Mortgage Lenders and Brokers in Milford, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milford, New Hampshire mortgage lenders include Citizens Bank, NACitizens Bank, NA173 Elm St, Milford, NH 03055A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank57 South St, Milford, NH 03055A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA603 Nashua St, Milford, NH 03055A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank28 Jones Rd, Milford, NH 03055A+5.0 ★Texas Ratio: 4.11%, Service Federal Credit UnionService Federal Credit Union85 State ROUTE 101A, Amherst, NH 03031 2216A-4.9 ★Texas Ratio: 16.25%, St. Mary'S Bank CUSt. Mary'S Bank CU606 Nashua St, Milford, NH 03055A+5.0 ★Texas Ratio: 2.56%, Bangor Savings BankBangor Savings Bank69 Route 101a, Amherst, NH 03031A+5.0 ★Texas Ratio: 4.53%, Granite State Credit UnionGranite State Credit Union132 State Route 101A, Amherst, NH 03031A+5.0 ★Texas Ratio: 3.25%, Bellwether Community Credit UnionBellwether Community Credit Union7 Leavey Dr, Bedford, NH 03110 4437A+5.0 ★Texas Ratio: 2.11%, and Triangle Credit UnionTriangle Credit Union138 State Route 101A, Amherst, NH 03031A+5.0 ★Texas Ratio: 4.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milford, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milford are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milford, New Hampshire
Market share is the lender's share of all home loans closed in Milford, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Milford 173 Elm St, Milford, NH 03055 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +31 HELOCs |
1.1% | 100% | $401,666 | View |
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1 office in Milford 57 South St, Milford, NH 03055 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +13 HELOCs |
0.7% | 66.7% | $70,000 | View |
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1 office in Milford 603 Nashua St, Milford, NH 03055 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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1 office in Milford 28 Jones Rd, Milford, NH 03055 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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85 State ROUTE 101A, Amherst, NH 03031 2216 A-4.9 ★Texas Ratio: 16.25% |
Conventional, HELOC | 7 +3 HELOCs |
2.6% | 77.8% | $227,857 | View |
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606 Nashua St, Milford, NH 03055 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 5 +12 HELOCs |
1.9% | 71.4% | $263,000 | View |
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69 Route 101a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 4.53% |
Conventional, VA, HELOC | 4 +7 HELOCs |
1.5% | 100% | $295,000 | View |
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132 State Route 101A, Amherst, NH 03031 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 4 | 1.5% | 100% | $102,500 | View |
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7 Leavey Dr, Bedford, NH 03110 4437 A+5.0 ★Texas Ratio: 2.11% |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 75% | $165,000 | View |
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★ 1 stars, 1 review 138 State Route 101A, Amherst, NH 03031 A+5.0 ★Texas Ratio: 4.04% |
Conventional | 3 | 1.1% | 75% | $298,333 | View |
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47 Crystal Ave, Derry, NH 03038 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $375,000 | View |
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77 Main St, Antrim, NH 03440 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.4% | 50% | $135,000 | View |
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145 Main St, Alton, NH 03809 A+5.0 ★Texas Ratio: 0.11% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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106 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 1.50% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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503 South St, Bow, NH 03304 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.4% | 50% | $95,000 | View |
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46 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1 Atwood Ln, Bedford, NH 03110 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Harborone Mortgage, LLC
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Conventional, FHA | 4 | 1.5% | 66.7% | $492,500 | |
Holy Rosary Regional Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $25,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
7.5% | 87% | $448,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 7.5% | 81.5% | $375,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 16 | 6% | 100% | $333,750 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 16 | 6% | 94.7% | $391,250 | |
loanDepot.com LLC
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Conventional, VA | 10 | 3.7% | 100% | $415,000 | |
EMM Loans LLC
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Conventional, FHA | 9 | 3.4% | 100% | $440,555 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 8 +1 HELOCs |
3% | 100% | $426,250 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 8 | 3% | 100% | $405,000 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 2.6% | 87.5% | $447,857 | |
Movement Mortgage, LLC
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Conventional, VA | 6 | 2.2% | 100% | $401,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.2% | 100% | $275,000 | |
Bar Harbor Bank & Trust
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Conventional, HELOC | 5 +1 HELOCs |
1.9% | 71.4% | $381,000 | |
Fairway Independent Mort Corp
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Conventional | 5 | 1.9% | 100% | $385,000 | |
Navy Federal Credit Union
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Conventional, VA | 5 | 1.9% | 100% | $475,000 | |
Digital Federal Credit Union
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Conventional, HELOC | 3 +16 HELOCs |
1.1% | 33.3% | $148,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1.1% | 71.4% | $315,000 | |
Metro Credit Union
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Conventional | 3 | 1.1% | 60% | $91,666 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, VA | 3 | 1.1% | 100% | $505,000 | View |
Mortgage Equity Partners LLC
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Conventional | 3 | 1.1% | 100% | $358,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 80% | $151,666 | |
Better Mortgage Corporation
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Conventional, FHA | 3 | 1.1% | 100% | $405,000 | |
Keystone Funding, Inc
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Conventional, VA | 3 | 1.1% | 100% | $525,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $390,000 | |
Primelending
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Conventional, FHA | 2 | 0.7% | 100% | $385,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.7% | 100% | $330,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.7% | 50% | $150,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 33.3% | $70,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 2 | 0.7% | 100% | $570,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 0.7% | 100% | $335,000 | |
Province Mortgage Associates, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.7% | 66.7% | $65,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.7% | 25% | $40,000 | |
Logix Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $85,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $285,000 | |
Workers Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $525,000 | |
Main Street Bank
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Ross Mortgage Company
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 33.3% | $465,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $505,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Pivot Financial Partners, Inc
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $595,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 50% | $175,000 | View |
EastRise Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $15,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Hanscom Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $155,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 13.93% |
Conventional | 1 | 0.4% | 100% | $575,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.4% | 100% | $315,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $225,000 | |
New American Funding, LLC.
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VA | 1 | 0.4% | 100% | $435,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Tewksbury Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.4% | 100% | $475,000 | |
Westerly Community Credit Union
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Conventional | 1 | 0.4% | 100% | $105,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.4% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Milford Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milford, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Milford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milford, NH
Use these to narrow the list above. Each category shows how many Milford, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Milford, NH
Independent mortgage companies closed 69.4 percent of home loans in Milford, New Hampshire in 2025, banks 13.8 percent and credit unions 16.8 percent. United Wholesale Mortgage was the largest mortgage company, Citizens Bank, NA the largest bank and Service Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Service Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milford, NH
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in Milford, New Hampshire with 3 loans, about 1.1 percent of the market. The largest lender headquartered in New Hampshire was Service Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Milford, New Hampshire in 2025, led by Rocket Mortgage with 5. 18 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 23 credit unions closed home loans in Milford, New Hampshire in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milford, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milford, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
