Mortgage Lenders and Brokers in Wright City, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wright City, Missouri mortgage lenders include First State Community BankFirst State Community Bank20 Wildcat Dr, Wright City, MO 63390A5.0 ★Texas Ratio: 6.95%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%, The Bank of Old MonroeThe Bank of Old Monroe#10 Freise Industrial Drive, Moscow Mills, MO 63362A+5.0 ★Texas Ratio: 0.03%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, and The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wright City, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wright City are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wright City, Missouri
Market share is the lender's share of all home loans closed in Wright City, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wright City 20 Wildcat Dr, Wright City, MO 63390 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 4 +3 HELOCs |
1.3% | 100% | $265,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 25 | 7.8% | 100% | $278,600 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +3 HELOCs |
1.9% | 85.7% | $305,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 5 +11 HELOCs |
1.6% | 50% | $117,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 5 | 1.6% | 100% | $331,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 100% | $247,500 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 100% | $220,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 4 | 1.3% | 100% | $180,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 50% | $205,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $275,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.9% | 75% | $358,333 | View |
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106 N Business Hwy 61, Bowling Green, MO 63334 A-5.0 ★Texas Ratio: 14.19% |
Conventional | 3 | 0.9% | 100% | $208,333 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $195,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional, Jumbo | 2 | 0.6% | 100% | $805,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 0.6% | 100% | $140,000 | View |
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700 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 2 | 0.6% | 100% | $370,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
FHA, VA | 2 | 0.6% | 100% | $360,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 2 | 0.6% | 100% | $255,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $245,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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105 S Old Highway 71, Adrian, MO 64720 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
FHA | 1 | 0.3% | 100% | $325,000 | View |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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1108 S Business Highway 61, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.67% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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2500 Range Line St, Columbia, MO 65202 A+5.0 ★Texas Ratio: 0.69% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +4 HELOCs |
0% | 100% | View | |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, USDA | 12 | 3.8% | 92.3% | $270,833 | |
First State Bank of St Charles
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Conventional, FHA, VA, USDA | 11 | 3.4% | 100% | $310,454 | |
Mortgage Research Center
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VA | 8 | 2.5% | 80% | $306,250 | |
Gershman Investment Corp.
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Conventional, FHA | 7 | 2.2% | 100% | $389,285 | |
Endeavor Capital, LLC
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Conventional, FHA | 5 | 1.6% | 100% | $231,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 3 | 0.9% | 100% | $218,333 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.6% | 100% | $265,000 | View |
Access Capital Funding LLC
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Conventional | 2 | 0.6% | 100% | $245,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 24 | 7.5% | 100% | $244,583 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 17 | 5.3% | 85.7% | $217,352 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 4.7% | 88.2% | $353,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 11 | 3.4% | 100% | $314,090 | |
New American Funding, LLC.
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Conventional, FHA, USDA, HELOC | 10 +2 HELOCs |
3.1% | 90.9% | $264,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 2.8% | 90.9% | $328,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 9 | 2.8% | 83.3% | $228,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 6 | 1.9% | 100% | $248,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.9% | 100% | $271,666 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.6% | 83.3% | $193,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional, VA | 4 | 1.3% | 100% | $385,000 | View |
Calcon Mutual Mortgage LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $311,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $218,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.9% | 60% | $165,000 | |
Village Capital & Investment
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FHA, VA | 3 | 0.9% | 100% | $245,000 | |
Goodleap, LLC
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FHA, VA | 2 | 0.6% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.6% | 60% | $115,000 | |
Newrez LLC
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Conventional | 2 | 0.6% | 100% | $170,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 2 | 0.6% | 100% | $300,000 | |
Nations Lending Corporation
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Conventional | 2 | 0.6% | 100% | $160,000 | |
Leaderone Financial Corp.
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Conventional | 2 | 0.6% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.3% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 6.15% |
FHA | 1 | 0.3% | 100% | $145,000 | View |
Greenstate Credit Union
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.62% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $165,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.3% | 100% | $335,000 | View |
American Financial Network, Inc.
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VA | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.3% | 100% | $325,000 | View |
Thompson Kane & Company, Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 50% | $105,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $785,000 | |
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A4.5 ★Texas Ratio: 2.64% |
VA | 1 | 0.3% | 100% | $445,000 | View |
Cis Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $675,000 | |
T2 Financial LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Geneva Financial LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $185,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Texana Bank
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FHA | 1 | 0.3% | 100% | $325,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.3% | 66.7% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wright City Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wright City, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Wright City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wright City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wright City, MO
Use these to narrow the list above. Each category shows how many Wright City, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Wright City, MO
Independent mortgage companies closed 70.2 percent of home loans in Wright City, Missouri in 2025, banks 24.1 percent and credit unions 5.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, First State Community Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, First State Community Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wright City, MO
By home loans closed in 2025, First State Community Bank was the largest mortgage lender in Wright City, Missouri with 4 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Wright City, Missouri in 2025, led by Guild Mortgage Company with 8. 22 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 12 credit unions closed home loans in Wright City, Missouri in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wright City, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wright City, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wright City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
