Mortgage Lenders and Brokers in Rochester, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rochester, New Hampshire mortgage lenders include Meredith Village Savings BankMeredith Village Savings Bank21 Farmington Rd, Rochester, NH 03867A+5.0 ★Texas Ratio: 3.52%, Profile BankProfile Bank45 Wakefield St, Rochester, NH 03867A+5.0 ★Texas Ratio: 0.11%, TD BankTD Bank1 Old Dover Rd, Rochester, NH 03867A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA90 N Main St, Rochester, NH 03867A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank110 S Main St, Rochester, NH 03867A+5.0 ★Texas Ratio: 4.11%, Holy Rosary Regional Credit UnionHoly Rosary Regional Credit UnionRochester, NH, Lighthouse Federal Credit UnionLighthouse Federal Credit Union694 Columbus Ave, Rochester, NH 03867A+5.0 ★Texas Ratio: 3.05%, Service Federal Credit UnionService Federal Credit Union90 S Main St, Rochester, NH 03867A-4.9 ★Texas Ratio: 16.25%, Bellwether Community Credit UnionBellwether Community Credit Union7 Leavey Dr, Bedford, NH 03110 4437A+5.0 ★Texas Ratio: 2.11%, and St. Mary'S Bank CUSt. Mary'S Bank CU2 Pillsbury St, Concord, NH 03301A+5.0 ★Texas Ratio: 2.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rochester, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rochester are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rochester, New Hampshire
Market share is the lender's share of all home loans closed in Rochester, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rochester 21 Farmington Rd, Rochester, NH 03867 A+5.0 ★Texas Ratio: 3.52% |
Conventional, HELOC | 15 +1 HELOCs |
2.3% | 88.2% | $154,333 | View |
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45 Wakefield St, Rochester, NH 03867 A+5.0 ★Texas Ratio: 0.11% |
Conventional | 6 | 0.9% | 75% | $245,000 | View |
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1 office in Rochester 1 Old Dover Rd, Rochester, NH 03867 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +3 HELOCs |
0.8% | 100% | $81,000 | View |
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1 office in Rochester 90 N Main St, Rochester, NH 03867 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +40 HELOCs |
0.6% | 80% | $162,500 | View |
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1 office in Rochester 110 S Main St, Rochester, NH 03867 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $525,000 | View |
Holy Rosary Regional Credit Union
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Conventional, HELOC | 31 +34 HELOCs |
4.7% | 91.4% | $180,806 | |
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694 Columbus Ave, Rochester, NH 03867 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 32 +19 HELOCs |
4.9% | 68% | $93,750 | View |
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90 S Main St, Rochester, NH 03867 A-4.9 ★Texas Ratio: 16.25% |
Conventional, VA, HELOC | 25 +16 HELOCs |
3.8% | 75.8% | $161,800 | View |
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7 Leavey Dr, Bedford, NH 03110 4437 A+5.0 ★Texas Ratio: 2.11% |
Conventional, HELOC | 8 +1 HELOCs |
1.2% | 83.3% | $110,000 | View |
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2 Pillsbury St, Concord, NH 03301 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 5 +1 HELOCs |
0.8% | 100% | $391,000 | View |
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67 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0.8% | 100% | $381,000 | View |
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701 Central Ave, Dover, NH 03820 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 3 | 0.5% | 60% | $341,666 | View |
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836 Central Ave, Dover, NH 03820 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 3 | 0.5% | 100% | $268,333 | View |
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46 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.3% | 100% | $440,000 | View |
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69 Route 101a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $290,000 | View |
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17 Wakefield St, Rochester, NH 03867 A+5.0 ★Texas Ratio: 0.27% |
Conventional | 2 | 0.3% | 50% | $445,000 | View |
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106 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 1.50% |
Conventional | 2 | 0.3% | 100% | $385,000 | View |
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15 Pleasant St, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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7 Two Rod Rd, Rochester, NH 03867 4328 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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503 South St, Bow, NH 03304 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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1 Atwood Ln, Bedford, NH 03110 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Passumpsic Bank
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Conventional | 2 | 0.3% | 100% | $340,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 94 | 14.3% | 97.1% | $322,446 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 63 +3 HELOCs |
9.6% | 86.5% | $357,222 | |
Rocket Mortgage
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Conventional, FHA, VA | 46 | 7% | 81% | $205,217 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 26 | 4% | 96.3% | $331,153 | |
loanDepot.com LLC
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Conventional, FHA, VA | 17 | 2.6% | 94.4% | $296,764 | |
Nationstar Mortgage
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Conventional, FHA, VA | 12 | 1.8% | 85.7% | $261,666 | |
Metro Credit Union
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Conventional, HELOC | 11 +1 HELOCs |
1.7% | 76.2% | $142,272 | |
Movement Mortgage, LLC
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Conventional, FHA | 11 | 1.7% | 100% | $313,181 | |
Freedom Mortgage Corporation
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FHA, VA | 10 | 1.5% | 81.2% | $350,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 10 | 1.5% | 69.6% | $301,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.4% | 83.3% | $337,222 | |
Fairway Independent Mort Corp
