Mortgage Lenders and Brokers in Bernardsville, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bernardsville, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA54 Morristown Rd, Bernardsville, NJ 07924A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA80 Morristown Road, Bernardsville, NJ 07924A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank70 Morristown Rd, Bernardsville, NJ 07924A+5.0 ★Texas Ratio: 3.71%, Provident BankProvident Bank155 Morristown Rd, Bernardsville, NJ 07924A+5.0 ★Texas Ratio: 3.46%, Kearny BankKearny Bank122 Morristown Road, Bernardsville, NJ 07924A5.0 ★Texas Ratio: 7.41%, PNC Bank N.A.PNC Bank N.A.71 Morristown Rd, Bernardsville, NJ 07924A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, and Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bernardsville, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bernardsville are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bernardsville, New Jersey
Market share is the lender's share of all home loans closed in Bernardsville, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bernardsville 54 Morristown Rd, Bernardsville, NJ 07924 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
3.4% | 100% | $1,000,000 | View |
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1 office in Bernardsville 80 Morristown Road, Bernardsville, NJ 07924 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 3.4% | 80% | $632,500 | View |
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1 office in Bernardsville 70 Morristown Rd, Bernardsville, NJ 07924 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +9 HELOCs |
2.5% | 100% | $1,608,333 | View |
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1 office in Bernardsville 155 Morristown Rd, Bernardsville, NJ 07924 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 2 +7 HELOCs |
1.7% | 100% | $160,000 | View |
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1 office in Bernardsville 122 Morristown Road, Bernardsville, NJ 07924 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Bernardsville 71 Morristown Rd, Bernardsville, NJ 07924 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +7 HELOCs |
2.5% | 100% | $818,333 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 2.5% | 100% | $708,333 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 1.7% | 66.7% | $770,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +10 HELOCs |
0.8% | 100% | $1,405,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $245,000 | View |
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Route 94, Blairstown, NJ 07825 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,615,000 | View |
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30 Hudson St, Jersey City, NJ 07302 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.8% | 100% | $755,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 0.8% | 50% | $1,265,000 | View |
Peapack Private Bank & Trust
36 Morristown Rd, Bernardsville, NJ 07924 |
Conventional | 1 | 0.8% | 100% | $205,000 | |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.8% | 100% | $495,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.8% | 100% | $1,075,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Weichert Financial Services
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Conventional | 3 | 2.5% | 100% | $345,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 1.7% | 100% | $485,000 | |
HomeBridge Financial Services, Inc
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.8% | 100% | $1,785,000 | |
Residential Home Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 12 | 10.1% | 100% | $755,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 10 +1 HELOCs |
8.4% | 100% | $743,000 | |
United Wholesale Mortgage
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Conventional | 6 | 5% | 100% | $766,666 | |
Rocket Mortgage
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Conventional | 6 | 5% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 5 | 4.2% | 100% | $879,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 5 | 4.2% | 100% | $1,413,000 | View |
Newrez LLC
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Conventional | 4 | 3.4% | 66.7% | $477,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 2.5% | 100% | $888,333 | View |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.5% | 100% | $291,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $400,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1.7% | 100% | $680,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.7% | 100% | $770,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $175,000 | View |
Lower, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.8% | 50% | $375,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.8% | 100% | $975,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.8% | 100% | $975,000 | View |
TruMark Financial Credit Union
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Conventional | 1 | 0.8% | 100% | $795,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 50% | $155,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $435,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.8% | 100% | $405,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $485,000 | |
Municipal Credit Union
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Conventional | 1 | 0.8% | 100% | $1,175,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,365,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $535,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $685,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $1,005,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $805,000 | |
United Nations Federal CU
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Conventional | 1 | 0.8% | 100% | $685,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.8% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bernardsville Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bernardsville, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Bernardsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bernardsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bernardsville, NJ
Use these to narrow the list above. Each category shows how many Bernardsville, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Bernardsville, NJ
Independent mortgage companies closed 54.6 percent of home loans in Bernardsville, New Jersey in 2025, banks 40.3 percent and credit unions 5 percent. Weichert Financial Services was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Merck Employees FCU the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bernardsville, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Bernardsville, New Jersey with 4 loans, about 3.4 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Bernardsville, New Jersey in 2025, led by Embrace Home Loans, Inc. with 1. 3 lenders closed VA loans, led by Luminate Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in Bernardsville, New Jersey in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bernardsville, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bernardsville, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bernardsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
