Mortgage Lenders and Brokers in Raytown, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Raytown, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.9063 E Gregory Blvd, Raytown, MO 64133A+5.0 ★Texas Ratio: 2.85%, First Federal Bank of Kansas CityFirst Federal Bank of Kansas City9330 E Gregory Blvd, Raytown, MO 64133A+5.0 ★Texas Ratio: 3.50%, Commerce BankCommerce Bank6705 Blue Ridge Blvd, Raytown, MO 64133A+5.0 ★Texas Ratio: 0.89%, Bank of America NABank of America NA10100 E Highway 350, Raytown, MO 64138A+5.0 ★Texas Ratio: 4.14%, First National Bank of OmahaFirst National Bank of Omaha202 E North Ave, Belton, MO 64012A+5.0 ★Texas Ratio: 4.82%, Umb Bank NAUmb Bank NA6252 Raytown Rd, Raytown, MO 64133A+5.0 ★Texas Ratio: 1.78%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, and Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Raytown, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Raytown are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Raytown, Missouri
Market share is the lender's share of all home loans closed in Raytown, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Raytown 9063 E Gregory Blvd, Raytown, MO 64133 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 13 +6 HELOCs |
2.1% | 82.4% | $149,615 | View |
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1 office in Raytown 9330 E Gregory Blvd, Raytown, MO 64133 A+5.0 ★Texas Ratio: 3.50% |
Conventional, FHA, HELOC | 8 +8 HELOCs |
1.3% | 80% | $175,000 | View |
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1 office in Raytown 6705 Blue Ridge Blvd, Raytown, MO 64133 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 5 +5 HELOCs |
0.8% | 35.7% | $161,000 | View |
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1 office in Raytown 10100 E Highway 350, Raytown, MO 64138 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +8 HELOCs |
0.7% | 100% | $190,000 | View |
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1 office in Raytown 202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 2 | 0.3% | 100% | $145,000 | View |
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1 office in Raytown 6252 Raytown Rd, Raytown, MO 64133 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $15,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 23 | 3.8% | 100% | $194,565 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA | 12 | 2% | 92.9% | $188,333 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, VA, HELOC | 5 +3 HELOCs |
0.8% | 71.4% | $191,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional, FHA | 5 | 0.8% | 83.3% | $233,000 | |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.7% | 57.1% | $92,500 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA | 4 | 0.7% | 100% | $135,000 | View |
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300 W Lockling St, Brookfield, MO 64628 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 4 | 0.7% | 100% | $135,000 | View |
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201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 3 | 0.5% | 100% | $75,000 | View |
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1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 3 | 0.5% | 75% | $118,333 | View |
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6363 N Cosby Ave, Kansas City, MO 64151 A5.0 ★Texas Ratio: 8.19% |
Conventional | 2 | 0.3% | 100% | $120,000 | View |
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125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $315,000 | View |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $55,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $145,000 | View |
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1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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8730 E 63rd St, Raytown, MO 64133 A5.0 ★Texas Ratio: 6.33% |
Conventional | 1 | 0.2% | 50% | $235,000 | View |
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3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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114 South Country Road, Alma, MO 64001 A5.0 ★Texas Ratio: 13.33% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
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600 Ne Coronado Dr, Blue Springs, MO 64014 A+5.0 ★Texas Ratio: 5.08% |
FHA | 1 | 0.2% | 100% | $135,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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213 N Main St, Braymer, MO 64624 A+5.0 ★Texas Ratio: 1.27% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | View |
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710 Oak St, Lathrop, MO 64465 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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Conventional, FHA, VA | 23 | 3.8% | 75% | $207,608 | |
Community Mortgage, LLC
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Conventional, FHA | 14 | 2.3% | 100% | $219,285 | |
First State Bank of St Charles
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Conventional, FHA, VA | 6 | 1% | 100% | $211,666 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 4 | 0.7% | 100% | $162,500 | |
R-G Fderal Credit Union
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 0.2% | 100% | $165,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 56 | 9.2% | 88.9% | $161,250 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 38 | 6.2% | 95% | $155,526 | |
Guild Mortgage Company
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Conventional, FHA | 32 | 5.2% | 100% | $147,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 29 | 4.7% | 93.5% | $217,758 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 27 | 4.4% | 100% | $169,444 | |
Communityamerica Federal Credit Union
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Conventional, FHA, HELOC | 21 +29 HELOCs |
3.4% | 84% | $211,190 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 21 | 3.4% | 67.7% | $195,952 | |
Primelending
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Conventional, FHA | 15 | 2.5% | 88.2% | $181,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 2.1% | 72.2% | $205,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 12 | 2% | 63.2% | $127,500 | |
M Squared Financial LLC
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Conventional, FHA | 11 | 1.8% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 10 | 1.6% | 76.9% | $210,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 7 | 1.1% | 100% | $193,571 | View |
Click n' Close, Inc.
