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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Beckett, New Jersey

Beckett, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, Franklin BankFranklin Bank2039 Delsea Dr, Franklinville, NJ 08322A+5.0 ★Texas Ratio: 1.02%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, First Atlantic Federal Credit UnionFirst Atlantic Federal Credit Union468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210A+5.0 ★Texas Ratio: 3.26%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, First National Bank of ElmerFirst National Bank of Elmer1168 State Highway 77, Bridgeton, NJ 08302, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Pennsville National BankPennsville National Bank91 S Virginia Ave, Carneys Point, NJ 08069A5.0 ★Texas Ratio: 6.53%, and Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Beckett, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beckett are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Beckett, New Jersey

Market share is the lender's share of all home loans closed in Beckett, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1801 Atlantic Avenue, Atlantic City, NJ 08401
A+5.0 ★Texas Ratio: 5.26%
Conventional, HELOC 3
+1 HELOCs
2.4% 75% $185,000 View
1029 Neck Rd, Burlington, NJ 08016
A+5.0 ★Texas Ratio: 3.10%
Conventional 3 2.4% 100% $331,666 View
2039 Delsea Dr, Franklinville, NJ 08322
A+5.0 ★Texas Ratio: 1.02%
Conventional 2 1.6% 100% $190,000 View
1342 Saint Georges Ave, Avenel, NJ 07001
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.8% 100% $395,000 View
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
A+5.0 ★Texas Ratio: 3.26%
Conventional 1 0.8% 100% $35,000 View
547 Broadway, Bayonne, NJ 07002
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.8% 100% $175,000 View
First National Bank of Elmer
1168 State Highway 77, Bridgeton, NJ 08302
Conventional 1 0.8% 100% $25,000
1115 Highway 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.8% 100% $165,000 View
91 S Virginia Ave, Carneys Point, NJ 08069
A5.0 ★Texas Ratio: 6.53%
Conventional 1 0.8% 50% $255,000 View
20 N Main St, Allentown, NJ 08501
A+5.0 ★Texas Ratio: 4.85%
HELOC 0
+8 HELOCs
0% n/a View
1000 Highway 36, Atlantic Highlands, NJ 07716
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+4 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
1163 State Route 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+3 HELOCs
0% n/a View
1116 State Route 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
EMM Loans LLC
Conventional, FHA 3 2.4% 100% $355,000
American Neighborhood Mortgage Acceptance Company
FHA 2 1.6% 100% $455,000
Absolute Home Mortgage
Conventional 1 0.8% 100% $365,000
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA 20 15.7% 87.5% $222,500
CrossCountry Mortgage, LLC
Conventional, FHA, VA 9 7.1% 100% $366,111
A+5.0 ★Texas Ratio: 0.70%
Conventional, HELOC 8
+3 HELOCs
6.3% 80% $101,250
Affordable Mortgage Advisors
Conventional, FHA 8 6.3% 100% $302,500
Guaranteed Rate, Inc.
Conventional 5 3.9% 100% $275,000
Freedom Mortgage Corporation
FHA, VA 4 3.1% 100% $340,000
Prosperity Home Mortgage, LLC
Conventional 4 3.1% 100% $285,000
New American Funding, LLC.
Conventional, FHA, VA 4 3.1% 100% $272,500
Citadel Federal Credit Union
Conventional 3 2.4% 75% $65,000
United Wholesale Mortgage
Conventional, FHA 3 2.4% 75% $338,333
Discover Bank
Conventional 3 2.4% 75% $131,666
Nfm, Inc
Conventional, USDA 3 2.4% 100% $428,333
Franklin Mint Federal Credit Union
Conventional, HELOC 2
+2 HELOCs
1.6% 100% $50,000
Everett Financial, Inc.
Conventional 2 1.6% 100% $145,000
Newrez LLC
Conventional 2 1.6% 33.3% $130,000
Pennymac Loan Services LLC
Conventional 2 1.6% 50% $80,000
Cmg Mortgage Inc
Conventional, FHA 2 1.6% 100% $340,000
A-5.0 ★Texas Ratio: 14.97%
FHA, VA 2 1.6% 100% $370,000 View
The Loan Store, Inc
Conventional, HELOC 1
+1 HELOCs
0.8% 100% $355,000
Kind Lending, LLC
FHA 1 0.8% 100% $265,000
Allied Mortgage Group, Inc
FHA 1 0.8% 100% $255,000
loanDepot.com LLC
FHA 1 0.8% 50% $265,000
Movement Mortgage, LLC
Conventional 1 0.8% 100% $315,000
Amerisave Mortgage Company
Conventional 1 0.8% 25% $125,000
Guild Mortgage Company
FHA 1 0.8% 100% $305,000
American Financial Network, Inc.
Conventional 1 0.8% 100% $205,000
Freedom Credit Uniton
Conventional 1 0.8% 100% $55,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.8% 100% $205,000
Nationstar Mortgage
Conventional 1 0.8% 100% $65,000
Keystone Funding, Inc
Conventional 1 0.8% 100% $335,000
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0.8% 100% $25,000 View
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.8% 100% $115,000 View
Lower, LLC
FHA 1 0.8% 100% $355,000
Fairway Independent Mort Corp
FHA 1 0.8% 100% $205,000
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 1 0.8% 100% $505,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.8% 100% $245,000 View
Reliance First Capital, LLC
Conventional 1 0.8% 100% $75,000
Spring Eq, LLC
Conventional 1 0.8% 33.3% $105,000
Plaza Home Mortgage, Inc
Conventional 1 0.8% 100% $165,000
Sun East Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+3 HELOCs
0% n/a
A5.0 ★Texas Ratio: 9.33%
HELOC 0
+2 HELOCs
0% n/a
TruMark Financial Credit Union
HELOC 0
+1 HELOCs
0% 0%
Firstrust Savings Bank
HELOC 0
+1 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Connexus Credit Union
HELOC 0
+1 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% 0%
Better Mortgage Corporation
HELOC 0
+1 HELOCs
0% n/a
A5.0 ★Texas Ratio: 8.14%
HELOC 0
+1 HELOCs
0% 0%
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Beckett, New Jersey

Looking for mortgage lenders near me or mortgage brokers near me in Beckett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beckett in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Beckett, NJ

Use these to narrow the list above. Each category shows how many Beckett, NJ lenders fit and what that kind of lender is usually best for.

Who Lends in Beckett, NJ

Independent mortgage companies closed 70.9 percent of home loans in Beckett, New Jersey in 2025, banks 16.5 percent and credit unions 12.6 percent. EMM Loans LLC was the largest mortgage company, Oceanfirst Bank the largest bank and First Atlantic Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 3 loans.

70.9%
Mortgage companies
16.5%
Banks
12.6%
Credit unions
20%
FHA loans
5%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.

More New Jersey Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Beckett, NJ

Who is the largest mortgage lender in Beckett, NJ?

By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Beckett, New Jersey with 3 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Beckett, NJ mortgage lenders offer FHA, VA and USDA loans?

16 lenders closed FHA loans in Beckett, New Jersey in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Beckett, NJ lender list?

Yes. 18 banks and 12 credit unions closed home loans in Beckett, New Jersey in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Beckett, NJ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Beckett, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beckett, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beckett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.