Mortgage Lenders and Brokers in Somersworth, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Somersworth, New Hampshire mortgage lenders include Citizens Bank, NACitizens Bank, NA56 Tri City Plz, Somersworth, NH 03878A+5.0 ★Texas Ratio: 5.44%, Lighthouse Federal Credit UnionLighthouse Federal Credit Union730 Main St, Berlin, NH 03570A+5.0 ★Texas Ratio: 3.05%, Service Federal Credit UnionService Federal Credit Union15 Penny Ln, Somersworth, NH 03878A-4.9 ★Texas Ratio: 16.25%, Bellwether Community Credit UnionBellwether Community Credit Union7 Leavey Dr, Bedford, NH 03110 4437A+5.0 ★Texas Ratio: 2.11%, Meredith Village Savings BankMeredith Village Savings Bank82 Wolfeboro Hwy, Alton, NH 03809A+5.0 ★Texas Ratio: 3.52%, Bank of America NABank of America NA46 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 4.14%, St. Mary'S Bank CUSt. Mary'S Bank CU2 Pillsbury St, Concord, NH 03301A+5.0 ★Texas Ratio: 2.56%, Profile BankProfile Bank154 Route 108, Somersworth, NH 03878A+5.0 ★Texas Ratio: 0.11%, TD BankTD Bank92 Main St, Alton, NH 03809A+5.0 ★Texas Ratio: 3.71%, and Bangor Savings BankBangor Savings Bank69 Route 101a, Amherst, NH 03031A+5.0 ★Texas Ratio: 4.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Somersworth, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Somersworth are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Somersworth, New Hampshire
Market share is the lender's share of all home loans closed in Somersworth, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Somersworth 56 Tri City Plz, Somersworth, NH 03878 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 2 +25 HELOCs |
0.9% | 100% | $245,000 | View |
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730 Main St, Berlin, NH 03570 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 23 +6 HELOCs |
9.8% | 69.7% | $100,217 | View |
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15 Penny Ln, Somersworth, NH 03878 A-4.9 ★Texas Ratio: 16.25% |
Conventional, HELOC | 12 +11 HELOCs |
5.1% | 87.5% | $196,666 | View |
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7 Leavey Dr, Bedford, NH 03110 4437 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 4 | 1.7% | 80% | $222,500 | View |
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82 Wolfeboro Hwy, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.52% |
Conventional | 3 | 1.3% | 100% | $151,666 | View |
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46 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 100% | $310,000 | View |
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2 Pillsbury St, Concord, NH 03301 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $330,000 | View |
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154 Route 108, Somersworth, NH 03878 A+5.0 ★Texas Ratio: 0.11% |
Conventional | 2 | 0.9% | 100% | $200,000 | View |
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92 Main St, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $105,000 | View |
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69 Route 101a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 4.53% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $465,000 | View |
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67 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $295,000 | View |
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139 King St, Boscawen, NH 03303 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 1 | 0.4% | 50% | $465,000 | View |
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701 Central Ave, Dover, NH 03820 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.4% | 50% | $385,000 | View |
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132 State Route 101A, Amherst, NH 03031 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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503 South St, Bow, NH 03304 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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746 Route 63, Chesterfield, NH 03443 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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106 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 1.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 Atwood Ln, Bedford, NH 03110 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Holy Rosary Regional Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
1.3% | 75% | $61,666 | |
Harborone Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $320,000 | |
BankProv
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Conventional | 1 | 0.4% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA | 34 | 14.5% | 97.4% | $375,294 | |
United Wholesale Mortgage
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Conventional, FHA | 20 | 8.5% | 87.5% | $378,000 | |
Rocket Mortgage
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Conventional, VA | 15 | 6.4% | 80% | $231,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 8 | 3.4% | 100% | $323,750 | |
Westerly Community Credit Union
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Conventional | 8 | 3.4% | 100% | $175,000 | |
EMM Loans LLC
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Conventional, FHA | 7 | 3% | 100% | $397,857 | |
Fairway Independent Mort Corp
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Conventional | 7 | 3% | 77.8% | $365,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.7% | 80% | $267,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.7% | 100% | $465,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.3% | 100% | $411,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 1.3% | 100% | $298,333 | View |
Freedom Mortgage Corporation
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FHA | 3 | 1.3% | 100% | $301,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $461,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.3% | 100% | $211,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.3% | 100% | $198,333 | |
Mortgage Research Center
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VA | 3 | 1.3% | 75% | $388,333 | |
Newrez LLC
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Conventional, VA | 2 | 0.9% | 50% | $170,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.9% | 57.1% | $205,000 | |
Ocean State Credit Union
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Conventional | 2 | 0.9% | 50% | $85,000 | |
Total Mortgage Services, LLC
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Conventional | 2 | 0.9% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.9% | 100% | $275,000 | View |
Navy Federal Credit Union
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Conventional | 2 | 0.9% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.9% | 100% | $340,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.9% | 50% | $170,000 | |
Partners Bank of New England
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $305,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.4% | 100% | $375,000 | |
Ross Mortgage Company
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FHA | 1 | 0.4% | 100% | $465,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Primelending
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VA | 1 | 0.4% | 100% | $365,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 33.3% | $415,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
Metro Credit Union
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Conventional | 1 | 0.4% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Embrace Home Loans, Inc.
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FHA | 1 | 0.4% | 100% | $405,000 | |
Nations Lending Corporation
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FHA | 1 | 0.4% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Bankesb
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Hanscom Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Province Mortgage Associates, Inc.
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FHA | 1 | 0.4% | 100% | $425,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $595,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 100% | $585,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.4% | 100% | $105,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 25% | $85,000 | |
Salem Five Mortgage Company LLC
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Conventional | 1 | 0.4% | 50% | $265,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Somersworth Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Somersworth, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Somersworth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Somersworth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Somersworth, NH
Use these to narrow the list above. Each category shows how many Somersworth, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Somersworth, NH
Independent mortgage companies closed 61.5 percent of home loans in Somersworth, New Hampshire in 2025, banks 12.8 percent and credit unions 25.6 percent. Cmg Mortgage Inc was the largest mortgage company, Citizens Bank, NA the largest bank and Lighthouse Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Lighthouse Federal Credit Union led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Somersworth, NH
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in Somersworth, New Hampshire with 2 loans, about 0.9 percent of the market. The largest lender headquartered in New Hampshire was Lighthouse Federal Credit Union with 23 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Somersworth, New Hampshire in 2025, led by United Wholesale Mortgage with 5. 7 lenders closed VA loans, led by Cmg Mortgage Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 13 credit unions closed home loans in Somersworth, New Hampshire in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Somersworth, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Somersworth, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Somersworth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
