Mortgage Lenders and Brokers in Concord, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Concord, New Hampshire mortgage lenders include Merrimack County Savings BankMerrimack County Savings Bank1 Integra Dr, Concord, NH 03301A5.0 ★Texas Ratio: 6.04%, New Hampshire Federal Credit UnionNew Hampshire Federal Credit Union70 Airport Rd, Concord, NH 03301 5205A+5.0 ★Texas Ratio: 4.17%, Citizens Bank, NACitizens Bank, NA88 South St, Concord, NH 03301A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank277 Sheep Davis Rd, Concord, NH 03301A+5.0 ★Texas Ratio: 3.71%, Bangor Savings BankBangor Savings Bank76 80 82 North Main Street, Concord, NH 03301A+5.0 ★Texas Ratio: 4.53%, The Camden National BankThe Camden National Bank190 N Main St, Concord, NH 03301A+5.0 ★Texas Ratio: 1.50%, Bank of America NABank of America NA118 Storrs St, Concord, NH 03301A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank197 Loudon Rd, Concord, NH 03301A+5.0 ★Texas Ratio: 4.11%, Eastern BankEastern Bank11 S Main St, Concord, NH 03301A+5.0 ★Texas Ratio: 2.61%, and Nbt Bank NANbt Bank NA118 N Main St, Concord, NH 03301A+5.0 ★Texas Ratio: 3.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Concord, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Concord are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Concord, New Hampshire
Market share is the lender's share of all home loans closed in Concord, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Concord 1 Integra Dr, Concord, NH 03301 A5.0 ★Texas Ratio: 6.04% |
Conventional | 31 | 4.9% | 91.2% | $293,064 | View |
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70 Airport Rd, Concord, NH 03301 5205 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 8 | 1.3% | 47.1% | $63,750 | View |
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3 offices in Concord 88 South St, Concord, NH 03301 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 6 +73 HELOCs |
1% | 100% | $330,000 | View |
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2 offices in Concord 277 Sheep Davis Rd, Concord, NH 03301 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +9 HELOCs |
0.6% | 80% | $292,500 | View |
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2 offices in Concord 76 80 82 North Main Street, Concord, NH 03301 A+5.0 ★Texas Ratio: 4.53% |
Conventional, HELOC | 4 +6 HELOCs |
0.6% | 100% | $325,000 | View |
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1 office in Concord 190 N Main St, Concord, NH 03301 A+5.0 ★Texas Ratio: 1.50% |
Conventional, VA, HELOC | 3 +3 HELOCs |
0.5% | 100% | $361,666 | View |
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1 office in Concord 118 Storrs St, Concord, NH 03301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.3% | 100% | $455,000 | View |
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1 office in Concord 197 Loudon Rd, Concord, NH 03301 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $455,000 | View |
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1 office in Concord 11 S Main St, Concord, NH 03301 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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1 office in Concord 118 N Main St, Concord, NH 03301 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 Pillsbury St, Concord, NH 03301 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 18 +13 HELOCs |
2.9% | 94.7% | $281,666 | View |
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344 Loudon Rd, Concord, NH 03301 A-4.9 ★Texas Ratio: 16.25% |
Conventional, VA, HELOC | 13 +6 HELOCs |
2.1% | 86.7% | $228,846 | View |
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311 Sheep Davis Rd, Concord, NH 03301 5747 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 13 | 2.1% | 84.2% | $104,230 | View |
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7 Leavey Dr, Bedford, NH 03110 4437 A+5.0 ★Texas Ratio: 2.11% |
Conventional, HELOC | 4 +5 HELOCs |
0.6% | 71.4% | $82,500 | View |
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1 S Main St, Concord, NH 03301 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 4 +4 HELOCs |
0.6% | 83.3% | $150,000 | View |
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82 Wolfeboro Hwy, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.52% |
Conventional, HELOC | 4 +2 HELOCs |
0.6% | 100% | $352,500 | View |
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139 King St, Boscawen, NH 03303 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 2 | 0.3% | 100% | $345,000 | View |
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★ 1 stars, 1 review 138 State Route 101A, Amherst, NH 03031 A+5.0 ★Texas Ratio: 4.04% |
Conventional | 2 | 0.3% | 100% | $350,000 | View |
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836 Central Ave, Dover, NH 03820 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 2 | 0.3% | 100% | $215,000 | View |
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67 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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6 Eastern Ave, Barrington, NH 03825 A+5.0 ★Texas Ratio: 0.27% |
Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
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2212 Main St, Bethlehem, NH 03574 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.2% | 50% | $145,000 | View |
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3 S Broadway, Salem, NH 03079 A+5.0 ★Texas Ratio: 1.95% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Harborone Mortgage, LLC
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Conventional | 3 | 0.5% | 100% | $405,000 | |
Passumpsic Bank
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Conventional | 1 | 0.2% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Holy Rosary Regional Credit Union
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 114 +1 HELOCs |
18.1% | 100% | $335,964 | |
Rocket Mortgage
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Conventional, FHA, VA | 54 | 8.6% | 91.8% | $247,777 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 52 +2 HELOCs |
8.2% | 88.5% | $358,269 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 20 | 3.2% | 87% | $386,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 15 | 2.4% | 100% | $335,000 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 15 | 2.4% | 100% | $396,333 | |
EMM Loans LLC
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Conventional, FHA, VA | 14 | 2.2% | 100% | $432,857 | |
loanDepot.com LLC
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Conventional, FHA, VA | 11 | 1.7% | 100% | $300,454 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 11 | 1.7% | 91.7% | $325,909 | View |
Embrace Home Loans, Inc.
