Beckett, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, Franklin BankFranklin Bank2039 Delsea Dr, Franklinville, NJ 08322A+5.0 ★Texas Ratio: 1.02%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, First Atlantic Federal Credit UnionFirst Atlantic Federal Credit Union468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210A+5.0 ★Texas Ratio: 3.26%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, First National Bank of ElmerFirst National Bank of Elmer1168 State Highway 77, Bridgeton, NJ 08302, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Pennsville National BankPennsville National Bank91 S Virginia Ave, Carneys Point, NJ 08069A5.0 ★Texas Ratio: 6.53%, and Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beckett, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beckett are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Beckett, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 3 +1 HELOCs |
2.4% | 75% | $185,000 | View |
|
1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 3 | 2.4% | 100% | $331,666 | View |
|
2039 Delsea Dr, Franklinville, NJ 08322 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 1.6% | 100% | $190,000 | View |
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $395,000 | View |
|
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
First National Bank of Elmer
1168 State Highway 77, Bridgeton, NJ 08302 |
Conventional | 1 | 0.8% | 100% | $25,000 | |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
|
91 S Virginia Ave, Carneys Point, NJ 08069 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 0.8% | 50% | $255,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
EMM Loans LLC
|
Conventional, FHA | 3 | 2.4% | 100% | $355,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 2 | 1.6% | 100% | $455,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0.8% | 100% | $365,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 20 | 15.7% | 87.5% | $222,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 9 | 7.1% | 100% | $366,111 | |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 8 +3 HELOCs |
6.3% | 80% | $101,250 | |
Affordable Mortgage Advisors
|
Conventional, FHA | 8 | 6.3% | 100% | $302,500 | |
Guaranteed Rate, Inc.
|
Conventional | 5 | 3.9% | 100% | $275,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 3.1% | 100% | $340,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 4 | 3.1% | 100% | $285,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 4 | 3.1% | 100% | $272,500 | |
Citadel Federal Credit Union
|
Conventional | 3 | 2.4% | 75% | $65,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 2.4% | 75% | $338,333 | |
Discover Bank
|
Conventional | 3 | 2.4% | 75% | $131,666 | |
Nfm, Inc
|
Conventional, USDA | 3 | 2.4% | 100% | $428,333 | |
Franklin Mint Federal Credit Union
|
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $50,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 1.6% | 100% | $145,000 | |
Newrez LLC
|
Conventional | 2 | 1.6% | 33.3% | $130,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 1.6% | 50% | $80,000 | |
Cmg Mortgage Inc
|
Conventional, FHA | 2 | 1.6% | 100% | $340,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 2 | 1.6% | 100% | $370,000 | View |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $355,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.8% | 100% | $265,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.8% | 100% | $255,000 | |
loanDepot.com LLC
|
FHA | 1 | 0.8% | 50% | $265,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $315,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.8% | 25% | $125,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.8% | 100% | $305,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.8% | 100% | $205,000 | |
Freedom Credit Uniton
|
Conventional | 1 | 0.8% | 100% | $55,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.8% | 100% | $205,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.8% | 100% | $65,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.8% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.8% | 100% | $25,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
Lower, LLC
|
FHA | 1 | 0.8% | 100% | $355,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.8% | 100% | $205,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
Reliance First Capital, LLC
|
Conventional | 1 | 0.8% | 100% | $75,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.8% | 33.3% | $105,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.8% | 100% | $165,000 | |
Sun East Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Firstrust Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Beckett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beckett in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Beckett, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.9 percent of home loans in Beckett, New Jersey in 2025, banks 16.5 percent and credit unions 12.6 percent. EMM Loans LLC was the largest mortgage company, Oceanfirst Bank the largest bank and First Atlantic Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Beckett, New Jersey with 3 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Beckett, New Jersey in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 12 credit unions closed home loans in Beckett, New Jersey in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beckett, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beckett, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beckett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.