Clinton, New Jersey mortgage lenders include Bank of America NABank of America NA50 Route 173, Clinton, NJ 08809A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.35 Old Highway 22, Clinton, NJ 08809A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank1705 Route 31, Clinton, NJ 08809A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA190 Center St, Clinton, NJ 08809A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA32 Pittstown Rd, Clinton, NJ 08809A+5.0 ★Texas Ratio: 5.36%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, Weichert Financial ServicesWeichert Financial ServicesMorris Plains, NJ, and Acre Mortgage & Financial, Inc.Acre Mortgage & Financial, Inc.Marlton, NJ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clinton, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clinton are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Clinton, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Clinton 50 Route 173, Clinton, NJ 08809 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
2.2% | 100% | $485,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Clinton 35 Old Highway 22, Clinton, NJ 08809 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
2.2% | 100% | $535,000 | View |
|
1 office in Clinton 1705 Route 31, Clinton, NJ 08809 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
2.2% | 100% | $505,000 | View |
|
1 office in Clinton 190 Center St, Clinton, NJ 08809 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.2% | 100% | $295,000 | View |
|
1 office in Clinton 32 Pittstown Rd, Clinton, NJ 08809 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.2% | 100% | $515,000 | View |
|
675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 4.4% | 100% | $615,000 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
2.2% | 100% | $665,000 | View |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Weichert Financial Services
|
Conventional, FHA | 3 | 6.7% | 100% | $481,666 | |
Acre Mortgage & Financial, Inc.
|
Conventional | 1 | 2.2% | 100% | $475,000 | |
Millenium Home Mortgage
|
Conventional | 1 | 2.2% | 100% | $325,000 | |
Rocket Mortgage
|
Conventional | 4 | 8.9% | 80% | $132,500 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 6.7% | 100% | $445,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 3 | 6.7% | 100% | $378,333 | |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 2 +1 HELOCs |
4.4% | 100% | $385,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 4.4% | 100% | $450,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 4.4% | 100% | $75,000 | |
Provident Funding Associates
|
Conventional | 2 | 4.4% | 100% | $500,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.2% | 100% | $475,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 2.2% | 100% | $585,000 | |
loanDepot.com LLC
|
Conventional | 1 | 2.2% | 100% | $515,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 2.2% | 100% | $435,000 | |
Discover Bank
|
Conventional | 1 | 2.2% | 100% | $55,000 | |
Summit Mortgage Bankers, Inc.
|
Conventional | 1 | 2.2% | 100% | $545,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 2.2% | 100% | $535,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 2.2% | 100% | $695,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 2.2% | 100% | $375,000 | View |
Mission Loans, LLC
|
Conventional | 1 | 2.2% | 100% | $75,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 2.2% | 100% | $585,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2.2% | 100% | $515,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 2.2% | 100% | $405,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 2.2% | 100% | $475,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Clinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clinton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Clinton, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.1 percent of home loans in Clinton, New Jersey in 2025, banks 26.7 percent and credit unions 2.2 percent. Weichert Financial Services was the largest mortgage company, Bank of America NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Clinton, New Jersey with 1 loans, about 2.2 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Clinton, New Jersey in 2025, led by Weichert Financial Services with 1. 1 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Clinton, New Jersey in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clinton, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clinton, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.