Mortgage Lenders and Brokers in Park City, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Park City, Montana mortgage lenders include Altana Federal Credit UnionAltana Federal Credit Union1111 24th St W, Billings, MT 59102 3809A5.0 ★Texas Ratio: 6.18%, Valley Financial Credit UnionValley Financial Credit Union1541 Custer Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 1.69%, Yellowstone BankYellowstone Bank2 W Grove St, Absarokee, MT 59001A+5.0 ★Texas Ratio: 0.06%, Stockman Bank of MontanaStockman Bank of Montana6050 Jackrabbit Ln, Belgrade, MT 59714A+5.0 ★Texas Ratio: 4.20%, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, First Federal Bank & TrustFirst Federal Bank & Trust645 Henry Chapple St, Billings, MT 59106, Glacier BankGlacier Bank307 E Park St, Anaconda, MT 59711A+5.0 ★Texas Ratio: 1.87%, Opportunity Bank of MontanaOpportunity Bank of Montana300 Main St, Ashland, MT 59003A+5.0 ★Texas Ratio: 1.60%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2414 Central Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 3.68%, and Little Horn State BankLittle Horn State Bank2900 Central Ave, Billings, MT 59102A5.0 ★Texas Ratio: 9.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Park City, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Park City are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Park City, Montana
Market share is the lender's share of all home loans closed in Park City, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1111 24th St W, Billings, MT 59102 3809 A5.0 ★Texas Ratio: 6.18% |
Conventional, HELOC | 5 +9 HELOCs |
8.6% | 100% | $169,000 | |
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1541 Custer Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 3 +3 HELOCs |
5.2% | 100% | $258,333 | View |
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2 W Grove St, Absarokee, MT 59001 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 3 | 5.2% | 100% | $325,000 | View |
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6050 Jackrabbit Ln, Belgrade, MT 59714 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 2 +2 HELOCs |
3.4% | 100% | $190,000 | View |
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303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 3.4% | 100% | $345,000 | View |
First Federal Bank & Trust
645 Henry Chapple St, Billings, MT 59106 |
Conventional | 2 | 3.4% | 100% | $225,000 | |
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307 E Park St, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 1 +3 HELOCs |
1.7% | 33.3% | $85,000 | View |
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300 Main St, Ashland, MT 59003 A+5.0 ★Texas Ratio: 1.60% |
Conventional, HELOC | 1 +2 HELOCs |
1.7% | 100% | $435,000 | View |
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2414 Central Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.7% | 100% | $755,000 | View |
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2900 Central Ave, Billings, MT 59102 A5.0 ★Texas Ratio: 9.69% |
Conventional | 1 | 1.7% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA | 6 | 10.3% | 77.8% | $345,000 | View |
Guild Mortgage Company
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Conventional, VA | 3 | 5.2% | 100% | $368,333 | |
Mortgage Research Center
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VA | 3 | 5.2% | 100% | $391,666 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 3.4% | 100% | $330,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 3.4% | 100% | $275,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 2 | 3.4% | 100% | $555,000 | |
Lower, LLC
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Conventional, FHA | 2 | 3.4% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 3.4% | 100% | $475,000 | View |
Freedom Northwest Credit Union
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Conventional | 1 | 1.7% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.7% | 100% | $45,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.7% | 100% | $595,000 | |
Newrez LLC
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VA | 1 | 1.7% | 100% | $225,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.7% | 100% | $395,000 | |
Amerisave Mortgage Company
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VA | 1 | 1.7% | 50% | $525,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.7% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 1.7% | 100% | $135,000 | |
Securitynational Mortgage Company
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FHA | 1 | 1.7% | 100% | $325,000 | |
Homeowners Financial Group, LLC
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VA | 1 | 1.7% | 100% | $65,000 | |
Nations Lending Corporation
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FHA | 1 | 1.7% | 100% | $235,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.7% | 100% | $125,000 | View |
Nationstar Mortgage
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VA | 1 | 1.7% | 50% | $425,000 | |
21St Mortgage
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Conventional | 1 | 1.7% | 100% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.7% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chevron Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Park City Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Park City, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Park City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Park City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Park City, MT
Use these to narrow the list above. Each category shows how many Park City, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Park City, MT
Independent mortgage companies closed 55.2 percent of home loans in Park City, Montana in 2025, banks 29.3 percent and credit unions 15.5 percent. Rocket Mortgage was the largest mortgage company, Yellowstone Bank the largest bank and Altana Federal Credit Union the largest credit union. Among lenders headquartered in Montana, Altana Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Park City, MT
By home loans closed in 2025, Altana Federal Credit Union was the largest mortgage lender in Park City, Montana with 5 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Park City, Montana in 2025, led by Rocket Mortgage with 2. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Park City, Montana in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Park City, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Park City, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Park City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
