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Mortgage Lenders and Brokers in Manchester, New Hampshire

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Manchester, New Hampshire mortgage lenders include St. Mary'S Bank CUSt. Mary'S Bank CU200 McGregor St, Manchester, NH 03102A+5.0 ★Texas Ratio: 2.56%, Granite State Credit UnionGranite State Credit Union1415 Elm St, Manchester, NH 03101 1325A+5.0 ★Texas Ratio: 3.25%, Bellwether Community Credit UnionBellwether Community Credit Union425 Hooksett Rd, Manchester, NH 03104A+5.0 ★Texas Ratio: 2.11%, Citizens Bank, NACitizens Bank, NA605 Mast Rd, Manchester, NH 03102A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank293 S Main St, Manchester, NH 03102A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA786 Elm St, Manchester, NH 03101A+5.0 ★Texas Ratio: 3.68%, Bangor Savings BankBangor Savings Bank170 Baker St, Manchester, NH 03103A+5.0 ★Texas Ratio: 4.53%, Bank of America NABank of America NA620 Elm St, Manchester, NH 03101A+5.0 ★Texas Ratio: 4.14%, Eastern BankEastern Bank41 Hooksett Rd, Manchester, NH 03104A+5.0 ★Texas Ratio: 2.61%, and M&T BankM&T Bank655 S Willow St, Manchester, NH 03103A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Manchester, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manchester are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Manchester, New Hampshire

