Mortgage Lenders and Brokers in Carteret, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carteret, New Jersey mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA2 Holmes St, Carteret, NJ 07008A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA130 Washington Ave, Carteret, NJ 07008A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, and M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carteret, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carteret are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carteret, New Jersey
Market share is the lender's share of all home loans closed in Carteret, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Carteret 2 Holmes St, Carteret, NJ 07008 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.4% | 42.9% | $351,666 | View |
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1 office in Carteret 130 Washington Ave, Carteret, NJ 07008 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +21 HELOCs |
0.9% | 100% | $420,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +3 HELOCs |
1.4% | 75% | $71,666 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.4% | 75% | $371,666 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 1.4% | 100% | $581,666 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $360,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $435,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $345,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.5% | 50% | $445,000 | View |
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380 BERRY ST, WOODBRIDGE, NJ 07095 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 8 | 3.7% | 100% | $462,500 | |
MLB Residential Lending, LLC
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Conventional, FHA | 4 | 1.9% | 100% | $472,500 | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 1.4% | 100% | $371,666 | |
Kwik Mortgage Corporation
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Conventional | 2 | 0.9% | 33.3% | $395,000 | |
Arc Home LLC
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Bond Street Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $525,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.5% | 100% | $395,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
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Conventional | 1 | 0.5% | 100% | $55,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 28 | 13.1% | 84.8% | $255,714 | |
United Wholesale Mortgage
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Conventional, FHA | 21 | 9.8% | 75.9% | $532,619 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
5.1% | 100% | $465,909 | |
Paramount Residential Mortgage
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Conventional, FHA | 11 | 5.1% | 100% | $572,272 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 4.2% | 75% | $367,222 | |
Contour Mortgage Corporation
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Conventional | 5 | 2.3% | 100% | $651,000 | |
First Credit Corporation of Ny, Inc.
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Conventional | 5 | 2.3% | 32.3% | $87,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 4 | 1.9% | 100% | $470,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1.4% | 100% | $421,666 | View |
Panorama Mortgage Group, LLC
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Conventional, FHA | 3 | 1.4% | 100% | $545,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.4% | 80% | $398,333 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.4% | 50% | $261,666 | |
Cmg Mortgage Inc
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FHA, VA | 3 | 1.4% | 100% | $561,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.4% | 75% | $245,000 | |
Spring Eq, LLC
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Conventional | 3 | 1.4% | 23.1% | $101,666 | |
Cornerstone First Mortgage, LLC
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FHA | 2 | 0.9% | 66.7% | $655,000 | |
Cliffco, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $400,000 | |
Newrez LLC
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Conventional | 2 | 0.9% | 18.2% | $55,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.9% | 100% | $525,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.9% | 33.3% | $90,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 1.90% |
Conventional | 2 | 0.9% | 75% | $85,000 | View |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.9% | 100% | $385,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.9% | 100% | $535,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $475,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 100% | $645,000 | |
Mission Loans, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.9% | 66.7% | $485,000 | |
The Loan Store, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 25% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.5% | 100% | $585,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $105,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $535,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $455,000 | |
People First Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.5% | 100% | $395,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.5% | 100% | $575,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $65,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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FHA | 1 | 0.5% | 100% | $575,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 33.3% | $425,000 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.5% | 100% | $445,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.5% | 100% | $215,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $765,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.5% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 50% | $405,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 50% | $395,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.5% | 100% | $185,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Allied Mortgage Group, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Carteret Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carteret, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Carteret? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carteret in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carteret, NJ
Use these to narrow the list above. Each category shows how many Carteret, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Carteret, NJ
Independent mortgage companies closed 85 percent of home loans in Carteret, New Jersey in 2025, banks 12.1 percent and credit unions 2.8 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, Wells Fargo Bank NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carteret, NJ
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Carteret, New Jersey with 3 loans, about 1.4 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Carteret, New Jersey in 2025, led by Paramount Residential Mortgage with 8. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 7 credit unions closed home loans in Carteret, New Jersey in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carteret, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carteret, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carteret. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
