Mortgage Lenders and Brokers in Bradley Gardens, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bradley Gardens, New Jersey mortgage lenders include Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, and Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bradley Gardens, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bradley Gardens are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bradley Gardens, New Jersey
Market share is the lender's share of all home loans closed in Bradley Gardens, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +11 HELOCs |
2.6% | 85.7% | $436,666 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 100% | $492,500 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 1.7% | 80% | $437,500 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 1.3% | 100% | $605,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.3% | 100% | $198,333 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +9 HELOCs |
0.9% | 100% | $200,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 50% | $510,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 2 | 0.9% | 100% | $915,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +9 HELOCs |
0.4% | 100% | $515,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 100% | $505,000 | View |
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1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $775,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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561 Route 1, Edison, NJ 08817 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
Absolute Home Mortgage
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Conventional, FHA | 6 | 2.6% | 100% | $255,000 | |
American Federal Mortgage Corporation
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Conventional | 6 | 2.6% | 100% | $503,333 | |
Advisors Mortgage Group, LLC
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Conventional | 4 | 1.7% | 100% | $392,500 | |
Kwik Mortgage Corporation
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Conventional | 3 | 1.3% | 100% | $758,333 | |
Weichert Financial Services
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Conventional | 3 | 1.3% | 75% | $721,666 | |
NJ Lenders Corp
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Conventional | 2 | 0.9% | 100% | $415,000 | |
Millenium Home Mortgage
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Conventional | 2 | 0.9% | 100% | $785,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.9% | 100% | $325,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
American Financial Resources LLC
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VA | 1 | 0.4% | 100% | $645,000 | |
MDE Home Loans LLC
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Skyrock Mortgage
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Conventional | 1 | 0.4% | 100% | $405,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 12% | 83.3% | $375,000 | |
United Wholesale Mortgage
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Conventional, FHA | 11 | 4.7% | 91.7% | $519,545 | |
Embrace Home Loans, Inc.
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Conventional | 9 | 3.9% | 100% | $498,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 3% | 77.8% | $466,428 | |
Guaranteed Rate Affinity, LLC
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Conventional | 6 | 2.6% | 100% | $381,666 | |
Newrez LLC
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Conventional, FHA | 5 | 2.1% | 100% | $345,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.7% | 80% | $327,500 | |
Sage Home Loans Corporation
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Conventional | 4 | 1.7% | 100% | $525,000 | |
Movement Mortgage, LLC
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Conventional | 4 | 1.7% | 80% | $297,500 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.7% | 80% | $530,000 | |
General Mortgage Capital Corporation
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Conventional | 4 | 1.7% | 100% | $447,500 | |
Union Home Mortgage Corp.
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Conventional | 4 | 1.7% | 100% | $612,500 | |
Provident Funding Associates
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Conventional | 4 | 1.7% | 100% | $530,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 75% | $561,666 | View |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1.3% | 60% | $211,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.3% | 60% | $221,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 1.3% | 100% | $721,666 | View |
Nations Direct Mortgage, LLC
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Conventional | 3 | 1.3% | 100% | $705,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 2 | 0.9% | 66.7% | $285,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.9% | 100% | $445,000 | |
Nbkc Bank
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Conventional | 2 | 0.9% | 100% | $635,000 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $430,000 | |
Uif Corporation
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Conventional | 2 | 0.9% | 100% | $350,000 | |
Keystone Funding, Inc
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Conventional | 2 | 0.9% | 100% | $335,000 | |
Lower, LLC
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Conventional | 2 | 0.9% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.9% | 100% | $305,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.9% | 100% | $615,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.9% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $105,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $785,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Jet Direct Funding Corp.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 50% | $595,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.4% | 100% | $745,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.4% | 100% | $295,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 20% | $105,000 | |
Royal Pacific Funding
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FHA | 1 | 0.4% | 100% | $545,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $425,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $775,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $585,000 | View |
Mortgage300 Corporation
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Conventional | 1 | 0.4% | 100% | $735,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $895,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $765,000 | View |
Mortgage Research Center
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FHA | 1 | 0.4% | 100% | $425,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $695,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.4% | 100% | $615,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $385,000 | |
United Nations Federal CU
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Conventional | 1 | 0.4% | 100% | $765,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $175,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Lafayette Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Merck Sharp and Dohme FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bradley Gardens Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bradley Gardens, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Bradley Gardens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bradley Gardens in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bradley Gardens, NJ
Use these to narrow the list above. Each category shows how many Bradley Gardens, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Bradley Gardens, NJ
Independent mortgage companies closed 76.8 percent of home loans in Bradley Gardens, New Jersey in 2025, banks 20.6 percent and credit unions 2.6 percent. Absolute Home Mortgage was the largest mortgage company, Bank of America NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bradley Gardens, NJ
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Bradley Gardens, New Jersey with 6 loans, about 2.6 percent of the market. The largest lender headquartered in New Jersey was Oceanfirst Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Bradley Gardens, New Jersey in 2025, led by Absolute Home Mortgage with 4. 6 lenders closed VA loans, led by American Financial Resources LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 9 credit unions closed home loans in Bradley Gardens, New Jersey in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bradley Gardens, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bradley Gardens, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bradley Gardens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
