Mortgage Lenders and Brokers in Sidney, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sidney, Montana mortgage lenders include Stockman Bank of MontanaStockman Bank of Montana301 W Holly St, Sidney, MT 59270A+5.0 ★Texas Ratio: 4.20%, Wells Fargo Bank NAWells Fargo Bank NA101 2nd Ave Sw, Sidney, MT 59270A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, First Interstate BankFirst Interstate Bank3 S Woodard Ave, Absarokee, MT 59001A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2414 Central Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 3.68%, CrossCountry Mortgage, LLC, Rocket MortgageRocket MortgageA+5.0 ★Texas Ratio: 5.43%, United Wholesale Mortgage, Fairway Independent Mort Corp, and Success Lending, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sidney, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sidney are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sidney, Montana
Market share is the lender's share of all home loans closed in Sidney, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Sidney 301 W Holly St, Sidney, MT 59270 A+5.0 ★Texas Ratio: 4.20% |
Conventional, FHA, VA, USDA, HELOC | 32 +3 HELOCs |
32% | 97% | $178,750 | View |
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1 office in Sidney 101 2nd Ave Sw, Sidney, MT 59270 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 50% | $245,000 | View |
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303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 3% | 75% | $281,666 | View |
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★ 1 stars, 1 review 3 S Woodard Ave, Absarokee, MT 59001 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1% | 50% | $235,000 | View |
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2414 Central Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 11 +1 HELOCs |
11% | 84.6% | $331,363 | |
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A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA | 9 | 9% | 52.9% | $193,888 | View |
United Wholesale Mortgage
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Conventional, FHA | 8 | 8% | 100% | $241,250 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 4% | 100% | $240,000 | |
Success Lending, LLC
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Conventional, USDA | 2 | 2% | 100% | $240,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 2% | 66.7% | $170,000 | |
Amerisave Mortgage Company
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FHA | 2 | 2% | 40% | $170,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 2% | 100% | $260,000 | |
Nationstar Mortgage
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FHA, VA | 2 | 2% | 100% | $240,000 | |
Mortgage Research Center
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FHA, VA | 2 | 2% | 66.7% | $330,000 | |
V.I.P. Mortgage, Inc.
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FHA | 2 | 2% | 100% | $420,000 | |
21St Mortgage
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Conventional | 2 | 2% | 66.7% | $105,000 | |
Genisys Credit Union
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Conventional | 1 | 1% | 100% | $345,000 | |
Primelending
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Conventional | 1 | 1% | 100% | $225,000 | |
Nbkc Bank
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Conventional | 1 | 1% | 100% | $215,000 | |
loanDepot.com LLC
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FHA | 1 | 1% | 50% | $75,000 | |
Guild Mortgage Company
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VA | 1 | 1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 100% | $225,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 1% | 100% | $295,000 | |
Securitynational Mortgage Company
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FHA | 1 | 1% | 100% | $335,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $305,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 1% | 100% | $205,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1% | 100% | $55,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 1% | 100% | $225,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 100% | $25,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1% | 100% | $225,000 | |
Village Capital & Investment
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VA | 1 | 1% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sidney Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sidney, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Sidney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sidney in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sidney, MT
Use these to narrow the list above. Each category shows how many Sidney, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Sidney, MT
Independent mortgage companies closed 58 percent of home loans in Sidney, Montana in 2025, banks 41 percent and credit unions 1 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Stockman Bank of Montana the largest bank and Genisys Credit Union the largest credit union. Among lenders headquartered in Montana, Stockman Bank of Montana led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sidney, MT
By home loans closed in 2025, Stockman Bank of Montana was the largest mortgage lender in Sidney, Montana with 32 loans, about 32 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Sidney, Montana in 2025, led by Stockman Bank of Montana with 5. 8 lenders closed VA loans, led by Stockman Bank of Montana, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 1 credit unions closed home loans in Sidney, Montana in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sidney, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sidney, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sidney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