Market share is the lender's share of all home loans closed in Manchester, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
St. Mary'S Bank CU 200 McGregor St, Manchester, NH 03102 A+5.0 ★Texas Ratio: 2.56%	Conventional, HELOC	47 +130 HELOCs	2.9%	90.4%	$299,680	View
Granite State Credit Union 1415 Elm St, Manchester, NH 03101 1325 A+5.0 ★Texas Ratio: 3.25%	Conventional	22	1.4%	89.7%	$87,727	View
Bellwether Community Credit Union 425 Hooksett Rd, Manchester, NH 03104 A+5.0 ★Texas Ratio: 2.11%	Conventional, HELOC	15 +31 HELOCs	0.9%	84.2%	$327,666	View
Citizens Bank, NA 4 offices in Manchester 605 Mast Rd, Manchester, NH 03102 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	12 +156 HELOCs	0.7%	82.4%	$256,666	View
TD Bank 3 offices in Manchester 293 S Main St, Manchester, NH 03102 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	9 +26 HELOCs	0.6%	81.8%	$166,111	View
JPMorgan Chase Bank, NA 1 office in Manchester 786 Elm St, Manchester, NH 03101 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	7 +1 HELOCs	0.4%	77.8%	$373,571	View
Bangor Savings Bank 2 offices in Manchester 170 Baker St, Manchester, NH 03103 A+5.0 ★Texas Ratio: 4.53%	Conventional, FHA, HELOC	5 +6 HELOCs	0.3%	62.5%	$467,000	View
Bank of America NA 2 offices in Manchester 620 Elm St, Manchester, NH 03101 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +21 HELOCs	0.2%	75%	$271,666	View
Eastern Bank 1 office in Manchester 41 Hooksett Rd, Manchester, NH 03104 A+5.0 ★Texas Ratio: 2.61%	Conventional, HELOC	3 +17 HELOCs	0.2%	100%	$328,333	View
M&T Bank 2 offices in Manchester 655 S Willow St, Manchester, NH 03103 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	3 +6 HELOCs	0.2%	100%	$425,000	View
Nbt Bank NA 1 office in Manchester 80 Canal St, Manchester, NH 03101 A+5.0 ★Texas Ratio: 3.43%	Conventional, HELOC	3 +5 HELOCs	0.2%	80%	$345,000	View
The Camden National Bank 1 office in Manchester 900 Elm St, Manchester, NH 03101 A+5.0 ★Texas Ratio: 1.50%	Conventional	1	0.1%	50%	$455,000	View
Members First Credit Union A+5.0 ★Texas Ratio: 2.69%	Conventional	29	1.8%	86.1%	$161,896	View
Harborone Mortgage, LLC	Conventional, FHA, VA	19	1.2%	76%	$393,421
Service Federal Credit Union 1895 S Willow St, Manchester, NH 03103 2363 A-4.9 ★Texas Ratio: 16.25%	Conventional, HELOC	27 +19 HELOCs	1.7%	77.8%	$175,000	View
Triangle Credit Union ★ 1 stars, 1 review 257 Elm St, Manchester, NH 03101 A+5.0 ★Texas Ratio: 4.04%	Conventional	13	0.8%	65%	$272,692	View
Merrimack County Savings Bank 503 South St, Bow, NH 03304 A5.0 ★Texas Ratio: 6.04%	Conventional	12	0.7%	66.7%	$419,166	View
Lighthouse Federal Credit Union 730 Main St, Berlin, NH 03570 A+5.0 ★Texas Ratio: 3.05%	Conventional, HELOC	7 +6 HELOCs	0.4%	57.1%	$146,428	View
New Hampshire Federal Credit Union 705 Hooksett Rd, Manchester, NH 03104 A+5.0 ★Texas Ratio: 4.17%	Conventional	4	0.2%	66.7%	$180,000	View
Salem Co-operative Bank 3 S Broadway, Salem, NH 03079 A+5.0 ★Texas Ratio: 1.95%	Conventional	3	0.2%	100%	$158,333	View
Pentucket Bank 201 State Route 111, Hampstead, NH 03841 A+5.0 ★Texas Ratio: 5.92%	Conventional	3	0.2%	100%	$361,666	View
Meredith Village Savings Bank 82 Wolfeboro Hwy, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.52%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$235,000	View
Franklin Savings Bank 139 King St, Boscawen, NH 03303 A+5.0 ★Texas Ratio: 4.42%	Conventional	2	0.1%	100%	$280,000	View
Newburyport Five Cents Savings Bank 836 Central Ave, Dover, NH 03820 A-4.9 ★Texas Ratio: 16.54%	Conventional	1	0.1%	100%	$305,000	View
Lowell Five Cent Savings Bank 125 E Dunstable Rd, Nashua, NH 03062 A5.0 ★Texas Ratio: 6.48%	Conventional	1	0.1%	100%	$265,000	View
Rockland Trust Bank 47 Crystal Ave, Derry, NH 03038 A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0.1%	100%	$255,000	View
Haverhill Bank 396 Main St, Salem, NH 03079 A+5.0 ★Texas Ratio: 1.02%	Conventional	1	0.1%	100%	$525,000	View
Mascoma Bank 2212 Main St, Bethlehem, NH 03574 A+5.0 ★Texas Ratio: 1.41%	HELOC	0 +1 HELOCs	0%	n/a		View
Holy Rosary Regional Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$145,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	190 +6 HELOCs	11.7%	87.4%	$400,105
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	157 +6 HELOCs	9.6%	97.1%	$335,063
Rocket Mortgage	Conventional, FHA, VA	150	9.2%	86.2%	$276,666
Guild Mortgage Company	Conventional, FHA, VA	65	4%	92.2%	$322,692
EMM Loans LLC	Conventional, FHA, VA	61	3.7%	95.4%	$382,213
Fairway Independent Mort Corp	Conventional, FHA, VA	61	3.7%	98.4%	$303,524
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	34 +1 HELOCs	2.1%	97.1%	$409,411
Freedom Mortgage Corporation	Conventional, FHA, VA	31	1.9%	77.5%	$351,129
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA	27	1.7%	87.1%	$395,370	View
loanDepot.com LLC	Conventional, FHA, VA	26	1.6%	86.7%	$316,538
Total Mortgage Services, LLC	Conventional, FHA, VA, HELOC	25 +1 HELOCs	1.5%	92.6%	$400,600
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	22	1.4%	95.8%	$378,181
Pennymac Loan Services LLC	Conventional, FHA, VA	21	1.3%	84.6%	$326,904
Mortgage Research Center	VA	21	1.3%	70%	$430,238
Digital Federal Credit Union	Conventional, HELOC	20 +25 HELOCs	1.2%	54.1%	$126,500
Movement Mortgage, LLC	Conventional, FHA	20	1.2%	90.9%	$358,500
Nationstar Mortgage	Conventional, FHA	18	1.1%	90.5%	$176,111
Newrez LLC	Conventional, FHA, VA	17	1%	77.3%	$247,352
Embrace Home Loans, Inc.	Conventional, FHA, VA	16	1%	100%	$375,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	15 +1 HELOCs	0.9%	100%	$362,333
Mortgage Equity Partners LLC	Conventional, FHA	15	0.9%	88.2%	$429,666
Keystone Funding, Inc	Conventional, VA	14	0.9%	94.1%	$414,285
New American Funding, LLC.	Conventional, FHA, HELOC	13 +2 HELOCs	0.8%	76.5%	$356,538
Primelending	Conventional, FHA, VA	13	0.8%	86.7%	$363,461
Amerisave Mortgage Company	Conventional, FHA	11	0.7%	44%	$187,727
New Fed Mortgage Corp.	Conventional, VA	11	0.7%	100%	$398,636
Discover Bank	Conventional	10	0.6%	33.3%	$89,000
Salem Five Mortgage Company LLC	Conventional, FHA	10	0.6%	90.9%	$362,000
The Loan Store, Inc	Conventional, FHA, HELOC	9 +1 HELOCs	0.6%	100%	$415,000
Mutual of Omaha Mortgage	Conventional, FHA	9	0.6%	91.7%	$378,333
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, VA, HELOC	8 +2 HELOCs	0.5%	100%	$365,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	8	0.5%	100%	$433,750
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	8	0.5%	72.7%	$231,250	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	8	0.5%	90%	$432,500
Navy Federal Credit Union	Conventional, VA, HELOC	7 +2 HELOCs	0.4%	53.8%	$267,857
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	6	0.4%	85.7%	$281,666	View
Lakeview Loan Servicing, LLC	Conventional, FHA	6	0.4%	30.3%	$246,666
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA	6	0.4%	100%	$435,000	View
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.4%	100%	$276,666
