Mortgage Lenders and Brokers in Portsmouth, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Portsmouth, New Hampshire mortgage lenders include Kennebunk Savings BankKennebunk Savings Bank111 Maplewood Ave, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 0.98%, Service Federal Credit UnionService Federal Credit Union14 Manchester Sq Ste 190, Portsmouth, NH 03801A-4.9 ★Texas Ratio: 16.25%, Piscataqua Savings BankPiscataqua Savings Bank15 Pleasant St, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 0.00%, Bank of America NABank of America NA848 Islington St, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA134 Pleasant St, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 5.44%, Newburyport Five Cents Savings BankNewburyport Five Cents Savings Bank254 State St, Portsmouth, NH 03801A-4.9 ★Texas Ratio: 16.54%, Bangor Savings BankBangor Savings Bank29 New Hampshire Avenue Suite 2, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 4.53%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1574 Woodbury Ave, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank1555 Lafayette Rd, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 4.11%, and TD BankTD Bank333 State St, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Portsmouth, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portsmouth are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Portsmouth, New Hampshire
Market share is the lender's share of all home loans closed in Portsmouth, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Portsmouth 111 Maplewood Ave, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 0.98% |
Conventional, Jumbo | 20 | 4.9% | 80% | $731,500 | View |
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14 Manchester Sq Ste 190, Portsmouth, NH 03801 A-4.9 ★Texas Ratio: 16.25% |
Conventional, Jumbo, HELOC | 17 +25 HELOCs |
4.2% | 90% | $542,647 | View |
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15 Pleasant St, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 11 | 2.7% | 100% | $386,818 | View |
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1 office in Portsmouth 848 Islington St, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 8 +6 HELOCs |
2% | 72.7% | $1,101,250 | View |
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1 office in Portsmouth 134 Pleasant St, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 6 +43 HELOCs |
1.5% | 85.7% | $3,813,333 | View |
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2 offices in Portsmouth 254 State St, Portsmouth, NH 03801 A-4.9 ★Texas Ratio: 16.54% |
Conventional, Jumbo | 6 | 1.5% | 85.7% | $745,000 | View |
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3 offices in Portsmouth 29 New Hampshire Avenue Suite 2, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
1.2% | 100% | $931,000 | View |
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1 office in Portsmouth 1574 Woodbury Ave, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 1.2% | 100% | $1,365,000 | View |
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2 offices in Portsmouth 1555 Lafayette Rd, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
1% | 100% | $665,000 | View |
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2 offices in Portsmouth 333 State St, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +20 HELOCs |
0.7% | 60% | $901,666 | View |
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1 office in Portsmouth 210 Commerce Way Ste 350, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.7% | 100% | $775,000 | View |
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1 office in Portsmouth 2839 Lafayette Rd, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 3.52% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $410,000 | View |
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1 office in Portsmouth 163 Deer St, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 100% | $375,000 | View |
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750 Lafayette Rd, Portsmouth, NH 03801 5497 A+5.0 ★Texas Ratio: 3.05% |
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
1.2% | 66.7% | $341,000 | View |
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1650 Woodbury Ave, Portsmouth, NH 03801 A+5.0 ★Texas Ratio: 0.27% |
Conventional, Jumbo | 4 | 1% | 100% | $1,302,500 | View |
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20 International Dr, Portsmouth, NH 03801 6879 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $380,000 | View |
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118 N Main St, Concord, NH 03301 A+5.0 ★Texas Ratio: 3.43% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,020,000 | View |
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396 Main St, Salem, NH 03079 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 0.5% | 100% | $590,000 | View |
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201 State Route 111, Hampstead, NH 03841 A+5.0 ★Texas Ratio: 5.92% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,695,000 | View |
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503 South St, Bow, NH 03304 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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7 Leavey Dr, Bedford, NH 03110 4437 A+5.0 ★Texas Ratio: 2.11% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Harborone Mortgage, LLC
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Conventional | 7 | 1.7% | 87.5% | $420,714 | |
Holy Rosary Regional Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo, HELOC | 78 +2 HELOCs |
19.1% | 98.8% | $666,153 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 27 +1 HELOCs |
6.6% | 100% | $698,703 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 19 | 4.7% | 100% | $717,105 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 17 | 4.2% | 73.9% | $415,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 17 | 4.2% | 94.4% | $575,588 | |
EMM Loans LLC
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Conventional, FHA, Jumbo | 16 | 3.9% | 100% | $529,375 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 8 | 2% | 100% | $545,000 | |
Guild Mortgage Company
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Conventional, VA | 5 | 1.2% | 85.7% | $529,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 5 | 1.2% | 100% | $529,000 | View |
Waterstone Mortgage Corporation
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Conventional | 5 | 1.2% | 100% | $459,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
1% | 100% | $770,000 | View |
Envoy Mortgage, Ltd
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Conventional | 4 | 1% | 100% | $460,000 | |
Navy Federal Credit Union
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.7% | 100% | $801,666 | |
Newrez LLC
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Conventional, VA | 3 | 0.7% | 50% | $308,333 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.7% | 100% | $578,333 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 3 | 0.7% | 85.7% | $818,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.7% | 100% | $168,333 | |
Total Mortgage Services, LLC
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Conventional | 3 | 0.7% | 75% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 100% | $485,000 | View |
Radius Financial Group Inc
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Conventional | 3 | 0.7% | 100% | $681,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo | 3 | 0.7% | 100% | $661,666 | View |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.7% | 100% | $535,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.7% | 100% | $611,666 | |
Partners Bank of New England
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Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $740,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,055,000 | View |
Freedom Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $545,000 | |
Builders Choice Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $545,000 | |
Institution For Savings
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Conventional | 2 | 0.5% | 100% | $420,000 | |
Bankesb
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Conventional, Jumbo | 2 | 0.5% | 100% | $585,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,075,000 | View |
Workers Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $545,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.22% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,615,000 | View |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $4,005,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $825,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.2% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
Ocean State Credit Union
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $215,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Bay Equity LLC
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VA | 1 | 0.2% | 100% | $795,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $905,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $595,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,685,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
VA | 1 | 0.2% | 100% | $805,000 | View |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.2% | 100% | $665,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $205,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,485,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,395,000 | View |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Harborone Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Portsmouth Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Portsmouth, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Portsmouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portsmouth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Portsmouth, NH
Use these to narrow the list above. Each category shows how many Portsmouth, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Portsmouth, NH
Independent mortgage companies closed 58.8 percent of home loans in Portsmouth, New Hampshire in 2025, banks 34.1 percent and credit unions 7.1 percent. Cmg Mortgage Inc was the largest mortgage company, Kennebunk Savings Bank the largest bank and Service Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Service Federal Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Portsmouth, NH
By home loans closed in 2025, Kennebunk Savings Bank was the largest mortgage lender in Portsmouth, New Hampshire with 20 loans, about 4.9 percent of the market. The largest lender headquartered in New Hampshire was Service Federal Credit Union with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Portsmouth, New Hampshire, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 98.8 percent, against a 91.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Portsmouth, New Hampshire in 2025, led by Cmg Mortgage Inc with 3. 9 lenders closed VA loans, led by Cmg Mortgage Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 15 credit unions closed home loans in Portsmouth, New Hampshire in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Portsmouth, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portsmouth, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portsmouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
