, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland Lakes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
