Mortgage Lenders and Brokers in Dover, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Dover, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 E Clinton St, Dover, NJ 07801A+5.0 ★Texas Ratio: 3.68%, Valley National BankValley National Bank100 E Blackwell St, Dover, NJ 07801A+5.0 ★Texas Ratio: 5.76%, Picatinny Federal Credit UnionPicatinny Federal Credit Union100 Mineral Springs RD, Dover, NJ 07801A+5.0 ★Texas Ratio: 3.83%, Bank of America NABank of America NA15 W Blackwell St, Dover, NJ 07801A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA401 Route 46, Dover, NJ 07801A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank326 Mount Hope Ave, Dover, NJ 07801A+5.0 ★Texas Ratio: 3.71%, Garden Savings Federal Credit UnionGarden Savings Federal Credit Union23 Prospect St, Dover, NJ 07801A5.0 ★Texas Ratio: 10.13%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, and Peapack Private Bank & TrustPeapack Private Bank & Trust500 Hills Drive Suite 300, Bedminster, NJ 07921. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dover, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dover are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dover, New Jersey
Market share is the lender's share of all home loans closed in Dover, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Dover 1 E Clinton St, Dover, NJ 07801 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 3.1% | 100% | $407,500 | View |
|
1 office in Dover 100 E Blackwell St, Dover, NJ 07801 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +1 HELOCs |
2.3% | 75% | $325,000 | View |
|
100 Mineral Springs RD, Dover, NJ 07801 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 2 +5 HELOCs |
1.6% | 66.7% | $140,000 | View |
|
1 office in Dover 15 W Blackwell St, Dover, NJ 07801 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $515,000 | View |
|
1 office in Dover 401 Route 46, Dover, NJ 07801 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
|
1 office in Dover 326 Mount Hope Ave, Dover, NJ 07801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
23 Prospect St, Dover, NJ 07801 A5.0 ★Texas Ratio: 10.13% |
Conventional | 3 | 2.3% | 60% | $71,666 | |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, FHA | 3 | 2.3% | 100% | $495,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
1.6% | 66.7% | $295,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 2 | 1.6% | 100% | $470,000 | |
|
Route 94, Blairstown, NJ 07825 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
400 W Blackwell St, Dover, NJ 07801 2525 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
|
Conventional, FHA | 9 | 7% | 100% | $363,888 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 1.6% | 100% | $365,000 | |
Bond Street Mortgage, LLC
|
Conventional, FHA | 2 | 1.6% | 100% | $565,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
Weichert Financial Services
|
VA | 1 | 0.8% | 66.7% | $525,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional | 1 | 0.8% | 100% | $485,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 1 | 0.8% | 100% | $275,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 10.1% | 81.2% | $307,307 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 10 | 7.8% | 90.9% | $449,000 | |
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
5.4% | 100% | $456,428 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
3.1% | 100% | $520,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 4 | 3.1% | 100% | $322,500 | |
Developer's Mortgage Company
|
Conventional, FHA | 4 | 3.1% | 100% | $310,000 | |
Nationstar Mortgage
|
Conventional | 4 | 3.1% | 100% | $147,500 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 2.3% | 100% | $198,333 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 2.3% | 100% | $508,333 | View |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 3 | 2.3% | 100% | $188,333 | View |
Visions Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $65,000 | |
Freedom Mortgage Corporation
|
FHA | 2 | 1.6% | 100% | $285,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.6% | 100% | $205,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 1.6% | 100% | $360,000 | |
Citadel Servicing Corporation
|
Conventional | 2 | 1.6% | 100% | $375,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 1.6% | 100% | $445,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, FHA | 2 | 1.6% | 100% | $470,000 | |
Shinhan Bank America
|
Conventional | 1 | 0.8% | 100% | $335,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.8% | 100% | $505,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.8% | 100% | $595,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.8% | 66.7% | $115,000 | |
Newrez LLC
|
Conventional | 1 | 0.8% | 14.3% | $105,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.8% | 100% | $465,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.8% | 100% | $455,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $655,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 0.8% | 100% | $275,000 | |
Network Capital Funding Corporation
|
Conventional | 1 | 0.8% | 100% | $215,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.8% | 100% | $355,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.8% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $415,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.8% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 100% | $95,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.8% | 100% | $305,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.8% | 100% | $365,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.8% | 100% | $65,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $495,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.8% | 100% | $145,000 | |
Village Capital & Investment
|
VA | 1 | 0.8% | 100% | $675,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Dover Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dover, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Dover? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dover in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dover, NJ
Use these to narrow the list above. Each category shows how many Dover, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Dover, NJ
Independent mortgage companies closed 75.2 percent of home loans in Dover, New Jersey in 2025, banks 18.6 percent and credit unions 6.2 percent. Absolute Home Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Picatinny Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dover, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Dover, New Jersey with 4 loans, about 3.1 percent of the market. The largest lender headquartered in New Jersey was Valley National Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Dover, New Jersey in 2025, led by United Wholesale Mortgage with 5. 6 lenders closed VA loans, led by Weichert Financial Services, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Dover, New Jersey in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dover, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dover, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dover. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
