Mortgage Lenders and Brokers in Sunrise Beach, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sunrise Beach, Missouri mortgage lenders include OakStar BankOakStar Bank15774 N State Highway 5, Sunrise Beach, MO 65079A+5.0 ★Texas Ratio: 3.21%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Great Southern BankGreat Southern Bank6800 S Rock Hill Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 1.55%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, Mid America BankMid America Bank804 Highway 28 W, Belle, MO 65013A+5.0 ★Texas Ratio: 5.45%, Sullivan BankSullivan Bank13932 North Missouri Highway 5, Sunrise Beach, MO 65079A-4.9 ★Texas Ratio: 16.43%, Infuze Credit UnionInfuze Credit Union5000 Illinois Ave, Fort Leonard Wood, MO 65473A+5.0 ★Texas Ratio: 2.56%, and Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sunrise Beach, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sunrise Beach are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sunrise Beach, Missouri
Market share is the lender's share of all home loans closed in Sunrise Beach, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Sunrise Beach 15774 N State Highway 5, Sunrise Beach, MO 65079 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $270,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 21 | 9.3% | 95.5% | $390,238 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo, HELOC | 18 +15 HELOCs |
7.9% | 90.5% | $531,111 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
1.8% | 57.1% | $302,500 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 4 | 1.8% | 80% | $247,500 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.3% | 100% | $951,666 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 3 | 1.3% | 60% | $381,666 | View |
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13932 North Missouri Highway 5, Sunrise Beach, MO 65079 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 3 | 1.3% | 100% | $198,333 | View |
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5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $95,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $395,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 2 | 0.9% | 100% | $505,000 | View |
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1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 2 | 0.9% | 100% | $275,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
VA | 2 | 0.9% | 100% | $545,000 | |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 2 | 0.9% | 100% | $360,000 | View |
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484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.9% | 100% | $390,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $165,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 2 | 0.9% | 100% | $265,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, Jumbo | 2 | 0.9% | 100% | $850,000 | View |
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213 N Main St, Braymer, MO 64624 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 2 | 0.9% | 100% | $280,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 2 | 0.9% | 100% | $510,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional, Jumbo | 2 | 0.9% | 100% | $1,355,000 | View |
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1003 State Highway C, Bevier, MO 63532 A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 2 | 0.9% | 100% | $955,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $485,000 | View |
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4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.4% | 100% | $755,000 | View |
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12661 State Highway 13, Kimberling City, MO 65686 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.4% | 100% | $575,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,965,000 | View |
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7701 Forsyth Blvd, Clayton, MO 63105 D3.5 ★Texas Ratio: 33.34% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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107 S 2nd St, Clinton, MO 64735 A5.0 ★Texas Ratio: 10.90% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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301 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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444 S Rinker Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank of St Charles
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Conventional, FHA | 5 | 2.2% | 100% | $505,000 | |
Mortgage Research Center
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VA | 3 | 1.3% | 100% | $348,333 | |
The Tipton Latham Bank, NA
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Access Capital Funding LLC
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Kearney Trust Company
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Conventional | 1 | 0.4% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 2.39% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,855,000 | View |
FCS Financial FLCA
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 12 | 5.3% | 100% | $553,333 | |
Nations Direct Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 3.5% | 100% | $648,750 | |
United Wholesale Mortgage
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Conventional, Jumbo | 6 | 2.6% | 100% | $495,000 | |
Primelending
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Conventional, VA, USDA | 5 | 2.2% | 100% | $247,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 4 | 1.8% | 50% | $125,000 | View |
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A+5.0 ★Texas Ratio: 5.81% |
Conventional | 4 | 1.8% | 100% | $477,500 | View |
Midwest Mortgage Associates Corp
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Conventional, VA | 3 | 1.3% | 100% | $235,000 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 1.3% | 100% | $165,000 | |
Freedom Mortgage Corporation
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VA | 2 | 0.9% | 100% | $420,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $460,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.9% | 100% | $305,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 0.9% | 66.7% | $610,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.58% |
Conventional | 2 | 0.9% | 100% | $410,000 | View |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, Jumbo | 2 | 0.9% | 100% | $790,000 | View |
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A+5.0 ★Texas Ratio: 1.13% |
Conventional, Jumbo | 2 | 0.9% | 100% | $1,105,000 | View |
The Loan Store, Inc
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Conventional | 2 | 0.9% | 100% | $265,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.9% | 100% | $570,000 | View |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $2,605,000 | View |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $285,000 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $225,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Everett Financial, Inc.
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,035,000 | |
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A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Pilgrim Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $725,000 | |
Scott Credit Union
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 1.22% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Ameritrust Mortgage Corporation
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VA | 1 | 0.4% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $285,000 | |
AIM Credit Union
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 5.98% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $445,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Iowa Bankers Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.4% | 33.3% | $105,000 | View |
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A+5.0 ★Texas Ratio: 0.85% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,445,000 | View |
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A5.0 ★Texas Ratio: 11.98% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
1St Midamerica Credit Union
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Conventional | 1 | 0.4% | 100% | $85,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Dundee Bank
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Conventional | 1 | 0.4% | 100% | $355,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 1.43% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $75,000 | |
Iroquois Federal Savings & Loan Association
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sunrise Beach Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sunrise Beach, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Sunrise Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sunrise Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sunrise Beach, MO
Use these to narrow the list above. Each category shows how many Sunrise Beach, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Sunrise Beach, MO
Independent mortgage companies closed 41 percent of home loans in Sunrise Beach, Missouri in 2025, banks 55.9 percent and credit unions 3.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, OakStar Bank the largest bank and Infuze Credit Union the largest credit union. Among lenders headquartered in Missouri, OakStar Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sunrise Beach, MO
By home loans closed in 2025, OakStar Bank was the largest mortgage lender in Sunrise Beach, Missouri with 2 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Sunrise Beach, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 2. 11 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 71 banks and 9 credit unions closed home loans in Sunrise Beach, Missouri in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sunrise Beach, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sunrise Beach, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sunrise Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