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Conventional, FHA | 10 | 1.6% | 100% | $373,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 10 | 1.6% | 100% | $321,000 | |
Mortgage Research Center
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VA | 9 | 1.4% | 90% | $370,555 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 8 +2 HELOCs |
1.3% | 100% | $272,500 | |
Newrez LLC
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Conventional, VA, Jumbo | 7 | 1.1% | 87.5% | $507,857 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 1.1% | 100% | $212,142 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.1% | 70% | $175,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 1% | 50% | $338,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1% | 100% | $428,333 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 6 | 1% | 100% | $315,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 5 | 0.8% | 100% | $405,000 | |
Guaranteed Rate, Inc.
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Conventional | 5 | 0.8% | 100% | $375,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 0.8% | 100% | $439,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 0.8% | 100% | $349,000 | |
Digital Federal Credit Union
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Conventional, HELOC | 3 +3 HELOCs |
0.5% | 60% | $315,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.5% | 100% | $298,333 | View |
Sage Home Loans Corporation
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Conventional | 3 | 0.5% | 75% | $498,333 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $345,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.5% | 37.5% | $65,000 | |
Metro Credit Union
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Conventional | 3 | 0.5% | 100% | $71,666 | |
New American Funding, LLC.
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Conventional | 3 | 0.5% | 100% | $308,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.5% | 100% | $108,333 | View |
Westerly Community Credit Union
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Conventional | 3 | 0.5% | 100% | $191,666 | |
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A5.0 ★Texas Ratio: 12.75% |
Conventional | 3 | 0.5% | 100% | $68,333 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 0.5% | 100% | $385,000 | |
Bar Harbor Bank & Trust
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Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $305,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.3% | 100% | $195,000 | |
PFN Lending Group, Inc.
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Conventional | 2 | 0.3% | 100% | $240,000 | |
Sun West Mortgage Company, Inc
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Conventional | 2 | 0.3% | 100% | $600,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $185,000 | |
EastRise Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $70,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, VA | 2 | 0.3% | 100% | $300,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 100% | $235,000 | View |
New Fed Mortgage Corp.
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FHA | 2 | 0.3% | 100% | $535,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $270,000 | |
21St Mortgage
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Conventional | 2 | 0.3% | 25% | $140,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $180,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.3% | 33.3% | $55,000 | |
Valon Mortgage
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.2% | 100% | $785,000 | View |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Primelending
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VA | 1 | 0.2% | 100% | $475,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $435,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $45,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
American Financing Corporation
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VA | 1 | 0.2% | 66.7% | $355,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $355,000 | View |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $515,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.2% | 100% | $115,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $75,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
First Central Savings Bank
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Stanford Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Texana Bank
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FHA | 1 | 0.2% | 100% | $325,000 | |
Gfa Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $475,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Dart Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Partners Bank of New England
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Concord Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Concord, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Concord? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Concord in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Concord, NH
Use these to narrow the list above. Each category shows how many Concord, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Concord, NH
Independent mortgage companies closed 69.1 percent of home loans in Concord, New Hampshire in 2025, banks 17.1 percent and credit unions 13.8 percent. Cmg Mortgage Inc was the largest mortgage company, Merrimack County Savings Bank the largest bank and New Hampshire Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Merrimack County Savings Bank led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Concord, NH
By home loans closed in 2025, Merrimack County Savings Bank was the largest mortgage lender in Concord, New Hampshire with 31 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Concord, New Hampshire, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 100 percent, against a 89.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Concord, New Hampshire in 2025, led by Cmg Mortgage Inc with 14. 23 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 19 credit unions closed home loans in Concord, New Hampshire in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Concord, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Concord, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Concord. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
