Mortgage Lenders and Brokers in Bayonne, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bayonne, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA650 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank1066 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 3.71%, Provident BankProvident Bank464 472 Avenue C, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 3.46%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Citizens Bank, NACitizens Bank, NA1067 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA701 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA500 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.36%, Flagstar Bank NAFlagstar Bank NA171 Broadway # 173, Bayonne, NJ 07002D3.3 ★Texas Ratio: 35.11%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, and Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bayonne, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bayonne are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bayonne, New Jersey
Market share is the lender's share of all home loans closed in Bayonne, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bayonne 650 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 11 +1 HELOCs |
2.3% | 84.6% | $456,818 | View |
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1 office in Bayonne 1066 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 7 +6 HELOCs |
1.5% | 70% | $196,428 | View |
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1 office in Bayonne 464 472 Avenue C, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 7 +5 HELOCs |
1.5% | 80% | $369,285 | View |
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1 office in Bayonne 522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 100% | $470,000 | View |
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1 office in Bayonne 1067 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +20 HELOCs |
0.6% | 75% | $341,666 | View |
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1 office in Bayonne 701 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +12 HELOCs |
0.6% | 100% | $561,666 | View |
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1 office in Bayonne 500 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 75% | $225,000 | View |
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1 office in Bayonne 171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 50% | $525,000 | View |
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1 office in Bayonne 547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $615,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional, FHA | 15 | 3.2% | 100% | $367,666 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 5 | 1.1% | 100% | $457,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 0.6% | 100% | $425,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0.4% | 100% | $580,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 50% | $235,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Financial Freedom Mortgage, LLC
150 Route 17, East Rutherford, NJ 07073 |
Conventional | 1 | 0.2% | 100% | $375,000 | |
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150 Route 17, East Rutherford, NJ 07073 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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1460 Broad St, Bloomfield, NJ 07003 A+5.0 ★Texas Ratio: 5.87% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.2% | 100% | $105,000 | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 220 Livingston St, Northvale, NJ 07647 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 9 +5 HELOCs |
1.9% | 90% | $712,777 | |
Advisors Mortgage Group, LLC
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Conventional, VA | 5 | 1.1% | 100% | $557,000 | |
NJ Lenders Corp
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Conventional | 4 | 0.8% | 80% | $520,000 | |
Bond Street Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $388,333 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $675,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $525,000 | |
Absolute Home Mortgage
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VA | 1 | 0.2% | 100% | $845,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.2% | 100% | $685,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.2% | 100% | $625,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $835,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 9% | 68.8% | $369,418 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 41 +2 HELOCs |
8.6% | 93.2% | $502,073 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 39 +3 HELOCs |
8.2% | 81.6% | $559,615 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 35 +4 HELOCs |
7.4% | 92.5% | $553,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
4% | 86.4% | $396,052 | |
Paramount Residential Mortgage
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Conventional, FHA | 11 | 2.3% | 91.7% | $551,363 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 1.9% | 42.9% | $488,333 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 1.9% | 81.8% | $540,555 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 8 +1 HELOCs |
1.7% | 88.9% | $441,250 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 1.7% | 60% | $455,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 8 | 1.7% | 88.9% | $618,750 | |
Kind Lending, LLC
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Conventional, FHA | 7 | 1.5% | 100% | $622,142 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 1.3% | 77.8% | $570,000 | |
First Colony Mortgage Corporat
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Conventional | 6 | 1.3% | 80% | $433,333 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA, VA | 6 | 1.3% | 100% | $438,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 1.1% | 100% | $229,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.8% | 25% | $127,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 0.8% | 80% | $272,500 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 0.8% | 50% | $360,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 0.8% | 83.3% | $370,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 4 | 0.8% | 100% | $590,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.8% | 66.7% | $560,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 75% | $268,333 | |
Contour Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $525,000 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.6% | 100% | $681,666 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 3 | 0.6% | 100% | $575,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.6% | 42.9% | $98,333 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $280,000 | View |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $535,000 | |
Equity Prime Mortgage LLC
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Conventional, FHA | 2 | 0.4% | 40% | $735,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.4% | 100% | $365,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.4% | 100% | $620,000 | |
HomeXpress Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $390,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 28.6% | $55,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $420,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 100% | $625,000 | |
BoxCar Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 100% | $350,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.4% | 100% | $680,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 66.7% | $130,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 40% | $410,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.4% | 66.7% | $160,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.4% | 66.7% | $605,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 100% | $355,000 | |
Guaranteed Rate Affinity, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $405,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $765,000 | View |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Cliffco, Inc.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
Brighton Bank
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FHA | 1 | 0.2% | 100% | $245,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 33.3% | $795,000 | |
Fed Ex Employees Credit Association
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Conventional | 1 | 0.2% | 100% | $55,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 50% | $585,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 50% | $705,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $295,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.2% | 100% | $575,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.2% | 33.3% | $385,000 | |
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★ 5 stars, 1 review A5.0 ★Texas Ratio: 6.43% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Mortgage Research Center
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VA | 1 | 0.2% | 25% | $705,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 50% | $635,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 50% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $605,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $765,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 25% | $655,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +10 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bayonne Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bayonne, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Bayonne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bayonne in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bayonne, NJ
Use these to narrow the list above. Each category shows how many Bayonne, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Bayonne, NJ
Independent mortgage companies closed 77.5 percent of home loans in Bayonne, New Jersey in 2025, banks 20.4 percent and credit unions 2.1 percent. Financial Freedom Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and XCEL Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bayonne, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Bayonne, New Jersey with 11 loans, about 2.3 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Bayonne, New Jersey in 2025, led by United Wholesale Mortgage with 12. 13 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 12 credit unions closed home loans in Bayonne, New Jersey in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bayonne, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bayonne, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bayonne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
