Mortgage Lenders and Brokers in Franklin, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Franklin, New Jersey mortgage lenders include TD BankTD Bank382 State Rt 23, Franklin, NJ 07416A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA300 State Rt 23, Franklin, NJ 07416A+5.0 ★Texas Ratio: 3.68%, Provident BankProvident Bank399 Route 23, Franklin, NJ 07416A+5.0 ★Texas Ratio: 3.46%, Princeton Mortgage CorporationPrinceton Mortgage Corporation335 Farnsworth Ave, Bordentown, NJ 08505A+5.0 ★Texas Ratio: 5.94%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, Garden Savings Federal Credit UnionGarden Savings Federal Credit Union990 Cedar Bridge Ave, Brick, NJ 08723A5.0 ★Texas Ratio: 10.13%, Picatinny Federal Credit UnionPicatinny Federal Credit Union340 E Main St, Denville, NJ 07834 2527A+5.0 ★Texas Ratio: 3.83%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, and PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franklin, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franklin are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franklin, New Jersey
Market share is the lender's share of all home loans closed in Franklin, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Franklin 382 State Rt 23, Franklin, NJ 07416 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $15,000 | View |
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1 office in Franklin 300 State Rt 23, Franklin, NJ 07416 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
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1 office in Franklin 399 Route 23, Franklin, NJ 07416 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
FHA | 2 | 1.9% | 100% | $320,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.9% | 100% | $305,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.9% | 100% | $175,000 | |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 3.7% | 100% | $345,000 | |
NJ Lenders Corp
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Conventional, FHA | 3 | 2.8% | 100% | $408,333 | |
Absolute Home Mortgage
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Conventional | 3 | 2.8% | 100% | $271,666 | |
Bond Street Mortgage, LLC
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FHA | 2 | 1.9% | 100% | $320,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional, FHA | 2 | 1.9% | 100% | $385,000 | |
EMM Loans LLC
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Conventional | 1 | 0.9% | 100% | $345,000 | |
American Financial Resources LLC
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FHA | 1 | 0.9% | 100% | $465,000 | |
Weichert Financial Services
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Conventional | 1 | 0.9% | 100% | $395,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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Conventional, FHA | 13 | 12% | 100% | $295,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 8.3% | 76.9% | $168,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 7.4% | 88.9% | $456,250 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
3.7% | 100% | $392,500 | |
United Wholesale Mortgage
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FHA, VA | 4 | 3.7% | 100% | $345,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 3.7% | 100% | $467,500 | |
Freedom Mortgage Corporation
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FHA | 3 | 2.8% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.8% | 80% | $255,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 1.9% | 100% | $260,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.9% | 100% | $130,000 | |
Cmg Mortgage Inc
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FHA | 2 | 1.9% | 66.7% | $460,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 1.9% | 100% | $235,000 | |
Visions Federal Credit Union
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Conventional | 2 | 1.9% | 100% | $105,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 2 | 1.9% | 100% | $410,000 | |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $345,000 | |
Jet Direct Funding Corp.
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FHA | 1 | 0.9% | 100% | $425,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 50% | $55,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.9% | 100% | $265,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $205,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.9% | 100% | $255,000 | |
American Financing Corporation
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.9% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $595,000 | View |
UNMB Home Loans Inc
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FHA | 1 | 0.9% | 100% | $495,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.9% | 50% | $185,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $65,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $365,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $455,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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FHA | 1 | 0.9% | 100% | $375,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.9% | 100% | $265,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $45,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Franklin Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franklin, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Franklin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franklin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franklin, NJ
Use these to narrow the list above. Each category shows how many Franklin, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Franklin, NJ
Independent mortgage companies closed 88.9 percent of home loans in Franklin, New Jersey in 2025, banks 7.4 percent and credit unions 3.7 percent. Princeton Mortgage Corporation was the largest mortgage company, TD Bank the largest bank and Garden Savings Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franklin, NJ
By home loans closed in 2025, TD Bank was the largest mortgage lender in Franklin, New Jersey with 1 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Franklin, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 4. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Franklin, New Jersey in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franklin, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franklin, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franklin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