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Conventional, FHA | 7 | 1.1% | 100% | $185,000 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1% | 54.5% | $180,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 1% | 100% | $183,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 1% | 33.3% | $123,333 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 6 | 1% | 85.7% | $208,333 | View |
Megastar Finanacial Corp
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Conventional, FHA, VA | 6 | 1% | 100% | $198,333 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional, HELOC | 5 +8 HELOCs |
0.8% | 83.3% | $215,000 | View |
Summit Funding.Inc
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Conventional, FHA | 5 | 0.8% | 100% | $141,000 | |
The Loan Store, Inc
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Conventional, FHA, VA | 5 | 0.8% | 100% | $221,000 | |
Everett Financial, Inc.
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Conventional, FHA | 4 | 0.7% | 100% | $147,500 | |
Synergy One Lending, Inc.
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Conventional, FHA | 4 | 0.7% | 100% | $157,500 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional, VA | 4 | 0.7% | 80% | $135,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 0.7% | 57.1% | $212,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 37.5% | $45,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $211,666 | |
Royal United Mortgage LLC
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Conventional | 3 | 0.5% | 100% | $105,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $231,666 | |
Cmg Mortgage Inc
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FHA, USDA | 3 | 0.5% | 50% | $148,333 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.5% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 3 | 0.5% | 50% | $188,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.5% | 66.7% | $151,666 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.5% | 75% | $181,666 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.5% | 75% | $248,333 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 3 | 0.5% | 100% | $178,333 | View |
Village Capital & Investment
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VA | 3 | 0.5% | 80% | $258,333 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 75% | $150,000 | |
New American Funding, LLC.
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FHA, HELOC | 2 +2 HELOCs |
0.3% | 33.3% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 2 | 0.3% | 100% | $200,000 | View |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.3% | 66.7% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $250,000 | View |
Geneva Financial LLC
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Conventional, VA | 2 | 0.3% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA, VA | 2 | 0.3% | 100% | $145,000 | View |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.3% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.3% | 66.7% | $255,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.3% | 100% | $240,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.3% | 33.3% | $130,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 0.3% | 66.7% | $220,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.75% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 6.15% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 10% | $235,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Dart Bank
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FHA | 1 | 0.2% | 100% | $225,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $355,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 33.3% | $185,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $45,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Midwest Mortgage Associates Corp
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FHA | 1 | 0.2% | 100% | $305,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $135,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 100% | $115,000 | View |
Bank & Trust Company
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Members Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 50% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
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A4.9 ★Texas Ratio: 9.62% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Raytown Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Raytown, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Raytown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Raytown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Raytown, MO
Use these to narrow the list above. Each category shows how many Raytown, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Raytown, MO
Independent mortgage companies closed 69.9 percent of home loans in Raytown, Missouri in 2025, banks 24.7 percent and credit unions 5.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and United Consumers Credit Union the largest credit union. Among lenders headquartered in Missouri, Commerce Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Raytown, MO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Raytown, Missouri with 13 loans, about 2.1 percent of the market. The largest lender headquartered in Missouri was Commerce Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Raytown, Missouri, Rocket Mortgage approved the highest share of completed applications in 2025 at 88.9 percent, against a 80.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
59 lenders closed FHA loans in Raytown, Missouri in 2025, led by Rocket Mortgage with 19. 31 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 52 banks and 7 credit unions closed home loans in Raytown, Missouri in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Raytown, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Raytown, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Raytown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