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Conventional, VA | 9 | 1.4% | 90% | $360,555 | |
21St Mortgage
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Conventional | 8 | 1.2% | 47.1% | $133,750 | |
EMM Loans LLC
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Conventional | 7 | 1.1% | 88.9% | $405,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 7 | 1.1% | 100% | $325,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.1% | 100% | $183,571 | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 7 | 1.1% | 100% | $370,714 | |
Mortgage Research Center
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VA | 7 | 1.1% | 77.8% | $395,000 | |
Navy Federal Credit Union
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Conventional, VA | 7 | 1.1% | 100% | $289,285 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 6 | 0.9% | 85.7% | $413,333 | View |
Guaranteed Rate, Inc.
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Conventional, HELOC | 5 +1 HELOCs |
0.8% | 100% | $347,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.8% | 45.5% | $163,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 5 | 0.8% | 62.5% | $403,000 | |
Ocean State Credit Union
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Conventional | 5 | 0.8% | 100% | $119,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 0.8% | 100% | $413,000 | |
Westerly Community Credit Union
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Conventional | 5 | 0.8% | 100% | $151,000 | |
Newrez LLC
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Conventional, VA | 4 | 0.6% | 80% | $310,000 | |
Radius Financial Group Inc
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Conventional, VA | 4 | 0.6% | 100% | $350,000 | |
Keystone Funding, Inc
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Conventional | 4 | 0.6% | 100% | $402,500 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 4 | 0.6% | 100% | $397,500 | |
Primelending
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Conventional | 3 | 0.5% | 100% | $481,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.5% | 100% | $305,000 | View |
Waterstone Mortgage Corporation
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Conventional | 3 | 0.5% | 100% | $325,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 3 | 0.5% | 75% | $315,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.3% | 66.7% | $105,000 | |
Mortgage Assurance Inc
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Conventional | 2 | 0.3% | 100% | $435,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 25% | $75,000 | |
American Financing Corporation
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Conventional, VA | 2 | 0.3% | 100% | $245,000 | |
EastRise Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.3% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.3% | 100% | $305,000 | View |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $475,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.3% | 100% | $350,000 | |
Partners Bank of New England
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Conventional | 2 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.3% | 100% | $310,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 2 | 0.3% | 100% | $400,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.3% | 100% | $370,000 | View |
Reliance First Capital, LLC
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FHA, VA | 2 | 0.3% | 100% | $265,000 | |
Baxter Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $425,000 | |
Workers Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Atlantic Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $35,000 | |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.2% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Sage Home Loans Corporation
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VA | 1 | 0.2% | 100% | $535,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $565,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Ocmbc, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $385,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $335,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
Empeople Credit Union
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Bankesb
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Hanscom Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $205,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Genway Home Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $395,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $335,000 | |
Gfa Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Salem Five Mortgage Company LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lower, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rochester Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rochester, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Rochester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rochester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rochester, NH
Use these to narrow the list above. Each category shows how many Rochester, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Rochester, NH
Independent mortgage companies closed 63.7 percent of home loans in Rochester, New Hampshire in 2025, banks 14.9 percent and credit unions 21.4 percent. Cmg Mortgage Inc was the largest mortgage company, Meredith Village Savings Bank the largest bank and Holy Rosary Regional Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Meredith Village Savings Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rochester, NH
By home loans closed in 2025, Meredith Village Savings Bank was the largest mortgage lender in Rochester, New Hampshire with 15 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rochester, New Hampshire, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 97.1 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Rochester, New Hampshire in 2025, led by Cmg Mortgage Inc with 15. 35 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 23 credit unions closed home loans in Rochester, New Hampshire in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rochester, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rochester, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rochester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