Lower, LLC	Conventional	6	0.4%	100%	$408,333
Workers Federal Credit Union	Conventional, HELOC	5 +2 HELOCs	0.3%	100%	$295,000
Ocmbc, Inc.	Conventional	5	0.3%	100%	$329,000
Waterstone Mortgage Corporation	Conventional, FHA, VA	5	0.3%	100%	$387,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.3%	83.3%	$247,000	View
Province Mortgage Associates, Inc.	Conventional, FHA	5	0.3%	75%	$519,000
Carrington Mortgage Services LLC	Conventional, FHA	5	0.3%	40%	$153,000
Guaranteed Rate Affinity, LLC	Conventional, VA	4	0.2%	100%	$365,000
Nbkc Bank	Conventional	4	0.2%	100%	$432,500
Sun West Mortgage Company, Inc	Conventional, FHA	4	0.2%	100%	$345,000
Jeanne D'Arc Credit Union A+5.0 ★Texas Ratio: 2.58%	Conventional	4	0.2%	100%	$225,000
Spring Eq, LLC	Conventional	4	0.2%	26.7%	$105,000
Gfa Federal Credit Union	Conventional	4	0.2%	100%	$390,000
Everett Financial, Inc.	Conventional, VA	3	0.2%	100%	$435,000
Sage Home Loans Corporation	Conventional	3	0.2%	75%	$428,333
Envoy Mortgage, Ltd	Conventional	3	0.2%	100%	$351,666
Resicentral LLC	Conventional	3	0.2%	100%	$291,666
Synergy One Lending, Inc.	Conventional, VA	3	0.2%	100%	$418,333
Union Home Mortgage Corp.	Conventional, FHA	3	0.2%	80%	$481,666
Churchill Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$451,666
T2 Financial LLC	Conventional	3	0.2%	100%	$395,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	100%	$385,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.2%	100%	$518,333	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.2%	100%	$521,666	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	3	0.2%	75%	$378,333	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	3	0.2%	60%	$515,000	View
Metro Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	83.3%	$100,000
Partners Bank of New England	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$230,000
Baxter Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$250,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	66.7%	$390,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, VA	2	0.1%	100%	$400,000	View
American Financial Resources LLC	FHA	2	0.1%	100%	$395,000
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.1%	100%	$455,000
Affordable Mortgage Advisors	Conventional, FHA	2	0.1%	100%	$430,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.1%	100%	$370,000	View
Kind Lending, LLC	Conventional, FHA	2	0.1%	100%	$405,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	2	0.1%	100%	$400,000	View
PHH Mortgage Corporation	Conventional, VA	2	0.1%	100%	$325,000
American Financial Network, Inc.	Conventional, FHA	2	0.1%	100%	$500,000
Valon Mortgage	FHA	2	0.1%	50%	$375,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$245,000
Shoreham Bank	FHA	2	0.1%	50%	$405,000
Institution For Savings	Conventional	2	0.1%	66.7%	$435,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	2	0.1%	100%	$510,000	View
Mission Loans, LLC	Conventional	2	0.1%	100%	$280,000
Winchester Savings Bank A+5.0 ★Texas Ratio: 1.57%	Conventional	2	0.1%	100%	$425,000	View
Zillow Home Loans, LLC	Conventional	2	0.1%	100%	$430,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	2	0.1%	100%	$300,000	View
Paramount Residential Mortgage	Conventional, FHA	2	0.1%	100%	$590,000
Texana Bank	Conventional	2	0.1%	66.7%	$315,000
Plaza Home Mortgage, Inc	Conventional	2	0.1%	66.7%	$400,000
Bar Harbor Bank & Trust	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$395,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	VA, HELOC	1 +1 HELOCs	0.1%	50%	$485,000	View
Better Mortgage Corporation	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$555,000
Polaris Home Funding Corp.	FHA	1	0.1%	100%	$425,000
Originpoint, LLC	Conventional	1	0.1%	100%	$565,000
Premia Mortgage, LLC	Conventional	1	0.1%	100%	$385,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$255,000
Ross Mortgage Company	Conventional	1	0.1%	100%	$365,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$175,000	View
Norwich Commercial Group Inc	Conventional	1	0.1%	50%	$415,000
Amerant Mortgage LLC	VA	1	0.1%	50%	$445,000
Dart Bank	Conventional	1	0.1%	100%	$455,000
Cape Cod Five Cents Savings Bank	Conventional	1	0.1%	100%	$395,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$575,000
Homestead Funding Corp.	FHA	1	0.1%	100%	$685,000
First Home Mortgage	FHA	1	0.1%	100%	$725,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$285,000
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional	1	0.1%	100%	$345,000	View
Absolute Home Mortgage	Conventional	1	0.1%	100%	$675,000
Republic State Mortgage Company	Conventional	1	0.1%	100%	$405,000
Builders Choice Mortgage LLC	Conventional	1	0.1%	100%	$315,000
American Financing Corporation	VA	1	0.1%	50%	$555,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$175,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$385,000	View
New Day Financial, LLC.	VA	1	0.1%	20%	$395,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$175,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$325,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$295,000
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	Conventional	1	0.1%	100%	$175,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
The Northern Trust Co A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$375,000	View
Mit Federal Credit Union	Conventional	1	0.1%	100%	$155,000
Northern Bank & Trust Company A5.0 ★Texas Ratio: 13.93%	Conventional	1	0.1%	100%	$365,000	View
Interstate Home Loan Center, Inc.	Conventional	1	0.1%	100%	$385,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$355,000
Fall River Five Cents Savings A5.0 ★Texas Ratio: 7.62%	Conventional	1	0.1%	100%	$215,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$285,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$415,000	View
Members Mortgage Company Inc	Conventional	1	0.1%	100%	$405,000
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional	1	0.1%	100%	$345,000	View
Cfbank NA ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$345,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$465,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$405,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$395,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$455,000
Village Capital & Investment	FHA	1	0.1%	66.7%	$445,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$355,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +14 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	n/a		View
Oaktree Funding Corp	HELOC	0 +2 HELOCs	0%	n/a
Logix Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Trademark FCU	HELOC	0 +1 HELOCs	0%	n/a
Salem Five Cents Savings Bank A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Brightbridge Credit Union	HELOC	0 +1 HELOCs	0%	50%
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Bankesb	HELOC	0 +1 HELOCs	0%	n/a
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Harborone Bank	HELOC	0 +1 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Manchester Mortgage Rate Trends

Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.

30-Year Fixed NH Avg

7.521%

▲ 0.070 vs 7 days ago

15-Year Fixed NH Avg

7.109%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Manchester, New Hampshire

Looking for mortgage lenders near me or mortgage brokers near me in Manchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manchester in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Manchester, NH

Use these to narrow the list above. Each category shows how many Manchester, NH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 90 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 68 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 56 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 39 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in NH 15 lenders headquartered in New Hampshire, the closest thing to a mortgage lender near you

Who Lends in Manchester, NH

Independent mortgage companies closed 73.8 percent of home loans in Manchester, New Hampshire in 2025, banks 13.2 percent and credit unions 13 percent. United Wholesale Mortgage was the largest mortgage company, Citizens Bank, NA the largest bank and St. Mary'S Bank CU the largest credit union. Among lenders headquartered in New Hampshire, St. Mary'S Bank CU led with 47 loans.

73.8%

Mortgage companies

13.2%

Banks

13%

Credit unions

16%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.

More New Hampshire Mortgage Lender Pages

All New Hampshire lenders 410 lenders Nashua 168 lenders Derry 136 lenders Rochester 111 lenders Concord 110 lenders Dover 101 lenders Portsmouth 92 lenders Laconia 92 lenders Keene 72 lenders Exeter 78 lenders Milford 89 lenders Suncook 61 lenders Londonderry 86 lenders

Frequently Asked Questions About Mortgage Lenders in Manchester, NH

Who is the largest mortgage lender in Manchester, NH?

By home loans closed in 2025, St. Mary'S Bank CU was the largest mortgage lender in Manchester, New Hampshire with 47 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Manchester, NH have the highest approval rates?

Among lenders with meaningful volume in Manchester, New Hampshire, Fairway Independent Mort Corp approved the highest share of completed applications in 2025 at 98.4 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Manchester, NH mortgage lenders offer FHA, VA and USDA loans?

56 lenders closed FHA loans in Manchester, New Hampshire in 2025, led by United Wholesale Mortgage with 47. 39 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Manchester, NH lender list?

Yes. 68 banks and 23 credit unions closed home loans in Manchester, New Hampshire in 2025, alongside 90 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Manchester, NH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Manchester, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manchester, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.