Mortgage Lenders and Brokers in Bound Brook, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bound Brook, New Jersey mortgage lenders include Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA427 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 3.68%, Valley National BankValley National Bank466 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA432 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 5.36%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, and Connectone BankConnectone Bank1 Union Avenue, Cresskill, NJ 07626A+5.0 ★Texas Ratio: 4.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bound Brook, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bound Brook are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bound Brook, New Jersey
Market share is the lender's share of all home loans closed in Bound Brook, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 5 | 5% | 100% | $349,000 | View |
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1 office in Bound Brook 427 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
3% | 100% | $371,666 | View |
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1 office in Bound Brook 466 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
2% | 100% | $235,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
2% | 100% | $310,000 | View |
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432 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2% | 100% | $440,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, FHA | 2 | 2% | 66.7% | $350,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $405,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 1% | 100% | $405,000 | View |
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1 Union Avenue, Cresskill, NJ 07626 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 1% | 100% | $675,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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178 Center St, Clinton, NJ 08809 2622 A+5.0 ★Texas Ratio: 4.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bond Street Mortgage, LLC
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Conventional | 3 | 3% | 100% | $418,333 | |
Millenium Home Mortgage
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Conventional, VA | 2 | 2% | 100% | $470,000 | |
American Financial Resources LLC
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Conventional | 1 | 1% | 100% | $445,000 | |
NJ Lenders Corp
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Conventional | 1 | 1% | 100% | $445,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 1% | 33.3% | $405,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 8% | 72.7% | $203,750 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 6 | 6% | 85.7% | $518,333 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 5% | 83.3% | $491,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 5 | 5% | 100% | $343,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 4% | 80% | $255,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 3% | 100% | $478,333 | |
Newrez LLC
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Conventional, FHA | 2 | 2% | 100% | $445,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2% | 66.7% | $305,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 2% | 66.7% | $445,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 2% | 100% | $350,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 2 | 2% | 100% | $365,000 | |
Allied Mortgage Group, Inc
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $65,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1% | 50% | $405,000 | |
Panorama Mortgage Group, LLC
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Conventional | 1 | 1% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $505,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1% | 100% | $345,000 | |
Hartford Funding, Ltd.
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FHA | 1 | 1% | 100% | $285,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1% | 100% | $645,000 | |
Primelending
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Conventional | 1 | 1% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1% | 100% | $425,000 | View |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $525,000 | |
Brighton Bank
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FHA | 1 | 1% | 100% | $255,000 | |
Nbkc Bank
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Conventional | 1 | 1% | 100% | $595,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1% | 100% | $405,000 | |
American Financial Network, Inc.
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FHA | 1 | 1% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 1% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1% | 100% | $85,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $355,000 | |
Geneva Financial LLC
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Conventional | 1 | 1% | 100% | $505,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1% | 100% | $125,000 | |
Merck Sharp and Dohme FCU
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Conventional | 1 | 1% | 100% | $125,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 50% | $365,000 | |
Planet Home Lending, LLC
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VA | 1 | 1% | 100% | $455,000 | |
Mortgage Research Center
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VA | 1 | 1% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1% | 100% | $535,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 1% | 33.3% | $245,000 | |
Summit Funding.Inc
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Conventional | 1 | 1% | 100% | $565,000 | |
New American Funding, LLC.
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FHA | 1 | 1% | 50% | $505,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 1% | 100% | $465,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 1% | 100% | $435,000 | |
Tomo Mortgage LLC
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FHA | 1 | 1% | 100% | $545,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bound Brook Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bound Brook, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Bound Brook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bound Brook in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bound Brook, NJ
Use these to narrow the list above. Each category shows how many Bound Brook, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Bound Brook, NJ
Independent mortgage companies closed 71 percent of home loans in Bound Brook, New Jersey in 2025, banks 25 percent and credit unions 4 percent. Bond Street Mortgage, LLC was the largest mortgage company, Somerset Regal Bank the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Somerset Regal Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bound Brook, NJ
By home loans closed in 2025, Somerset Regal Bank was the largest mortgage lender in Bound Brook, New Jersey with 5 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Bound Brook, New Jersey in 2025, led by Paramount Residential Mortgage with 2. 7 lenders closed VA loans, led by Millenium Home Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Bound Brook, New Jersey in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bound Brook, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bound Brook, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bound Brook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
