Mortgage Lenders and Brokers in Rolla, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rolla, Missouri mortgage lenders include Phelps County BankPhelps County Bank718 N Pine St, Rolla, MO 65401A5.0 ★Texas Ratio: 11.23%, US Bank, N.A.US Bank, N.A.500 W 6th St, Rolla, MO 65401A+5.0 ★Texas Ratio: 2.85%, First State Community BankFirst State Community Bank210 W 8th St, Rolla, MO 65401A5.0 ★Texas Ratio: 6.95%, Southern BankSouthern Bank210 W 10th St, Rolla, MO 65401A5.0 ★Texas Ratio: 6.11%, The Bank of MissouriThe Bank of Missouri960 S Bishop Ave, Rolla, MO 65401A5.0 ★Texas Ratio: 9.58%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Infuze Credit UnionInfuze Credit Union1101 N Bishop Ave, Rolla, MO 65401 2147A+5.0 ★Texas Ratio: 2.56%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, The Maries County BankThe Maries County Bank2nd And Pine Street, Argyle, MO 65001A+5.0 ★Texas Ratio: 0.59%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rolla, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rolla are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rolla, Missouri
Market share is the lender's share of all home loans closed in Rolla, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Rolla 718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23% |
Conventional | 36 | 8% | 97.3% | $180,000 | View |
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1 office in Rolla 500 W 6th St, Rolla, MO 65401 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 22 +3 HELOCs |
4.9% | 84.6% | $230,000 | View |
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1 office in Rolla 210 W 8th St, Rolla, MO 65401 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 7 +8 HELOCs |
1.6% | 87.5% | $202,142 | View |
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1 office in Rolla 210 W 10th St, Rolla, MO 65401 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 50% | $160,000 | View |
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1 office in Rolla 960 S Bishop Ave, Rolla, MO 65401 A5.0 ★Texas Ratio: 9.58% |
Conventional | 2 | 0.4% | 100% | $270,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 33 | 7.3% | 100% | $218,333 | View |
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1101 N Bishop Ave, Rolla, MO 65401 2147 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 23 +6 HELOCs |
5.1% | 70.3% | $129,347 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, USDA | 14 | 3.1% | 93.3% | $193,571 | View |
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2nd And Pine Street, Argyle, MO 65001 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 6 | 1.3% | 88.9% | $141,666 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 0.9% | 100% | $355,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA | 3 | 0.7% | 100% | $208,333 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, Jumbo | 2 | 0.4% | 100% | $645,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
VA | 1 | 0.2% | 100% | $225,000 | View |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Das Acquisition Company, LLC
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Conventional, FHA, VA, USDA | 16 | 3.6% | 100% | $227,500 | |
Mortgage Research Center
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Conventional, VA | 16 | 3.6% | 72.7% | $261,875 | |
First State Bank of St Charles
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Conventional | 3 | 0.7% | 100% | $291,666 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 2 | 0.4% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Community Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 43 | 9.6% | 98.1% | $276,395 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 32 | 7.1% | 84.2% | $162,187 | View |
New American Funding, LLC.
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Conventional, FHA, VA, USDA, HELOC | 21 +1 HELOCs |
4.7% | 91.3% | $187,380 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA | 19 | 4.2% | 100% | $251,842 | |
loanDepot.com LLC
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Conventional, FHA, VA | 19 | 4.2% | 80.8% | $279,736 | |
Freedom Mortgage Corporation
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FHA, VA | 13 | 2.9% | 72.2% | $222,692 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.8% | 71.4% | $226,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 1.6% | 87.5% | $266,428 | |
Village Capital & Investment
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FHA, VA, USDA | 7 | 1.6% | 100% | $269,285 | |
New Day Financial, LLC.
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VA | 5 | 1.1% | 71.4% | $301,000 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 0.9% | 100% | $305,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 0.9% | 100% | $212,500 | |
Nqm Funding, LLC
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Conventional | 3 | 0.7% | 42.9% | $395,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 100% | $91,666 | |
21St Mortgage
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Conventional | 3 | 0.7% | 42.9% | $115,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.75% |
Conventional | 2 | 0.4% | 100% | $305,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.4% | 66.7% | $305,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.4% | 33.3% | $170,000 | |
ResMac Inc
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FHA, USDA | 2 | 0.4% | 100% | $220,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 66.7% | $170,000 | View |
Mortgage Solutions of Colorado
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VA, USDA | 2 | 0.4% | 75% | $260,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.4% | 50% | $200,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.4% | 66.7% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 50% | $70,000 | View |
Paramount Residential Mortgage
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FHA | 2 | 0.4% | 100% | $115,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.4% | 100% | $220,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 0.4% | 66.7% | $230,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Guaranteed Rate, Inc.
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USDA | 1 | 0.2% | 50% | $185,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Envoy Mortgage, Ltd
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USDA | 1 | 0.2% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Kind Lending, LLC
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VA | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 50% | $115,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 12.5% | $35,000 | |
Connexus Credit Union
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.2% | 100% | $265,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 50% | $75,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.2% | 100% | $205,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $285,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27% |
USDA | 1 | 0.2% | 100% | $255,000 | View |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 10% | $105,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $385,000 | View |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rolla Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rolla, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Rolla? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rolla in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rolla, MO
Use these to narrow the list above. Each category shows how many Rolla, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Rolla, MO
Independent mortgage companies closed 65.6 percent of home loans in Rolla, Missouri in 2025, banks 27.8 percent and credit unions 6.7 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Phelps County Bank the largest bank and Infuze Credit Union the largest credit union. Among lenders headquartered in Missouri, Phelps County Bank led with 36 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rolla, MO
By home loans closed in 2025, Phelps County Bank was the largest mortgage lender in Rolla, Missouri with 36 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Rolla, Missouri in 2025, led by Guild Mortgage Company with 10. 25 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 8 credit unions closed home loans in Rolla, Missouri in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rolla, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rolla, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rolla. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
